Schools
Nearly all of 48040 is served by Marysville Public Schools (Marysville High, Marysville Middle, plus the Gardens, Morton and Washington elementary campuses).
St. Clair County, Michigan
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Buying a home in Marysville
Strung along the St. Clair River just south of Port Huron, Marysville (population about 9,942) is a Blue Water Area river town that grew up around C. Harold Wills' 1920s Wills Sainte Claire auto plant. Today its economy still leans on metal and driveline manufacturing, and ZF Axle Drives, Mueller Brass, Meijer and the Marysville school district are among its largest employers. The Blue Water Bridge to Sarnia, Ontario is a few minutes north. Life here orbits the water: the 58-acre Marysville City Park, a riverside 18-hole golf course, and the Bridge to Bay riverwalk. For buyers, that means river-town character and freighter views at prices that undercut most Metro Detroit suburbs. We help Marysville households finance that lifestyle, from the historic Salt Block to new builds in Kimball Township.
By the numbers
Marysville housing and mortgage snapshot
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
$236,000
Typical home value, from the market research on this page
+46%
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
1.10%
Property tax current owners pay, as a share of value. A buyer's bill can reset higher the year after a sale
1
Residential ZIP code: 48040
What financing looks like in Marysville
To comfortably carry the $236,000 median home with Michigan homestead taxes, plan on roughly $75,000 to $85,000 in household income. That sits near or just above the local median household income of about $67,000 to $70,000, so first-time-buyer help matters here, ask us about MSHDA down-payment assistance and the MI Home Loan program. On taxes, Marysville Public Schools' homestead millage runs about 29.3 mills (about 47.3 for non-homestead/rental); file your Principal Residence Exemption to skip the 18-mill school operating levy, and remember Michigan taxes taxable value, which resets the year after a sale to half of the assessor's estimate of market value. At this price point nearly every purchase falls well under conforming limits, so conventional, FHA, VA, and USDA loans all fit, and even for riverfront parcels a jumbo loan comes in only when the amount borrowed is above the 2026 conforming limit of $832,750.
Nearly every Marysville purchase fits well under the 2026 conforming limit of $832,750, so loan size is rarely the constraint.
The market
The Marysville housing market
The median sale price across Marysville has run near $236,500 over the trailing 12 months, with the broader 48040 ZIP closer to $240,000, according to Redfin and RealtyTrac. Year-over-year direction depends on how you measure it: the trailing-12-month trend is up roughly +5%, while a single January 2026 snapshot read about -3.4%, so month-to-month figures swing widely. Homes are averaging about 39 days on market. Demand is driven by riverfront proximity, steady local manufacturing payrolls, and a wide listing spread, from sub-$50,000 fixers to $700,000+ waterfront homes, that keeps something available in most budgets.
Where to look
Marysville neighborhoods
Older Huron Boulevard / City Park neighborhoods
Established 1950s to 1980s ranches, split-levels and two-stories near the riverfront and Marysville City Park. Prices run about $160,000 to $280,000.
The "Salt Block"
Historic district off M-29/Gratiot Blvd, originally built to house plant workers; smaller, more affordable homes. Prices run about $130,000 to $200,000.
Riverside (Riverside 1)
Residential subdivision where higher-end, riverfront-adjacent parcels along the St. Clair River reach the upper range. Prices run about $200,000 to $350,000 and up.
Village of Marysville
Newer 3-bed/2-bath modern farmhouse-style construction, limited new-build inventory inside the city. Prices run about $250,000 to $350,000.
Whispering Winds
New-construction subdivision in its final phase just outside city limits in the 48040 mailing area (Kimball Township). Prices run about $300,000 to $450,000.
Riverfront condominiums
Communities such as Snug Harbor, St. Clair River Condo and Emerald Forest along or near the water. Prices run about $150,000 to $300,000.
Schools and commute
Commute
Commuting to downtown Detroit is about 55 to 60 miles via I-94 W, roughly 60 to 75 minutes, though most residents work closer to home in Port Huron and the Blue Water Area.
Michigan property taxes
Marysville property taxes after you buy
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In the City of Marysville, our 2026 Uncapping Study found taxable value typically rises about 46% the year after a sale. On a $225,000 home, near the typical Marysville value, that is roughly $1,530 more in first-year tax at the local median homestead millage. We build your payment on that post-sale number.
Looking at a Marysville address? Our Michigan property tax calculator finds that property's published 2025 millage and works out the tax to plan for after you buy.
In Samantha's words
I'd much rather somebody ask me, "Why are your taxes higher than what I'm seeing online?" than have them build a housing budget around the wrong assumption.
What our clients say
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Can’t say enough great things about Samantha and her team at Align Lending! Highly recommend
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As a first-time homebuyer in Ferndale, I was unsure of some things. Samantha was awesome. She was extremely helpful and made sure I understood every part of the process.
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Want to shout out Samantha for the expert guidance, made my first-time homebuyer experience seamless! It exceeded expectations and was a stress free process throughout. Grateful for all your help and loving my new home in Bloomfield Hills!
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Samantha Shelton is amazing!! She helped me get into my first home in Ferndale. The closing process was easy I was able to take care of everything without taking a day off of work. Being a first time homebuyer was stressful but she provided clear communication and true experience guidance throughout the entire process
Individual experiences. Results vary.
Marysville mortgage questions
If yours is not here, ask it on the call. There are no dumb questions.
What is the typical home price in Marysville, MI 48040?
The median sale price in Marysville has been around $236,500 over the trailing 12 months, with the 48040 ZIP median near $240,000. Listings span a wide range, from roughly $43,000 fixer-uppers to $700,000+ riverfront homes, so there’s inventory across most budgets.
How fast are homes selling in Marysville?
Homes in Marysville have been spending about 39 days on market in early 2026. Well-priced, move-in-ready homes near the riverfront and City Park tend to move faster than the average.
How much are property taxes in Marysville?
Marysville Public Schools’ homestead millage runs about 29.3 mills (roughly 47.3 mills for non-homestead/rental). St. Clair County’s effective property tax rate is commonly cited around 1.1% to 1.2% of value, with a typical county tax bill near $1,650. Remember Michigan taxes taxable value, which resets the year after a sale to half of the assessor’s estimate of market value, and owner-occupants who file a Principal Residence Exemption skip the 18-mill school operating levy.
What’s the commute from Marysville to Detroit like?
It’s about 55 to 60 miles to downtown Detroit, with I-94 running right through town, so the drive is typically 60 to 75 minutes depending on traffic. Most residents work closer to home in Port Huron and the Blue Water Area, where employers like McLaren Port Huron, ZF Axle Drives, and Mueller Brass are based.
What makes Marysville a distinct place to live?
Marysville is a St. Clair River waterfront community defined by its 58-acre City Park, an 18-hole riverside golf course, and the Bridge to Bay riverwalk. It has an automotive-manufacturing backbone (it grew around the 1920s Wills Sainte Claire plant), strong owner-occupied neighborhoods built mostly from the 1950s to 1980s, and home prices that sit below most Metro Detroit suburbs while still offering river views and a small-town feel near the Canadian border.
Communities near Marysville
St. Clair County overviewTalk with a local mortgage expert
Tell Samantha what you are trying to do in Marysville and she will tell you what actually matters for your situation, including whether the timing is right.
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Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
