Schools
Jenison Public Schools serve the Jenison area and Hudsonville Public Schools the Hudsonville side of Georgetown Township, so confirm the district for the specific address.
Ottawa County, Michigan
Mortgage Broker in Georgetown Township, MI
Local mortgage guidance for Georgetown Township buyers and homeowners, with options shopped across multiple wholesale lenders and one Michigan broker who stays with your file.
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- Licensed broker, NMLS 1647301
Buying a home in Georgetown Township
Georgetown Township is a charter township in Ottawa County on the west side of the Grand Rapids area, home to about 55,600 residents in the Census Bureau's 2024 estimate. The unincorporated community of Jenison is inside Georgetown Township and holds about half its population, and the City of Hudsonville sits next door. The median household income in Georgetown Township is near $102,200.
By the numbers
Georgetown Township housing and mortgage snapshot
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
$336,000
Typical home value, from the market research on this page
+43%
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
0.90%
Effective property tax rate, as a share of value
1
Residential ZIP code: 49428
What financing looks like in Georgetown Township
Most homes here finance inside the 2026 conforming limit of $832,750, so conventional, FHA and VA are all in play. The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill. We run the numbers with your actual taxes and insurance before you write an offer.
Nearly every Georgetown Township purchase fits well under the 2026 conforming limit of $832,750, so loan size is rarely the constraint.
The market
The Georgetown Township housing market
The typical home value in Georgetown Township is near $336,400, the median for owner-occupied homes in the Census Bureau's American Community Survey, which counts about 15,800 owner-occupied homes here. The median year built is 1988, and Georgetown Township is mostly subdivisions of colonials and ranches, with newer construction toward Hudsonville. Homeowners pay a median of about $3,040 a year in property taxes, an effective property tax rate of about 0.90% of the median value.
Where to look
Georgetown Township neighborhoods
Jenison
the unincorporated community that holds about half of the township's population.
Schools and commute
Commute
Downtown Grand Rapids is about 10 miles east.
Michigan property taxes
Georgetown Township property taxes after you buy
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In Georgetown Township, our 2026 Uncapping Study found taxable value typically rises about 43% the year after a sale: roughly $1,260 more in first-year tax on a $300,000 home at the local homestead millage. We build your payment on that post-sale number.
In Samantha's words
Don't build your budget around somebody else's tax bill. The seller's tax history tells us something about the property. It does not automatically tell us what your taxes are going to look like as the new owner.
Local resources
Check Georgetown Township records yourself
The official offices behind the tax and school details on this page.
- Georgetown Township Assessing and Taxes, for parcel records and current taxable value
- Jenison Public Schools, for district boundaries and enrollment
- Ottawa County Equalization Department, for county property tax records
What our clients say
★★★★★
Samantha Shelton was absolutely amazing! She far exceeded any expectations we had. Samantha was our biggest cheerleader throughout the entire home buying process! It literally felt like my best friend was helping us navigate and cheering us on from start to finish. I would recommend her and the team to anyone; you will be in THE best hands. She is so knowledgeable and kind. This was the best, easiest and least stressful mortgage process ever.
★★★★★
can’t say enough good things about my experience with Samantha Shelton . She took the time to explain every step of the process, answered all my questions promptly, and made sure everything stayed on track. Her professionalism, honesty, and dedication truly stood out. I would recommend her 100% to anyone buying or refinancing a home. My refinance loan was submitted, approved and clear to close the same day, that’s unheard of in the industry. What a rock star !
★★★★★
As a first-time homebuyer in Troy, I was nervous about getting my FHA loan. I went to Samantha Shelton at Align Lending and the experience was nothing short of amazing! Her expertise and fast service made everything so easy. I will definitely be going back to her, and I recommend her if you are looking for a fast and easy mortgage experience!
★★★★★
Samantha Shelton is amazing!! She helped me get into my first home in Ferndale. The closing process was easy I was able to take care of everything without taking a day off of work. Being a first time homebuyer was stressful but she provided clear communication and true experience guidance throughout the entire process
★★★★★
If I could recommend Sam a million times I would. She made the process of buying our first home effortless. I’m grateful to have had her as our broker and even recommended a wonderful realtor as well!
★★★★★
Samantha is a rockstar! She provided expert help and guided me through the loan process in terms that were easy to understand and made the whole experience painless!
Individual experiences. Results vary.
Georgetown Township mortgage questions
If yours is not here, ask it on the call. There are no dumb questions.
What is the typical home value in Georgetown Township, MI?
The Census Bureau’s American Community Survey puts the median owner-occupied home value near $336,400. Individual homes and neighborhoods range well above and below that.
What ZIP codes cover Georgetown Township?
Georgetown Township is mainly in ZIP codes 49428, 49426, 49418, 49401 and 49429. A mailing address does not always match the community that sets the taxes, so check the parcel.
How will my property taxes change after I buy?
The year after a Michigan home sells, its taxable value resets to half of the assessor’s market value, so the seller’s tax bill is not your tax bill. In Georgetown Township the median homeowner pays about $3,040 a year, and we estimate the post-sale figure for the home you choose.
Is a Jenison address in Georgetown Township?
Yes. Jenison is an unincorporated community inside Georgetown Township, which sets the taxes. Hudsonville is a separate city.
Communities near Georgetown Township
Ottawa County overviewTalk with a local mortgage expert
Tell Samantha what you are trying to do in Georgetown Township and she will tell you what actually matters for your situation, including whether the timing is right.
- 1
Tell us what you are trying to do
Not what product you want. What you are actually trying to accomplish.
- 2
We look at your situation
A licensed Align loan officer works out what matters most for you specifically.
- 3
You leave with a plan
Your options, the tradeoffs, and your next step. No obligation to go further.
Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
