Mortgage Lender in Clawson, MI
Clawson's Trusted Mortgage Experts for FHA, VA, and Conventional Home Loans
Mortgage Solutions Across Michigan – Align Lending Has You Covered!
- Best Mortgage Rates
- Easy Process
Get Pre-Approved in Minutes - No Obligation
Get Pre-Approved in Minutes - No Obligation
Local Home Loans Tailored for Clawson
Packed into roughly 2.2 square miles, Clawson earns its nickname “The Little City with a Big Heart”, a walkable Oakland County community where Main Street meets 14 Mile Road in a downtown of independent shops, award-winning restaurants and a local distillery. Most of the housing stock dates to the 1940s through 1970s: tidy ranches, bungalows and small colonials on modest lots, anchored by landmarks like the Clawson Historical Museum, Blair Memorial Library and the historic Interurban Railway corridor. The city has no single dominant private employer; Clawson Public Schools and municipal government lead in-city jobs, while most of the ~11,300 residents commute to Troy’s Corewell Health/Beaumont campus, Royal Oak or downtown Detroit. That mix of charm, schools and easy freeway access keeps demand high and inventory tight.
Take the first step towards the right mortgage
Apply online for expert recommendations with real interest rates and payments
Clawson’s median sale price sits near $320,000 (Redfin pegged it at $319,809 in May 2026), up about 4.9% year over year, though Zillow’s broader typical-value index reads lower, around $270,000, because it blends every housing type. Homes move fast here: the median time on market is roughly 14-15 days, and Redfin rates Clawson “very competitive,” with the best-priced listings going pending in about eight days and occasionally clearing above asking. The drivers are simple, limited acreage, a beloved walkable downtown, solid commuter access via I-75 and I-696, and a price point that still undercuts neighboring Birmingham and Royal Oak.
Why Choose Align Lending?
Family Values Friendly Owned
Community-Focused – Built on strong family values, we treat every client like one of our own.
- Honest and Transparent: No hidden fees, no surprises, just straightforward mortgage solutions you can trust.
- Reliable & Trusted: With over 30 years of experience, we’ve built lasting relationships by delivering exceptional service.
- Local Experts and National Reach: Proudly serving Southeast Michigan, we’re deeply connected to the community and dedicated to helping homeowners succeed.
Clawson Real Estate & Mortgage Overview
To buy a typical $320,000 Clawson home, plan on household income near $90,000-$100,000: with 20% down at current rates, principal, interest, taxes and insurance run about $2,050-$2,100 a month, comfortable for a household at Clawson’s median income of $88,636. Property taxes run an effective ~1.33%, a median bill near $3,429, confirm exact figures through the City of Clawson Treasurer or Michigan’s Property Tax Estimator. First-time buyers should explore MSHDA down payment assistance, which pairs well with this entry-level price band. Because most Clawson homes land well under the 2026 conforming loan limit, conventional and FHA financing, not jumbo, fit nearly every purchase here.
What it's Like to Live in Clawson
- Osborne (~$250,000-$350,000): One of Clawson’s most competitive pockets (Redfin score ~86), averaging around $259K, up ~3.6% YoY, with homes selling in about 11 days.
- Downtown Clawson / Clawson Mill (~$280,000-$360,000): The walkable core near Main Street & 14 Mile, full of older bungalows and colonials steps from shops and the weekend market.
- Bywood Avenue area (N & S Bywood) (~$340,000-$360,000): Mid-century three- and four-bedroom homes; Redfin estimates around $356K.
- Glendale Park Estates (~$280,000-$380,000): An established residential subdivision with classic mid-century housing.
- Oak Run (~$285,000-$400,000): A popular Clawson-area neighborhood on the higher end of the local range.
Every neighborhood is served by Clawson Public Schools, about five schools, with Clawson High (the city’s only high school) rated 4/10 and Clawson Middle 6/10 on GreatSchools. Downtown Detroit is roughly 17-19 miles south, a 25-35 minute drive via I-75 or Woodward Avenue, with I-696 just minutes away.
The Process
GET PRE APPROVED TODAY
- Explore Your Loan Options – We take the time to explain the different mortgage programs you qualify for, including fees, taxes, and insurance.
- Customize Your Rate – We work with top lenders to ensure you get a mortgage rate that fits your financial goals.
- Fast & Easy Pre-Approval – Get pre-approved in minutes and gain the confidence to shop for your dream home!
Find the Right Agent & Start Shopping for Your Dream Home!
- Expert Representation –A real estate agent’s commission is paid by the seller, so having a professional on your side comes at no extra cost to you!
- Seamless Home Research – We’ll connect you with a trusted agent to make your homebuying journey as smooth as possible.
- The Fun Begins – Shopping for your new home is an exciting experience, picture your future, explore possibilities, and find the perfect fit for your family.
Make an Offer & Close on Your Mortgage – Fast!
- Strategic Offer Support –We collaborate with your agent to ensure your offer is as strong as possible.
- Fast & Efficient Closing – Once your offer is accepted, we work to close your mortgage in less than two weeks.
- Move Into Your Dream Home – Before you know it, the keys are in your hand and you’re settling in!
Clawson Mortgage FAQ's
What is the median home price in Clawson, MI 48017?
As of spring 2026 the median sale price in Clawson is about $320,000 (Redfin, $319,809 in May 2026), up roughly 4.9% year over year. Zillow’s broader typical-value index is lower at around $270,000 because it blends in all housing types. Most homes are 1940s-1970s ranches, bungalows and small colonials.
How fast do homes sell in Clawson?
Quickly. Clawson is rated a very competitive market, with homes spending a median of about 14-15 days on the market in mid-2026. The most desirable, well-priced listings can go pending in roughly 8 days and occasionally sell above asking.
What are property taxes like in Clawson?
The effective property tax rate is about 1.33% of value, with a median annual tax bill around $3,429 (Ownwell). That’s higher than the national median. Bills are set through Oakland County millage rates; 2025 rates are posted in August 2026, so use the City of Clawson Treasurer or the Michigan Property Tax Estimator for an exact figure on a specific home.
What income do I need to buy a typical Clawson home?
Roughly $90,000-$100,000 in household income. On a $320,000 home with 20% down at current rates, principal, interest, taxes and insurance run about $2,050-$2,100 a month, which fits a household earning around $90K under standard debt-to-income guidelines. A smaller down payment raises the income you’ll need. For comparison, Clawson’s median household income is about $88,636.
Which school district serves Clawson, MI?
The entire city is served by Clawson Public Schools, a small district of about five schools. Clawson High School (the only high school) carries a 4/10 GreatSchools rating and Clawson Middle School a 6/10, with most schools rated around average.
How long is the commute from Clawson to downtown Detroit?
Clawson sits about 17-19 miles north of downtown Detroit, roughly a 25-35 minute drive via I-75 or Woodward Avenue. The city is also minutes from I-696, making job hubs in Troy, Royal Oak and Birmingham easy commutes, which is a big part of its appeal to buyers.
Our Service Areas
Michigan Counties We Serve: Genesee, Lapeer, Lenawee, Livingston, Macomb, Monroe, Oakland, Saint Clair, Washtenaw, Wayne
If you’re in or around any of the locations listed above, Align Lending has you covered! Contact us to make a service appointment now!
