Align Lending

Align Your Dreams of

Homeownership

AI-Powered Mortgage Approval in Minutes – Fast, Simple, Hassle-Free!

Buy a Home

Get Pre-Approved In Minutes

Refinance

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Align Lending vs. The Comp

Get started today and secure the best financing solution for your future!

Refinance with Historically Low Rates!

Lower Monthly Payment

Take advantage of today’s historically low rates, a lower payment can provide security in uncertain times.

Good For

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

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Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

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What our Clients Say

Excellent 5.0 | 86 Reviews

5.0
Based on 88 reviews
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Kayla P profile pictureKayla P
01:13 22 Jul 25
If I could recommend Sam a million times I would. She made the process of buying our first home effortless. I’m grateful to have had her as our broker and even recommended a wonderful realtor as well!
Response from the owner 06:02 22 Jul 25
Thank you, Kayla P., for your fantastic review! We’re thrilled to hear that Sam made your first home buying experience so effortless. It’s wonderful to know she could also assist you with a great realtor! We appreciate your recommendations and are here for any future mortgage needs.Thank you for allowing us the opportunity to Align your dream of homeownership!
Benjamin Shafer profile pictureBenjamin Shafer
20:13 20 Jun 25
Samantha is a rockstar! She provided expert help and guided me through the loan process in terms that were easy to understand and made the whole experience painless!
Response from the owner 23:38 20 Jun 25
Thank you, Benjamin Shafer, for your fantastic review! We’re delighted to hear that Samantha made your loan process seamless and easy to understand. Our team is here for any future mortgage needs, and we appreciate you sharing your experience with others!Thank you for allowing us the opportunity to Align your dream of homeownership!
Sarah D profile pictureSarah D
13:53 03 Jun 25
Kevin was great! Very helpful, knowledgeable and communicative throughout my refinance.
Ben Davis profile pictureBen Davis
20:17 12 Feb 25
Taylor is the best. She's so sweet and has great rates. If you need a skilled loan officer, she's the one to talk to.
Response from the owner 20:27 12 Feb 25
Thank you for your kind words, Ben! We're thrilled to hear that Taylor made such a positive impact on your experience. We'll be sure to pass along your compliments to her!
Mark K profile pictureMark K
15:48 21 Oct 24
Everyone at Align knows what they’re doing. Ryan took the time to answer every question I had, and overall made the process as a first time home buyer stress-free.
Response from the owner 15:58 21 Oct 24
Thank you for your wonderful review, Mark! We're thrilled to hear that Ryan was able to assist you and make your experience stress-free. Your satisfaction as a first-time home buyer is our top priority. We appreciate your feedback and look forward to helping you again in the future!
Travis Krakowski profile pictureTravis Krakowski
22:03 19 Aug 24
Travis and the team at Align Lending are hands down the best mortgage option for anyone looking to buy or refinance. Travis spent as much time as it took to be sure I was in the best spot to buy a house and stuck with me through it all. I am so proud of my home and none of it would have been possible without Travis.
Realnvest Academy profile pictureRealnvest Academy
03:31 26 Jun 24
Very professional and knowledgeable, highly recommend for your lending needs!
Justin Barton profile pictureJustin Barton
22:08 17 Jun 24
Can’t say enough great things about Samantha and her team at Align Lending! Highly recommend
Jamie profile pictureJamie
17:49 17 Jun 24
Samantha is a rockstar. We had an unusual situation with our lending and she went above and beyond to help us get our mortgage approved. I truly feel that if we had worked with any other lender or broker, we would not have been able to close on time, or maybe at all. I am beyond happy with the work Samantha did for us and how she handled the entire process. I cannot say enough good things about the work she did for me and my husband. I will be recommending Align Lending and Samantha to anyone that needs a lender.
matthew sykora profile picturematthew sykora
16:29 22 Mar 24
Just bought my first home and Ryan Greiner made the mortgage process incredibly quick and easy to understand. He worked hand in hand with my realtor and made sure everything I needed was ready when it had to be. Definitely reccomend Align Lending and Ryan both!
The Pettifords profile pictureThe Pettifords
00:37 07 Jan 24
As first time homebuyers we made sure to do our research before choosing a mortgage broker. We decided to go with Align Lending and could not have made a better choice. We worked with Samantha and she made the entire process smooth and easy. The customer service was top notch! The professional, yet caring approach was just what we were looking. We highly recommend Align Lending!
Shawna Schink profile pictureShawna Schink
22:36 01 Jan 24
Samantha was absolutely wonderful to work with when we purchased our new home last month. She made herself available day and night for us and was always able to quickly respond to our questions. She made the entire process so comfortable and easy. 10/10 would highly recommend!!
Angela Hunt profile pictureAngela Hunt
13:05 12 Oct 23
Samantha and align lending are always a pleasure to work with. I recommend my clients here and they always are quick to help, knowledgeable and make the process as smooth as possible. We will definitely keep using them for our mortgage needs in the future.

Why Choose Align Lending?

At Align Lending, we are more than just a mortgage broker—we are your trusted partner in home financing. As a local, independent mortgage broker, we work for you, not the banks, ensuring you get the best rates and loan options available nationwide.

Choose Align Lending for a mortgage experience designed around you. Let’s make your home dreams a reality—together!

Top Mortgage Broker in Michigan

Why Work with us?

At Align Lending, we are more than just a mortgage broker—we are your trusted partner in home financing. As a local, independent mortgage broker, we work for you, not the banks, ensuring you get the best rates and loan options available nationwide.

Choose Align Lending for a mortgage experience designed around you. Let’s make your home dreams a reality—together!

Top Mortgage Broker in Michigan

Meet the Owner

Samantha Shelton

Mortgage Loan Originator | Founder of Align Lending

Samantha Shelton, founder of Align Lending, is dedicated to making the mortgage process simple, transparent, and stress-free. With years of industry experience and a passion for helping homebuyers, Samantha has built a reputation for expert guidance, personalized service, and client education.

As a mother of three young boys, she understands the importance of building financial stability through homeownership. That’s why she founded Align Lending—to empower clients with knowledge and confidence so they can make the best financial decisions for their future. Whether you’re a first-time homebuyer, refinancing, or investing, Samantha is committed to finding the best mortgage solutions tailored to your needs.

🏆 Award-Winning Expertise

Samantha’s dedication to excellence has earned her prestigious industry awards, including:

AIME Hall of AIME Inductee

Woman with Vision Award

NAMB Broker of the Year

These honors reflect her commitment to outstanding service, integrity, and client success.

Let’s connect! Whether you’re ready to start your mortgage journey or just exploring your options, Samantha and the Align Lending team are here to help you every step of the way.

Top Mortgage Broker in Michigan

Ready to get started? Apply now or schedule a call today!

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Find your monthly payment

Calculate your estimated monthly mortgage payment

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$ $ $ $ $ $485,250 7 8 9 ÷ % % $ RATES ¢ $ LOAN
Estimated Monthly Payment
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The Align Lending Advantage

Top Mortgage Broker in Michigan

Local Expertise

We’re not just mortgage professionals—we’re part of your community. We understand the local market and are here to provide personalized guidance, not just automated responses.

Top Mortgage Broker in Michigan

Speed & Efficiency

We know time is valuable. That’s why we work to close your loan quickly and seamlessly, handling any challenges that come our way.

Top Mortgage Broker in Michigan

Exceptional Service

Enjoy the best of both worlds—cutting-edge mortgage technology for secure, mobile-friendly processing, plus personal support whenever you need it.

Top Mortgage Broker in Michigan

Smart Technology, Human Touch

Upload documents securely from your phone or connect with us the old-fashioned way—whichever works best for you!

The East Capital Funding LLC Advantage

The Align Lending Address

Contact Us:

Email: samantha@alignlending.com
Phone: 248-506-5727
Address: 2625 Pontiac Lake Road, Waterford, Michigan 48328, United States

Office Hours:

Monday-Friday: 9am to 5pm
Saturday: By Appointment
Sunday: Closed



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