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Genesee County, Michigan

Mortgage Broker in Vienna Township, MI

A charter township of about 13,157 people around the City of Clio, with three school districts, ZIP code 48420 and its own mill rates.

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What should you know before buying a home in Vienna Township?

Vienna Township, a charter township in Genesee County, is home to about 13,157 residents in the Census Bureau's 2020 to 2024 American Community Survey (13,301 in the 2020 census) across about 35 square miles of land. Nearly all of the township sits in ZIP code 48420, with a sliver of Mount Morris's 48458 at one edge, so the parcel record, not the mailing address, shows which unit's tax rates apply. Downtown Flint is about 12 miles south in a straight line, and downtown Detroit is about 69 miles southeast in a straight line.

By the numbers

What do the numbers say about Vienna Township housing?

Values move. Treat these as orientation and let us pull current figures for the address you are considering.

$199,000

Typical home value, from the market research on this page

+46%

Typical rise in taxable value the year after a home sells, 2026 Uncapping Study

1

Residential ZIP code: 48420

What does financing look like in Vienna Township?

The 2020 to 2024 American Community Survey puts the median owner-occupied home value in Vienna Township near $199,300, with a margin of about $10,175, across 4,431 owner-occupied homes and a median year built of 1972. Inside the township the value range is wide: the survey's block groups run from about $138,600 in the southeast to about $247,600 in the northwest, and a few carry margins of $20,000 or more, so a price from one neighborhood says little about another. Most purchases here finance inside the 2026 conforming limit of $832,750 and the FHA limit of $541,287, so conventional, FHA and VA loans are all in play, and the loan limits tool shows the county figures. Our FHA guide, first-time buyer programs guide and Michigan mortgage page cover the options, and the affordability calculator and mortgage calculator help you size a budget. Check the address with the USDA eligibility check before ruling USDA out, because USDA maps decide by address, not by township. MSHDA lists down payment assistance of up to $10,000 for buyers who meet its program rules, with a purchase price limit of $566,355 set by MSHDA, and our down payment assistance page explains how it pairs with a loan.

Several local details change what a lender needs. The township bills water and sewer, and its water and sewer office says a sewer discharge inspection is due before closing. Our escrow guide explains how tax bills are paid from a loan. Where a parcel has no public sewer, the Genesee County Health Department regulates septic systems and wells, so ask for the system's records and read our septic system guide and well water guide. A manufactured home follows its own loan rules, described on our manufactured home loan page. Flood insurance is a lender step, not a guess: check the FEMA map for the address, and if it sits in a high-risk zone the lender requires a policy, as our flood zone guide explains. In Michigan, a home's taxable value is capped while one owner holds it. The year after it sells, that cap comes off and taxable value resets to the state equalized value, which is half of the assessor's estimate of market value, not automatically half of what you paid. Plan with the buyer's number, not the seller's bill, using the taxable value guide.

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The City of Clio sits inside Vienna Township and shares ZIP code 48420 with it, yet Michigan Treasury's 2025 rates show a homestead millage of 46.6679 in the city and 33.5116 in the township for the same Clio Area school district.

The market

What is the Vienna Township housing market like?

The Census Bureau's American Community Survey puts the median owner-occupied home value in Vienna Township near $199,300, across about 4,431 owner-occupied homes, with a median year built of 1972. The typical home value in Vienna Township is near $199,000. Homeowners pay a median of about $2,398 a year in property taxes, an effective rate of about 1.20% of the median value.

Mailing address versus taxing unit

Where Vienna Township ends and Clio begins

Parcel maps from the township assessing office and the Genesee County Equalization department show which unit holds a parcel.

ZIP code 48420

A Census ZIP map sample puts almost all of the township's land in 48420, the Clio ZIP, so a township address and a City of Clio address often read the same on an envelope.

Township and city

The City of Clio is its own unit inside the township's boundary. The township covers about 35 square miles of land, according to the Census, while the city occupies the center.

