Align Lending Learn Center
Straight answers about mortgages, from a Michigan broker.
Every figure here is checked against the agency that issued it,
and every article says where its numbers came from. No rate quotes, no predictions,
no guessing at what you qualify for.
Buying a home takes 30-45 days from accepted offer to closing.
The Home Appraisal Process: What to Expect
12-minute read
How to budget for closing costs on a home purchase
12-minute read
Compare conventional, FHA, VA, USDA, jumbo and ARM loans side by side, and learn how credit.
Homeownership costs more than the mortgage.
Learn mortgage basics every buyer should know.
Understanding Mortgage Escrow Accounts
12-minute read
Escrow: What is it and how does it work?
12-minute read
Mortgage rates come from the bond market, then get adjusted for your file.
Guide to mortgage rate buydowns: How they lower your payment
12-minute read
Annual percentage rate (APR): What is it and how it works
10-minute read
Real estate investing means owning property for rental income and appreciation.
Refinancing replaces your mortgage with a new loan.
Selling a home takes 60 to 90 days and costs 6% to 10% of the sale price.
Downsizing your home: tips for a smooth transition
13-minute read
How to improve your home’s curb appeal before you list
12-minute read
Understanding home sale contingencies
13-minute read
