Schools
Most residents fall within the A-rated Berkley School District, Burton Elementary (K-5) sits in-city on Scotia Road, feeding Anderson Middle School and Berkley High.
Oakland County, Michigan
Mortgage Lender in Huntington Woods, MI
Local mortgage guidance for Huntington Woods buyers and homeowners, with options shopped across multiple wholesale lenders and one Michigan broker who stays with your file.
- No credit pull to talk
- Licensed broker, NMLS 1647301
Buying a home in Huntington Woods
Tucked into southeast Oakland County, Huntington Woods packs roughly 6,300 residents into just 1.49 square miles, making it one of the county's smallest yet most affluent cities. Locals call it the "City of Homes" for good reason, there's almost no commercial base, just winding, tree-lined streets of 1920s and '30s English Tudors laid out after Huntingdon, England. The western edge of the Detroit Zoo actually sits inside city limits, and the Donald Ross-designed Rackham Golf Course anchors the south end. With a median household income near $190,000 (Data USA), buyers here are overwhelmingly executives and professionals commuting to Royal Oak, Troy, Southfield and downtown Detroit. At Align Lending we structure financing around that high-income, high-tax reality rather than a generic suburban template.
By the numbers
Huntington Woods housing and mortgage snapshot
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
$505,000
Typical home value, from the market research on this page
+42%
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
1
Residential ZIP codes
What financing looks like in Huntington Woods
The headline number isn't the price, it's the tax bill. Millage runs roughly 44.85-46.55 mills, so a typical home carries $12,600-$13,100 a year, north of $1,000/month before principal and interest. That pushes the income needed to comfortably buy the ~$510K median to roughly $150,000-$200,000, more than a lower-tax suburb at the same price. With 20% down, the median home sits well under the 2026 conforming limit, so most buyers use conventional financing, but Hill Historic District purchases above ~$766K can tip into jumbo territory, which we price separately. First-time buyers should explore MSHDA down-payment assistance to offset the steep upfront carrying costs.
Most Huntington Woods purchases fit under the 2026 conforming limit of $832,750; only the largest homes need a jumbo loan.
The market
The Huntington Woods housing market
Most homes change hands in the $500,000-$530,000 range as of 2026, with Movoto listing a ~$529K median and RealtyTrac a ~$505K median sale price. Redfin flashed a $615K median and a +37.5% YoY jump in early 2026, but that came off a two-home sample, so treat the swing with caution, broader area appreciation is closer to ~2% annually. Because only a handful of homes sell monthly, medians bounce hard between sources. Homes recently averaged about 32 days on market, up from roughly 9 a year earlier. Demand is driven by the architecture, the Berkley schools and Woodward-corridor access.
Where to look
Huntington Woods neighborhoods
Hill Historic District
($600,000-$1,000,000+): The premier enclave of substantial pre-1940 homes by architects including Eero Saarinen, Albert Kahn and Minoru Yamasaki, the largest, priciest properties in town.
Original Huntington Woods Subdivision / the "Ridge"
($450,000-$750,000): Signature 1920s-30s English Tudor and Renaissance brick homes on winding, canopy-shaded streets.
Manor / Bronx
($350,000-$525,000): Former Royal Oak Township sections annexed in 1926; a mix of mid-size single-family homes.
Huntington Park area
($350,000-$525,000): Residential streets near 11 Mile and the city's park land.
Talbot Ave / Coolidge Hwy corridor
($300,000-$475,000): 1940s-60s homes on the western edge, generally the most attainable entry point.
Schools and commute
Commute
Downtown Detroit is just 12-14 miles, a 20-25 minute run down Woodward Avenue with quick I-696 and I-75 access.
Michigan property taxes
Huntington Woods property taxes after you buy
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In the City of Huntington Woods, our 2026 Uncapping Study found taxable value typically rises about 42% the year after a sale: roughly $2,040 more in first-year tax on a $300,000 home at the local homestead millage. We build your payment on that post-sale number.
In Samantha's words
County alone does not tell you much. We would never say you are in a particular county so here are your taxes. It does not work like that. We need the actual property.
Local resources
Check Huntington Woods records yourself
The official offices behind the tax and school details on this page.
