Kent County, Michigan
Local mortgage guidance for Wyoming buyers and homeowners, with options shopped across multiple wholesale lenders and one Michigan broker who stays with your file.
Wyoming is a Kent County city on the southwest side of Grand Rapids, south of the Grand River, home to about 78,600 residents in the Census Bureau's 2024 estimate. Settled in 1832 along Buck Creek and organized as Wyoming Township in 1848, it incorporated as a city in 1959 and grew into a retail center along 28th Street. Wyoming is now redeveloping the 28th Street corridor and the former General Motors plant property, and the median household income in Wyoming is near $73,700.
By the numbers
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
Typical home value, from the market research on this page
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
Effective property tax rate, as a share of value
Residential ZIP code: 49509
Most homes here finance inside the 2026 conforming limit of $832,750, so conventional, FHA and VA are all in play. Older homes are common, so leave room for updates in the budget; a renovation loan can fold repairs into the mortgage when the house needs work. First-time buyers can also look at MSHDA assistance. The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill. We run the numbers with your actual taxes and insurance before you write an offer.
Nearly every Wyoming purchase fits well under the 2026 conforming limit of $832,750, so loan size is rarely the constraint.
The market
The typical home value in Wyoming is near $225,200, the median for owner-occupied homes in the Census Bureau's American Community Survey, which counts about 19,700 owner-occupied homes here. The median year built is 1969, so Wyoming is mostly mid-century ranches and bungalows, with newer subdivisions on the southwest side. Homeowners pay a median of about $2,820 a year in property taxes, an effective property tax rate of about 1.25% of the median value.
Wyoming is split among several school districts, including Wyoming Public Schools, Grandville Public Schools, Byron Center Public Schools, Kelloggsville Public Schools and Kentwood Public Schools, so confirm the district for the specific address.
Downtown Grand Rapids is about 5 miles northeast.
Michigan property taxes
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In the City of Wyoming, our 2026 Uncapping Study found taxable value typically rises about 59% the year after a sale: roughly $2,280 more in first-year tax on a $300,000 home at the local homestead millage. We build your payment on that post-sale number.
I'd much rather somebody ask me, "Why are your taxes higher than what I'm seeing online?" than have them build a housing budget around the wrong assumption.
Local resources
The official offices behind the tax and school details on this page.
Align Lending helped make purchasing my home in Madison Heights a smooth experience. I appreciated the regular updates and clear explanations along the way.
I highly recommend Align Lending to anyone looking for a mortgage broker in Southeast Michigan. The team was knowledgeable, responsive, and easy to work with.
As a first-time homebuyer in Ferndale, I was unsure of some things. Samantha was awesome. She was extremely helpful and made sure I understood every part of the process.
Samantha was extremely helpful during my home loan process in Novi. Communication was quick, the instructions were clear, and everything stayed on track through closing.
Want to shout out Samantha for the expert guidance, made my first-time homebuyer experience seamless! It exceeded expectations and was a stress free process throughout. Grateful for all your help and loving my new home in Bloomfield Hills!
Samantha Shelton was absolutely amazing! She far exceeded any expectations we had. Samantha was our biggest cheerleader throughout the entire home buying process! It literally felt like my best friend was helping us navigate and cheering us on from start to finish. I would recommend her and the team to anyone; you will be in THE best hands. She is so knowledgeable and kind. This was the best, easiest and least stressful mortgage process ever.
Individual experiences. Results vary.
If yours is not here, ask it on the call. There are no dumb questions.
The Census Bureau’s American Community Survey puts the median owner-occupied home value near $225,200. Individual homes and neighborhoods range well above and below that.
Wyoming is mainly in ZIP codes 49509, 49519, 49418 and 49548. A mailing address does not always match the community that sets the taxes, so check the parcel.
The year after a Michigan home sells, its taxable value resets to half of the assessor’s market value, so the seller’s tax bill is not your tax bill. In Wyoming the median homeowner pays about $2,820 a year, and we estimate the post-sale figure for the home you choose.
Several districts serve parts of the city, including Wyoming, Grandville, Byron Center, Kelloggsville and Kentwood. Confirm the district for the specific address.
Tell Samantha what you are trying to do in Wyoming and she will tell you what actually matters for your situation, including whether the timing is right.
Not what product you want. What you are actually trying to accomplish.
A licensed Align loan officer works out what matters most for you specifically.
Your options, the tradeoffs, and your next step. No obligation to go further.
Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
