Mortgage Lender in Flushing, MI
Flushing's Trusted Mortgage Experts for FHA, VA, and Conventional Home Loans
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Local Home Loans Tailored for Flushing
Tucked along the Flint River about 10 miles west of Flint, Flushing has held onto its small-town character precisely because no major highway cuts through it. That quirk gives the walkable Main Street district its appeal, and it shapes who buys here: roughly 8,400 residents in the city, with the broader 48433 / Flushing Community Schools footprint closer to 25,000. Most households work elsewhere in Genesee County, at McLaren Flint, area health systems, remaining GM and auto-supply operations, and the schools themselves. Median household income sits near $80,000. Buyers are drawn by the strong school district, riverfront parks like Flushing Township Nature Park, and a quiet commuter lifestyle that still keeps Flint jobs about 20 minutes away. Align Lending helps these buyers finance moves into one of Genesee County’s most sought-after towns.
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Home values in 48433 land somewhere between roughly $220,000 and $253,000 depending on the source, Zillow’s typical value is near $220K, while Redfin’s recent median sale price runs around $253K. Prices have climbed roughly 7% to nearly 12% year-over-year, and listings move fast: about 18 to 26 days on market, faster than many neighboring ZIPs. The demand drivers are consistent, Flushing Community Schools’ reputation, the small-town downtown, and proximity to Flint employment without Flint commute headaches. Inventory stays tight, so well-prepared, pre-approved buyers consistently win in this competitive market.
Why Choose Align Lending?
Family Values Friendly Owned
Community-Focused - Built on strong family values, we treat every client like one of our own.
- Honest and Transparent: No hidden fees, no surprises-just straightforward mortgage solutions you can trust.
- Reliable & Trusted: Recognized with NAMB Broker of the Year and Hall of AIME honors, we’ve built lasting relationships by delivering exceptional service.
- Local Experts and National Reach: Proudly serving Southeast Michigan, we’re deeply connected to the community and dedicated to helping homeowners succeed.
Flushing Real Estate & Mortgage Overview
To comfortably carry the roughly $240,000 median home, modest down payment, rates near 6.5%-7%, taxes and insurance folded in, plan on a household income in the $70,000-$80,000 range, which tracks closely with Flushing’s median income. Property taxes are a relative bargain: an effective rate near 0.84% means a typical bill around $1,750, though non-homestead buyers should budget for higher millage. First-time buyers should ask us about MSHDA down-payment assistance, which fits this price point well. Nearly every Flushing home sits comfortably under conforming loan limits, so jumbo financing rarely applies here, except in upscale subdivisions like Pine Hollow Estates.
What it's Like to Live in Flushing
Flushing’s housing runs from in-town historic homes to acreage subdivisions:
- Krystal Creek ($300,000-$450,000+), a prestigious subdivision of larger brick homes, many 2,300+ sq ft with 4 beds/3 baths, some on 1+ acre lots.
- Pine Hollow Estates ($350,000-$550,000+), upscale build-to-suit new construction with designs available on remaining lots.
- Riverview / The Glens ($180,000-$280,000), an established neighborhood near downtown and the Flint River.
- Downtown / Main Street area ($150,000-$250,000), older, walkable in-town homes close to shops and the river.
- Flushing Township rural pockets ($200,000-$400,000+), homes on acreage along the long residential roads ringing the city.
All are served by Flushing Community Schools (~4,130 students across seven buildings). Downtown Detroit is about 77 miles, roughly 1 hour 15 minutes via I-75, though most residents commute just ~10 miles to Flint.
The Process
GET PRE APPROVED TODAY
- Explore Your Loan Options - We take the time to explain the different mortgage programs you qualify for, including fees, taxes, and insurance.
- Customize Your Rate - We work with top lenders to ensure you get a mortgage rate that fits your financial goals.
- Fast & Easy Pre-Approval - Get pre-approved in minutes and gain the confidence to shop for your dream home!
Find the Right Agent & Start Shopping for Your Dream Home!
- Expert Representation - Agent compensation is agreed in writing before you start touring, so you know that cost up front and can build it into your offer.
- Seamless Home Research - We’ll connect you with a trusted agent to make your homebuying journey as smooth as possible.
- The Fun Begins - Shopping for your new home is an exciting experience-picture your future, explore possibilities, and find the perfect fit for your family.
Make an Offer & Close on Your Mortgage - Fast!
- Strategic Offer Support -We collaborate with your agent to ensure your offer is as strong as possible.
- Fast & Efficient Closing - Once your offer is accepted, we work to close your mortgage in less than two weeks.
- Move Into Your Dream Home - Before you know it, the keys are in your hand and you’re settling in!
Flushing Mortgage FAQ's
What is the typical home price in Flushing, MI 48433?
As of 2026, typical home values in the 48433 ZIP run roughly $220,000-$253,000 depending on the source, with Redfin reporting a median sale price around $253K. Prices are up about 7%-12% year-over-year, and the market has been competitive.
How fast do homes sell in Flushing?
Homes in 48433 move quickly, averaging roughly 18 to 26 days on market in 2026, faster than many surrounding areas because of Flushing’s strong school district and small-town appeal.
What are property taxes like in Flushing?
The effective property tax rate is around 0.84%, below the national median. A typical homeowner pays roughly $1,750 a year, though non-homestead (non-owner-occupied) properties carry higher millage. Final county millage rates for 2025 publish in August 2026.
Which schools serve Flushing, MI 48433?
The area is served by Flushing Community Schools, which enrolls about 4,130 K-12 students across seven buildings including Flushing High School and Flushing Middle School. The district’s reputation is a major driver of local home demand.
What is the commute like from Flushing to Flint or Detroit?
Flushing sits about 10 miles west of Flint, roughly a 20-27 minute drive, where most residents work in health care, manufacturing, and education. Downtown Detroit is about 77 miles away, around a 1 hour 15 minute drive via I-75.
Our Service Areas
Michigan Counties We Serve: Genesee, Lapeer, Lenawee, Livingston, Macomb, Monroe, Oakland, Saint Clair, Washtenaw, Wayne
If you’re in or around any of the locations listed above, Align Lending  has you covered! Contact us to make a service appointment now!