The southern edge

A small southern edge of the township falls in Mount Morris's ZIP code 48458 in a Census map sample, so confirm the ZIP on the parcel record and the tax unit before you compare bills.

Where to look

Which neighborhoods make up Vienna Township?

Northwest corner by the Clio Country Club

Block group 1 of Census tract 102.01 covers the township's northwest corner, where OpenStreetMap maps the Clio Country Club golf course and the Aldi and Conlee Travel Center near Vienna Road. The 2020 to 2024 American Community Survey counts 653 owner-occupied homes, a median owner value near $247,600 with a margin of about $29,940, and a typical year built of 1980, the latest typical build of the ten areas here.

West Vienna Road at I-75 and Bridge Park

Block group 1 of Census tract 102.02 holds Bridge Park, the Walmart Supercenter and Dollar Tree that OpenStreetMap maps along West Vienna Road by the I-75 interchange. The American Community Survey gives it 630 owner-occupied homes, a median owner value near $207,500 with a margin of about $16,793, and a typical year built of 1970. The block group reaches south of Vienna Road into the township's southwest.

Around the township office and Gazebo Memorial Park

Block group 1 of tract 101.16 holds the Vienna Township office at 3400 West Vienna Road and Gazebo Memorial Park, both mapped by OpenStreetMap. The American Community Survey counts 570 owner-occupied homes, a median owner value near $187,600 with a margin of about $17,464, and a typical year built of 1965. The block group borders the City of Clio, so confirm which unit taxes a parcel near the boundary.

South of Vienna Road, tract 101.16

Block group 2 of tract 101.16 lies south of the township office and carries no landmark that a source we read names, so this card goes by the Census map. The survey counts 608 owner-occupied homes, a median owner value near $229,200 with a margin of about $11,143, and a typical year built of 1978. It has the second highest median value of the ten areas, and its small margin makes the figure fairly steady.

North of Clio near Jennings Road Park

Block group 1 of tract 101.11 runs through the township's north-central land and holds Jenning's Road Park, which OpenStreetMap maps there,. The City of Clio lists Jennings Road as one of the trail's parking access roads. The American Community Survey counts 512 owner-occupied homes, a median owner value near $169,700 with a margin of about $10,805, and a typical year built of 1972.

Farrandville

Farrandville is a hamlet that OpenStreetMap places in the north, inside block group 1 of tract 101.12. The American Community Survey counts 397 owner-occupied homes there, a median owner value near $188,800 with a margin of about $24,395, and a typical year built of 1963. The wide margin means the value is a rough guide, so look at sold homes on the street you are considering.

Pine Run and the east side of Clio

Pine Run is a hamlet east of Clio, mapped by OpenStreetMap near the Clio Area Library and a sports complex with fields labeled A through H. Block group 2 of tract 101.12 counts 341 owner-occupied homes, a median owner value near $190,400 with a margin of about $18,628, and a typical year built of 1959, one of the older typical builds in the township.

Pine Creek apartments and Pine Run Place townhouses

Block group 2 of tract 101.17 holds Pine Creek Apartments and Pine Run Place Townhouses, both labeled by OpenStreetMap, along with the Dollar General east of Clio. The American Community Survey counts only 137 owner-occupied homes here, with a margin of 77, and reports no owner median value. The typical year built is 1978, so owner-occupied purchases in this area are fewer and each one is its own case.

Southeast of Clio, tract 101.17

Block group 1 of tract 101.17 sits southeast of Clio and is described here from Census figures because no named landmark in the sources we read marks it. The survey counts 374 owner-occupied homes, a median owner value near $138,600 with a margin of about $20,907, and a typical year built of 1963. It reports the lowest median owner value of the ten areas on this page.

South Creek Community and the southeast edge

Block group 3 of tract 101.17 reaches the township's southeast edge, where OpenStreetMap labels a residential area South Creek Community. The American Community Survey counts 209 owner-occupied homes, a median owner value near $147,000 and a typical year built of 1956. The margin on the value is about $79,138, which is very wide, so treat the figure as a pointer only and rely on recent sold prices.

