Discover zero-down-payment home loans for rural homeowners and locations that don’t qualify for a traditional mortgage.
A USDA home loan is associated with the United States Department of Agriculture’s (USDA) loan program to help low-to-moderate-income families secure a mortgage in rural areas. The USDA provides three core mortgage programs: USDA Direct loans, USDA loan guarantees, and USDA Home Improvement loans.
If you live in a rural location, USDA loans help make purchasing a home more affordable with benefits like:
If you prefer pastures instead of pavements and don’t qualify for a traditional mortgage due to your income limit or credit history, a USDA loan might be right for you. Here’s how: