A Michigan Mortgage Broker With More Options and Real Human Guidance
One application, shopped across multiple wholesale lenders. Technology handles the busywork. A real mortgage expert handles the strategy.
Buy a Home
Start your pre-approval
Refinance
Review your current mortgage
Compare Your Options
We shop your scenario across multiple lenders
Tell us what you are working toward, and we will show you the options.
Start With What You're Trying to Accomplish
Buy a Home
Get a clear picture of what you can do and what it would actually cost, before you talk to anyone about a house.
- Knowing your real number
- Planning before you shop
Review My Mortgage
Refinancing is not automatically a good idea. Work out where your break-even sits before you decide anything.
- Checking if it is worth it
- Knowing your break-even
Use My Home Equity
There is more than one way to reach the equity in your home, and they are not the same. Start with the question, not the product.
- Home improvement
- Paying high interest debt
Why Buyers Choose Align Lending
Local Market Experience
Michigan property taxes uncap the January after you buy, local programs change what you qualify for, and competitive offers work differently by community. That is guidance you do not get from a national call center.
More Lender Options
We are an independent broker, so we compare your scenario across multiple wholesale lenders rather than fitting every borrower into one lender's rulebook. If one is not the right fit, we can look elsewhere.
Human Mortgage Guidance
A real mortgage professional walks you through the tradeoffs and stays accountable for your file. You are not clicking through an automated flow hoping it understood your situation.
Speed Without Losing the Human
Upload documents from your phone and keep the file moving. Technology handles the busywork so your mortgage expert can spend the time on the parts that actually need judgement.
What our Clients Say
Meet Samantha Shelton
Founder and Mortgage Loan Originator | NMLS #1647301
Samantha Shelton founded Align Lending in 2020. Before mortgages she was a stay-at-home mom with three boys, and she got into the business for a simple reason: she could not follow the conversation at her own dinner table, and decided to fix that. When Michigan shut down partway through her licensing, she drove to Ohio to finish it.
Align started as a one-woman operation, and the approach has not changed much since. Explain what is actually happening, in plain language, so you are the one making the decision rather than having it explained to you afterward.
She has been recognized with the Hall of AIME, NAMB Broker of the Year, and a Woman with Vision award.
Whether you are buying your first home, refinancing, or looking at an investment property, the first conversation does not have to turn into anything.
Ready to get started? Apply now or schedule a call today!
Calculate your mortgage using our tailor-made calculators!
Find your monthly payment
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Where We Serve
Michigan property taxes, local programs and what it takes to win an offer all change by community. Start with your county, or go straight to your city.
City guides
Licensed in six states: Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. See all Michigan service areas.
The Align Lending Address
Contact Us:
Email: samantha@alignlending.com
Phone: 248-506-5727
Address: 2625 Pontiac Lake Road, Waterford, Michigan 48328, United States
Office Hours:
Monday-Friday: 9am to 5pm
Saturday: By Appointment
Sunday: Closed
Our Awards
