What separate's us from other Mortgage Brokers
What separates Align Lending from every other mortgage broker!
TECHNOLOGY
Innovation is essential for success. Industry leader is the use of technology to make the lending process Faster, cheaper, and a great experience.
The Align Lending platform is fully integrated with our Lender of choice. Receive pre approval letters instantly with the combination of our technology. Make applications, document collection and obtaining signatures a seamless customer experience with our client portal.
Align+ (Our online application collection system)
Take advantage of this free borrower application portal that lets you take applications anytime, anywhere. We receive notifications in real-time every time a borrower open. submits, or completes an application. This is one way Align Lending is able to turn your preapproval around in industry leading turn times. We give the borrower the ability to run credit, e-sign documents, verify assets, and much more. Industry leading technology.
EASY Docs (Our e-sign application process)
With EASY Docs, you can ESIGN a single, federal- and state-compliant mortgage application in minutes with the click of a button. This streamlines the application process and allows for time to review the documentation prior to delivery.
Doc-Less
No more pay stubs, no more bank statements, no more tax returns — just e-sign and go. UWM securely and automatically verifies income, assets and tax returns for you — giving you instant results on a majority of loans.
Operations
At Align Lending, we know that our company and our Loan Officers cannot achieve success without the hard work and support of a strong team of processors, underwriters, and closers. Align Lending’s operations professionals are among the best in the industry. They have won countless awards over the years such as “2021 Fastest closings award” “Top 1% Operations team” and helped us achieve awards as a company for “Fastest growing Mortgage Brokers” and “Mortgage Brokers presidents club”
Close Most Loans in 15 Days or Less
Our crazy-fast, industry-shaking, referral-generating turn times are 2–3 times faster than most lenders out there. Industry average is 52 days according to Ellie Mae.
Same-day Setup/Next day approval
Align lending can import loans and get them into underwriting the same day. Having a full review from an underwriter the next day. We eliminate delays and help relieve stress. We can project a closing day quickly which is essential to putting all parties at ease.
Direct Access to Underwriters
Clear conditions faster with direct communication. Underwriters return all calls and emails within three hours every time. No miscommunication can not be solved instantly.
BOLT
Reduce your loan approval time from hours to minutes. Let BOLT’s data extraction, auto doc recognition and smart technology do the work for you. Align Lending uses BOLT to obtain an initial approval for qualified borrowers in as little as15 minutes when it’s convenient for you.
Custom Mortgage Experience
Customize Your Rate lock period
Lock anywhere between 8 and 90 days. Pick the exact number of days you need to lock your rate.
Align Your Mortgage Term
Customize the perfect loan term for your borrower. Choose any term between 8–30years without setting the mortgage clock. Available on conventional, FHA and VA loans.
Exact Interest Rate
Offer custom rates to the thousandths. Exact Rate lets you price out you’re your to your needs. Zero-out closing fees, lessen closing cost, or improve your qualifying interest rate by creating custom rates to the thousandth decimal point.
Community Support
Align Lending help’s support local charities and events that are important to you. Its mission is to encourage employee volunteerism, support financial literacy, and deliver on our commitment to support our partners with causes they are passionate about. Since its inception, Align lending has donated thousands of dollars to charities/events large and small, and recently launched a scholarship program in Rochester for continuing education. Please let us know how we can support you.
The Closing Experience
The Close Advantage
Take greater control of the closing process with our CLOSE ADVANTAGE, our enhanced closing platform that transforms the way you close. It offers hybrid closings and streamlined virtual closings, giving your borrowers the ability to close anytime, anywhere from any device.
Instant Funding
Never wait on a wire at the closing table. Align lending has the wire as soon as the docs are finalized and released with no funding authorization stipulations. Lets make the closing a celebrations and help relieve the stress.