Schools
Kentwood Public Schools, including East Kentwood High School, serve most of the city, so confirm the district for the specific address.
Kent County, Michigan
Mortgage Broker in Kentwood, MI
Local mortgage guidance for Kentwood buyers and homeowners, with options shopped across multiple wholesale lenders and one Michigan broker who stays with your file.
- No credit pull to talk
- Licensed broker, NMLS 1647301
Buying a home in Kentwood
Kentwood is a Kent County city on the southeast side of Grand Rapids, home to about 54,800 residents in the Census Bureau's 2024 estimate. Kentwood is bordered by Wyoming to the west, Cascade Township to the east and Gaines Township to the south, and Kentwood is one of the larger cities in the metro area. The median household income in Kentwood is near $74,400.
By the numbers
Kentwood housing and mortgage snapshot
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
$268,000
Typical home value, from the market research on this page
+54%
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
1.21%
Property tax current owners pay, as a share of value. A buyer's bill can reset higher the year after a sale
4
ZIP codes serving Kentwood: 49508, 49512, 49548, 49546
What financing looks like in Kentwood
Most homes here finance inside the 2026 conforming limit of $832,750, so conventional, FHA and VA are all in play. Condo purchases need the association to meet the lender's project rules. We run the numbers with your actual taxes and insurance before you write an offer.
You do not start with the product. You start with the goal.
The market
The Kentwood housing market
The typical home value in Kentwood is near $268,200, the median for owner-occupied homes in the Census Bureau's American Community Survey, which counts about 13,000 owner-occupied homes here. The median year built is 1983, and Kentwood mixes established subdivisions of ranches and colonials with condos and townhomes. Homeowners pay a median of about $3,250 a year in property taxes, an effective property tax rate of about 1.21% of the median value.
Schools and commute
Commute
Downtown Grand Rapids is about 7 miles northwest.
Michigan property taxes
Kentwood property taxes after you buy
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In the City of Kentwood, our 2026 Uncapping Study found taxable value typically rises about 54% the year after a sale. On a $275,000 home, near the typical Kentwood value, that is roughly $1,960 more in first-year tax at the local homestead millage. We build your payment on that post-sale number.
Looking at a Kentwood address? Our Michigan property tax calculator finds that property's exact published millage and works out the tax to plan for after you buy.
In Samantha's words
In Michigan, don't just look at the current tax bill. Understand what could happen after ownership changes.
Local resources
Check Kentwood records yourself
The official offices behind the tax and school details on this page.
- City of Kentwood Assessor, for parcel records and current taxable value
- Kentwood Public Schools, for district boundaries and enrollment
- Kent County property search, for county property tax records
What our clients say
★★★★★
Can’t say enough great things about Samantha and her team at Align Lending! Highly recommend
★★★★★
Samantha is a rockstar. We had an unusual situation with our lending and she went above and beyond to help us get our mortgage approved. I truly feel that if we had worked with any other lender or broker, we would not have been able to close on time, or maybe at all. I am beyond happy with the work Samantha did for us and how she handled the entire process. I cannot say enough good things about the work she did for me and my husband. I will be recommending Align Lending and Samantha to anyone that needs a lender.
★★★★★
Just bought my first home and Ryan Greiner made the mortgage process incredibly quick and easy to understand. He worked hand in hand with my realtor and made sure everything I needed was ready when it had to be. Definitely reccomend Align Lending and Ryan both!
★★★★★
As first time homebuyers we made sure to do our research before choosing a mortgage broker. We decided to go with Align Lending and could not have made a better choice. We worked with Samantha and she made the entire process smooth and easy. The customer service was top notch! The professional, yet caring approach was just what we were looking. We highly recommend Align Lending!
★★★★★
Samantha was absolutely wonderful to work with when we purchased our new home last month. She made herself available day and night for us and was always able to quickly respond to our questions. She made the entire process so comfortable and easy. 10/10 would highly recommend!!
★★★★★
Samantha and align lending are always a pleasure to work with. I recommend my clients here and they always are quick to help, knowledgeable and make the process as smooth as possible. We will definitely keep using them for our mortgage needs in the future.
Individual experiences. Results vary.
Kentwood mortgage questions
If yours is not here, ask it on the call. There are no dumb questions.
What is the typical home value in Kentwood, MI?
The Census Bureau’s American Community Survey puts the median owner-occupied home value near $268,200. Individual homes and neighborhoods range well above and below that.
What ZIP codes cover Kentwood?
Kentwood is mainly in ZIP codes 49508, 49512, 49548 and 49546. A mailing address does not always match the community that sets the taxes, so check the parcel.
How will my property taxes change after I buy?
In Michigan, a home’s taxable value is capped while one owner holds it. The year after it sells, that cap comes off and taxable value resets to the state equalized value, which is half of the assessor’s estimate of market value, not automatically half of what you paid. In Kentwood the median homeowner pays about $3,250 a year, and we estimate the post-sale figure for the home you choose.
Which schools serve Kentwood?
Kentwood Public Schools serve most of the city, including East Kentwood High School. Confirm the district for the specific address.
Communities near Kentwood
Kent County overviewTalk with a local mortgage expert
Tell Samantha what you are trying to do in Kentwood and she will tell you what actually matters for your situation, including whether the timing is right.
- 1
Tell us what you are trying to do
Not what product you want. What you are actually trying to accomplish.
- 2
Samantha looks at your situation
She works out what matters most for you specifically.
- 3
You leave with a plan
Your options, the tradeoffs, and your next step. No obligation to go further.
Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