Schools and commute

Schools

Three school districts tax parcels in Vienna Township, so the parcel record decides the district, not the Clio mailing address. A Census map sample of the township's land puts about 85% in the Clio Area School District, about 10% in the Mt. Morris Consolidated School District and about 5% in the Birch Run Area School District. Michigan Treasury's 2025 total rates give a homestead millage of 33.5116 for a Clio Area parcel, 33.7619 for a Mt. Morris Consolidated parcel and 31.2389 for a Birch Run Area parcel. The non-homestead rates are 51.5116, 51.7619 and 49.2389. The township treasurer's tax collection page breaks out where each district's share of the bill goes, for the 2024 summer and winter bills and earlier years. Look up the district for the exact home before you plan around it, and compare the three rates with the Michigan property tax calculator.

Commute

The township office at 3400 West Vienna Road sits on the Vienna Road corridor that carries M-57 east and west across the township, and the I-75 interchange at Vienna Road is about 1.6 miles west of the office, roughly 3 minutes by car in OSRM routing. From the township office, OSRM drive times without traffic run about 11 minutes to the Birch Run outlet area (7.3 miles), about 11 minutes to Montrose (7.4 miles), about 13 minutes to Mount Morris (6.5 miles), about 20 minutes to downtown Flint (17.1 miles), about 22 minutes to Bishop International Airport (17.4 miles), about 30 minutes to Grand Blanc (24.7 miles) and about 32 minutes to downtown Saginaw (24.3 miles). Real trips vary with traffic, so test the route at your own hours. The Flint and Genesee Group's employer recognition list for the region names General Motors Flint Assembly, Hurley Medical Center, McLaren Flint and Mott Community College among its honorees, and each is in the Flint area to the south. The township's road project page links to the Michigan Department of Transportation project map for Genesee County, and the Genesee County Road Commission problem reporter takes road reports for the county roads.

Day to day

Living in Vienna Township

Parks, errands, township notices, seasonal tasks and the kinds of homes you will see, from the City of Clio trail page, the Clio Area Library page, the township's trash collection page, the township treasurer's page, the township BoardBook page, the Business Development Authority site and the other sources named in each card.

What is there to do around Vienna Township?

The City of Clio describes the George Atkin Jr. Recreational Trail as an eight foot wide concrete path along Pine Run Creek in the city and the township, maintained through the warm months, with parking off Jennings, Wilson and Neff Roads and in the city park. OpenStreetMap maps Jenning's Road Park, Gazebo Memorial Park near the township office, Bridge Park on West Vienna Road and the Clio Country Club golf course in the northwest. A sports complex east of Clio has eight fields labeled A through H.

Where do people run errands?

OpenStreetMap maps a Walmart Supercenter, Aldi and Dollar Tree on the west side of the township near the I-75 interchange. Dollar General, The UPS Store and several fuel stops sit east of Clio. The City of Clio, in the middle of the township, maps a Vg's supermarket and a Rite Aid pharmacy. The Clio Area Library, part of the Genesee District Library, is mapped on the east side near Pine Run.

What happens here through the year?

The township posts a 2026 board meeting schedule and a 2026 trash collection schedule, and its board meetings are listed on BoardBook. The planning commission meets at 5:30 PM on the fourth Monday of the month when it has business. The Vienna Township Business Development Authority lists 2026 grant opportunities and its board meetings. Trash is weekly, recycling every other week and compost every other week from April through November, with the burn line at 810-686-5432 for outdoor fires.

What does each season mean for a homeowner?

Tax bills are mailed by July 1 and December 1, and the county says summer bills are normally due in September and winter bills in February. Unpaid real property taxes move to the Genesee County Treasurer on March 1. Water and sewer bills are due on the 15th, the township lists a sprinkler shutoff page for the cold months and its compost service runs April through November. Water and sewer rates were updated January 1, 2026, and a summer tax deferment form is on the treasurer's page.

Which kind of home are you after?

The township covers about 35 square miles with 5,562 housing units in the 2020 to 2024 survey. Homes on larger lots with a median year built of 1972 fill most of the township, with the northwest block group the newest at 1980 and the southeast around 1956 to 1963. OpenStreetMap also labels Pine Creek Apartments and Pine Run Place Townhouses east of Clio. A parcel on public sewer follows the township's inspection step, while one with a septic system follows the county's records, and a manufactured home follows separate loan rules.

Michigan property taxes

What will my property taxes be after I buy in Vienna Township?

The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.

In Vienna Township, our 2026 Uncapping Study found taxable value typically rises about 46% the year after a sale. On a $200,000 home, near the typical Vienna Township value, the first-year tax goes up roughly $1,060 at the Clio Area schools rate most homes here pay. We build your payment on that post-sale number.

Looking at a Vienna Township address? Our Michigan property tax calculator finds that property's published 2025 millage and works out the tax to plan for after you buy.

How Michigan taxable value works

In Samantha's words

Don't build your budget around somebody else's tax bill. The seller's tax history tells us something about the property. It does not automatically tell us what your taxes are going to look like as the new owner.

Mill rates side by side

Vienna Township and nearby Clio Area school district parcels

Homestead millage for the same Clio Area school district in neighboring units, from Michigan Treasury's 2025 total rates. Try any address in the property tax calculator, and see Flushing at our Flushing page or Montrose at our Montrose page.

Vienna Township, Clio Area district

The homestead rate is 33.5116 mills and the non-homestead rate is 51.5116 mills in 2025 for a parcel in the Clio Area district, according to Michigan Treasury.

Vienna Township, Mt. Morris Consolidated

The homestead rate is 33.7619 mills and the non-homestead rate is 51.7619 mills for a parcel in the Mt. Morris Consolidated district.

Vienna Township, Birch Run Area

The homestead rate is 31.2389 mills and the non-homestead rate is 49.2389 mills for a parcel in the Birch Run Area district.

City of Clio, Clio Area district

The City of Clio, inside the township, shows a homestead rate of 46.6679 mills with the Clio Area district, so a city address and a township address with the same mailing ZIP code differ.

Montrose Township, Clio Area district

Montrose Township's homestead rate for its Clio Area parcels is 33.7614 mills, a small step from the Vienna Township figure for the same district.

Flushing Township, Clio Area district

Flushing Township's homestead rate for its Clio Area parcels is 33.1436 mills, and Thetford Township's is 30.3970 mills, each set by its own unit's levies.

Local resources

Check Vienna Township records yourself

The official offices behind the tax and school details on this page.

What our clients say

5.0 on Google across 123 reviews

★★★★★
As a first-time homebuyer in Ferndale, I was unsure of some things. Samantha was awesome. She was extremely helpful and made sure I understood every part of the process.
Peter RosaAugust 2026
★★★★★
Want to shout out Samantha for the expert guidance, made my first-time homebuyer experience seamless! It exceeded expectations and was a stress free process throughout. Grateful for all your help and loving my new home in Bloomfield Hills!
MichaelJuly 2026
★★★★★
Samantha Shelton is amazing!! She helped me get into my first home in Ferndale. The closing process was easy I was able to take care of everything without taking a day off of work. Being a first time homebuyer was stressful but she provided clear communication and true experience guidance throughout the entire process
Jeffery HolleyFebruary 2026
★★★★★
Can’t say enough great things about Samantha and her team at Align Lending! Highly recommend
Justin BartonJune 2024
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Individual experiences. Results vary.

Vienna Township mortgage questions

If yours is not here, ask it on the call. There are no dumb questions.

Is a Vienna Township address the same as a Clio address?

Often the mailing address says Clio and ZIP code 48420, but the parcel’s taxing unit is what counts. A Census ZIP map sample puts nearly all of Vienna Township’s land in 48420, with a small southern edge in Mount Morris’s 48458, and the City of Clio sits inside the township as a separate unit with its own rates. The township assessor at 810-686-7676, open Tuesday and Thursday 8:30 AM to 4:30 PM, confirms which unit a parcel belongs to. Ask before you compare tax bills.

It depends on the parcel: Clio Area, Mt. Morris Consolidated or Birch Run Area. A Census map sample puts about 85% of the township’s land in the Clio Area district, about 10% in Mt. Morris Consolidated and about 5% in Birch Run Area. Michigan Treasury’s 2025 homestead rates are 33.5116, 33.7619 and 31.2389 mills in that order. Confirm the district on the parcel record before you count on it.

The township bills water and sewer, and its 2026 rates list a monthly readiness to serve charge of $30.00 for a 5/8 inch meter plus $6.00 per 100 cubic feet of water, with sewer at $2.44 per 100 cubic feet and a monthly readiness charge of $27.25 for the first unit. At a sale, the township says a sewer discharge inspection is due before closing and costs $50, and Genesee County Water and Waste does a final read that adds $7 to the last bill. Ask the title company to order both early.

Bills are mailed by July 1 and December 1, and the Genesee County Treasurer says summer bills are normally due in September and winter bills in February. The township does not accept postmarks, takes partial payments and accepts card payments online with a 3% convenience fee. If no bill arrives by July 20 or December 20, call 810-686-7580. Unpaid real property taxes move to the Genesee County Treasurer on March 1, and the county adds interest and fees. A lender with an escrow account pays these bills for you.

In Michigan, a home’s taxable value is capped while one owner holds it. The year after it sells, that cap comes off and taxable value resets to the state equalized value, which is half of the assessor’s estimate of market value, not automatically half of what you paid. The township assessor sets the market value estimate and the taxable value, and the Board of Review hears appeals. Use the Michigan property tax calculator with the exact address to see the published millage for the parcel, and read how assessments work in our property tax assessment guide.

Look the address up on the FEMA Flood Map Service Center before you write an offer, and read FloodSmart and FEMA’s flood maps page for how zones work. If the map shows a high-risk zone, a lender requires flood insurance and the premium goes into the monthly cost, so get a quote early. Our flood zone guide lists the steps, and the township’s building office can answer questions about a parcel’s permits.

Ask for the records first, because the Genesee County Health Department keeps them and releases them on a written request. The county’s septic page and wells page describe permits and inspections. Where public sewer is available the township’s sewer discharge inspection applies at sale instead. Our home inspection checklist covers what an inspector reviews, and the appraisal guide covers the lender’s step.

Conventional, FHA and VA loans all fit that price, and the right one depends on credit, income and the cash you have. The ACS median owner value is about $199,300, well inside the 2026 conforming limit of $832,750 and the FHA limit of $541,287. Start with the homebuyer game plan, then compare offers with the Loan Estimate check and our guide to comparing Loan Estimates. The calculators page lists every tool, and the start page begins an application.

A checklist

Things to settle on a Vienna Township house

Start with the township's building office, water and sewer office and MISS DIG 811 before any digging, and use our closing cost guide and transfer tax calculator for the money side.

Sewer discharge inspection

The township says the inspection is due before closing and costs $50, so book it as soon as you have an accepted offer.

Water final read

Genesee County Water and Waste does the final read for the seller's water and sewer and adds $7 to the last bill, according to the township's FAQ.

Building permits

The township's building office says building, electrical, mechanical and plumbing permits must be pulled before work starts, and work done without one may be subject to double permit fees. Ask the seller for permit records.

Tax records

The assessor keeps property record cards and plat maps for each parcel, and the treasurer's online payment portal shows the current bill.

Septic and well records

Where no public sewer serves a parcel, the Genesee County Health Department releases septic and well records on a written request.

Flood map check

Look the address up on the FEMA map. A lender requires flood insurance when the property sits in a high-risk zone.

Communities near Vienna Township

Genesee County overview

Guides for Vienna Township buyers

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Loan options

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Sources

Where do the Vienna Township figures on this page come from?

28 sources behind the Vienna Township figures above, every link checked November 2026.

Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.

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