Licensing
Licensing and Disclosures
Who licenses and supervises Align Lending, how to verify us yourself, and where to go with a question or a complaint.
- NMLS #2041154
- Licensed in six states
- Equal Housing Opportunity
Company
Align Lending LLC
Align Lending LLC, NMLS #2041154
2625 Pontiac Lake Road, Waterford, Michigan 48328
248-506-5727 · samantha@alignlending.com
Samantha Shelton, owner and loan originator, NMLS 1647301
Align Lending is an independent mortgage broker. We do not lend our own money. We arrange mortgages with wholesale lenders, which make the credit decision and fund the loan. Every license we hold, with its number and status, is listed on NMLS Consumer Access, the national registry of mortgage companies and loan originators.
States
Where we are licensed
We arrange mortgages for homes in these six states. Each card links to the state agency that licenses and examines us.
Michigan
Licensed and supervised by the Michigan Department of Insurance and Financial Services (DIFS).
Michigan DIFSOhio
Licensed and supervised by the Ohio Division of Financial Institutions.
Ohio Division of Financial InstitutionsNorth Carolina
Licensed and supervised by the North Carolina Commissioner of Banks.
NC Commissioner of BanksFlorida
Licensed and supervised by the Florida Office of Financial Regulation.
Florida OFRLouisiana
Licensed and supervised by the Louisiana Office of Financial Institutions.
Louisiana OFITexas
Licensed and supervised by the Texas Department of Savings and Mortgage Lending.
Texas SMLRequired notice
Texas consumer complaint notice
Texas requires this notice, in this form, on the website of every mortgage company it licenses (7 TAC §56.200(c)).
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.
Disclosures
How a broker works, and how we are paid
A mortgage broker compares loan options from multiple wholesale lenders and manages your application from the first conversation to closing. The lender you choose underwrites, approves and funds the loan. How Align Lending is paid on your loan, and how much, appears on your Loan Estimate and Closing Disclosure, the federal forms every borrower receives.
Nothing on this website is a credit decision, a preapproval, a commitment to lend or an offer of credit. Rates, terms and programs change and depend on the lender's review of your application and the property.
Equal Housing Opportunity
Align Lending is an Equal Housing Opportunity company. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter a contract), familial status or disability, because all or part of your income comes from a public assistance program, or because you have in good faith exercised a right under the Consumer Credit Protection Act.
Federal law, through the Equal Credit Opportunity Act and the Fair Housing Act, prohibits discrimination in mortgage lending on these grounds.
Questions or complaints
Please start with us: call 248-506-5727 or email samantha@alignlending.com, and we will work to resolve it.
You can also contact the regulator for your state, listed above, or the Consumer Financial Protection Bureau, which takes complaints about mortgage companies nationwide.
Your information
How this site handles your information is in our Privacy Policy. The rules for using the site are in our Terms and Conditions.
Align Lending LLC, NMLS #2041154, is a mortgage broker. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Nothing on this page is a credit decision, a preapproval, a commitment to lend, or an offer of credit.