- City of Huntington Woods Assessing, for parcel records and current taxable value
- Berkley School District, for district boundaries and enrollment
- Oakland County Treasurer, property taxes, for county property tax records
What our clients say
★★★★★
Samantha Shelton was absolutely amazing! She far exceeded any expectations we had. Samantha was our biggest cheerleader throughout the entire home buying process! It literally felt like my best friend was helping us navigate and cheering us on from start to finish. I would recommend her and the team to anyone; you will be in THE best hands. She is so knowledgeable and kind. This was the best, easiest and least stressful mortgage process ever.
★★★★★
can’t say enough good things about my experience with Samantha Shelton . She took the time to explain every step of the process, answered all my questions promptly, and made sure everything stayed on track. Her professionalism, honesty, and dedication truly stood out. I would recommend her 100% to anyone buying or refinancing a home. My refinance loan was submitted, approved and clear to close the same day, that’s unheard of in the industry. What a rock star !
★★★★★
As a first-time homebuyer in Troy, I was nervous about getting my FHA loan. I went to Samantha Shelton at Align Lending and the experience was nothing short of amazing! Her expertise and fast service made everything so easy. I will definitely be going back to her, and I recommend her if you are looking for a fast and easy mortgage experience!
★★★★★
Samantha Shelton is amazing!! She helped me get into my first home in Ferndale. The closing process was easy I was able to take care of everything without taking a day off of work. Being a first time homebuyer was stressful but she provided clear communication and true experience guidance throughout the entire process
★★★★★
If I could recommend Sam a million times I would. She made the process of buying our first home effortless. I’m grateful to have had her as our broker and even recommended a wonderful realtor as well!
★★★★★
Samantha is a rockstar! She provided expert help and guided me through the loan process in terms that were easy to understand and made the whole experience painless!
Individual experiences. Results vary.
Huntington Woods mortgage questions
If yours is not here, ask it on the call. There are no dumb questions.
What is the typical home price in Huntington Woods, MI 48070?
Most homes sell in the $500,000-$530,000 range as of 2026, though prices span from around $300K on the western Coolidge edge to well over $1 million in the Hill Historic District. Because the city is tiny and only a handful of homes sell each month, individual monthly medians can swing widely, one source reported $615K and another $505K in early 2026.
Why are property taxes so high in Huntington Woods?
Millage rates run roughly 44.85-46.55 mills for a principal residence, so a typical home carries an annual tax bill in the $12,600-$13,100 range. Buyers should budget over $1,000/month for taxes alone, which materially raises the income needed to qualify compared to lower-tax suburbs.
What school district serves Huntington Woods?
Huntington Woods is served primarily by the Berkley School District, an A-rated, top-30 Michigan district. Burton Elementary (K-5) sits right in the city on Scotia Road, with students continuing to Anderson Middle School and Berkley High School. A portion of city tax records also references Royal Oak schools.
How long is the commute from Huntington Woods to downtown Detroit?
Downtown Detroit is about 12-14 miles away, typically a 20-25 minute drive straight down Woodward Avenue (M-1), with quick access to I-696 and I-75. It’s one of the reasons the city is popular with Detroit-area professionals.
What makes Huntington Woods distinct from neighboring suburbs?
Nicknamed the ‘City of Homes,’ it’s almost entirely residential with winding, tree-lined streets and 1920s-30s English Tudor architecture patterned after Huntingdon, England. The Detroit Zoo sits partly within city limits and Rackham Golf Course (a Donald Ross design) anchors the south end. It also has one of the highest median household incomes (~$190K) in metro Detroit.
Is Huntington Woods a good market for first-time buyers?
It’s a competitive, higher-priced market, homes recently averaged about 32 days on market and most exceed $500K, so first-time buyers should be prepared for strong competition and high carrying costs from taxes. The more attainable entry points tend to be along the Talbot/Coolidge corridor and former-township sections like Manor and Bronx. Michigan first-time buyer programs (e.g. MSHDA down-payment assistance) can help offset upfront costs.
Communities near Huntington Woods
Oakland County overviewTalk with a local mortgage expert
Tell Samantha what you are trying to do in Huntington Woods and she will tell you what actually matters for your situation, including whether the timing is right.
- 1
Tell us what you are trying to do
Not what product you want. What you are actually trying to accomplish.
- 2
We look at your situation
A licensed Align loan officer works out what matters most for you specifically.
- 3
You leave with a plan
Your options, the tradeoffs, and your next step. No obligation to go further.
Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
