Schools
Flushing's housing runs from in-town historic homes to acreage subdivisions: All are served by Flushing Community Schools (~4,130 students across seven buildings).
Genesee County, Michigan
Mortgage Lender in Flushing, MI
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Buying a home in Flushing
Tucked along the Flint River about 10 miles west of Flint, Flushing has held onto its small-town character precisely because no major highway cuts through it. That quirk gives the walkable Main Street district its appeal, and it shapes who buys here: roughly 8,400 residents in the city, with the broader 48433 / Flushing Community Schools footprint closer to 25,000. Most households work elsewhere in Genesee County, at McLaren Flint, area health systems, remaining GM and auto-supply operations, and the schools themselves. Median household income sits near $80,000. Buyers are drawn by the strong school district, riverfront parks like Flushing Township Nature Park, and a quiet commuter lifestyle that still keeps Flint jobs about 20 minutes away. Align Lending helps these buyers finance moves into one of Genesee County's most sought-after towns.
By the numbers
Flushing housing and mortgage snapshot
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
$220,000
Typical home value, from the market research on this page
+49%
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
0.84%
Effective property tax rate, as a share of value
1
Residential ZIP codes
What financing looks like in Flushing
To comfortably carry the roughly $240,000 median home, modest down payment, rates near 6.5%-7%, taxes and insurance folded in, plan on a household income in the $70,000-$80,000 range, which tracks closely with Flushing's median income. Property taxes are a relative bargain: an effective rate near 0.84% means a typical bill around $1,750, though non-homestead buyers should budget for higher millage. First-time buyers should ask us about MSHDA down-payment assistance, which fits this price point well. Nearly every Flushing home sits comfortably under conforming loan limits, so jumbo financing rarely applies here, except in upscale subdivisions like Pine Hollow Estates.
Nearly every Flushing purchase fits well under the 2026 conforming limit of $832,750, so loan size is rarely the constraint.
The market
The Flushing housing market
Home values in 48433 land somewhere between roughly $220,000 and $253,000 depending on the source, Zillow's typical value is near $220K, while Redfin's recent median sale price runs around $253K. Prices have climbed roughly 7% to nearly 12% year-over-year, and listings move fast: about 18 to 26 days on market, faster than many neighboring ZIPs. The demand drivers are consistent, Flushing Community Schools' reputation, the small-town downtown, and proximity to Flint employment without Flint commute headaches. Inventory stays tight, so well-prepared, pre-approved buyers consistently win in this competitive market.
Where to look
Flushing neighborhoods
Krystal Creek
($300,000-$450,000+), a prestigious subdivision of larger brick homes, many 2,300+ sq ft with 4 beds/3 baths, some on 1+ acre lots.
Pine Hollow Estates
($350,000-$550,000+), upscale build-to-suit new construction with designs available on remaining lots.
Riverview / The Glens
($180,000-$280,000), an established neighborhood near downtown and the Flint River.
Flushing Township rural pockets
($200,000-$400,000+), homes on acreage along the long residential roads ringing the city.
Schools and commute
Commute
Downtown Detroit is about 77 miles, roughly 1 hour 15 minutes via I-75, though most residents commute just ~10 miles to Flint.
Michigan property taxes
Flushing property taxes after you buy
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In the City of Flushing, our 2026 Uncapping Study found taxable value typically rises about 49% the year after a sale: roughly $2,040 more in first-year tax on a $300,000 home at the local homestead millage. We build your payment on that post-sale number.
In Samantha's words
Don't build your budget around somebody else's tax bill. The seller's tax history tells us something about the property. It does not automatically tell us what your taxes are going to look like as the new owner.
Local resources
Check Flushing records yourself
The official offices behind the tax and school details on this page.
- City of Flushing Assessor, for parcel records and current taxable value
- Flushing Community Schools, for district boundaries and enrollment
- Genesee County Equalization Department, for county property tax records
What our clients say
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As a first-time homebuyer in Ferndale, I was unsure of some things. Samantha was awesome. She was extremely helpful and made sure I understood every part of the process.
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Samantha was extremely helpful during my home loan process in Novi. Communication was quick, the instructions were clear, and everything stayed on track through closing.
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Want to shout out Samantha for the expert guidance, made my first-time homebuyer experience seamless! It exceeded expectations and was a stress free process throughout. Grateful for all your help and loving my new home in Bloomfield Hills!
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Samantha Shelton was absolutely amazing! She far exceeded any expectations we had. Samantha was our biggest cheerleader throughout the entire home buying process! It literally felt like my best friend was helping us navigate and cheering us on from start to finish. I would recommend her and the team to anyone; you will be in THE best hands. She is so knowledgeable and kind. This was the best, easiest and least stressful mortgage process ever.
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can’t say enough good things about my experience with Samantha Shelton . She took the time to explain every step of the process, answered all my questions promptly, and made sure everything stayed on track. Her professionalism, honesty, and dedication truly stood out. I would recommend her 100% to anyone buying or refinancing a home. My refinance loan was submitted, approved and clear to close the same day, that’s unheard of in the industry. What a rock star !
★★★★★
As a first-time homebuyer in Troy, I was nervous about getting my FHA loan. I went to Samantha Shelton at Align Lending and the experience was nothing short of amazing! Her expertise and fast service made everything so easy. I will definitely be going back to her, and I recommend her if you are looking for a fast and easy mortgage experience!
Individual experiences. Results vary.
Flushing mortgage questions
If yours is not here, ask it on the call. There are no dumb questions.
What is the typical home price in Flushing, MI 48433?
As of 2026, typical home values in the 48433 ZIP run roughly $220,000-$253,000 depending on the source, with Redfin reporting a median sale price around $253K. Prices are up about 7%-12% year-over-year, and the market has been competitive.
How fast do homes sell in Flushing?
Homes in 48433 move quickly, averaging roughly 18 to 26 days on market in 2026, faster than many surrounding areas because of Flushing’s strong school district and small-town appeal.
What are property taxes like in Flushing?
The effective property tax rate is around 0.84%, below the national median. A typical homeowner pays roughly $1,750 a year, though non-homestead (non-owner-occupied) properties carry higher millage. Final county millage rates for 2025 publish in August 2026.
Which schools serve Flushing, MI 48433?
The area is served by Flushing Community Schools, which enrolls about 4,130 K-12 students across seven buildings including Flushing High School and Flushing Middle School. The district’s reputation is a major driver of local home demand.
What is the commute like from Flushing to Flint or Detroit?
Flushing sits about 10 miles west of Flint, roughly a 20-27 minute drive, where most residents work in health care, manufacturing, and education. Downtown Detroit is about 77 miles away, around a 1 hour 15 minute drive via I-75.
Communities near Flushing
Genesee County overviewTalk with a local mortgage expert
Tell Samantha what you are trying to do in Flushing and she will tell you what actually matters for your situation, including whether the timing is right.
- 1
Tell us what you are trying to do
Not what product you want. What you are actually trying to accomplish.
- 2
We look at your situation
A licensed Align loan officer works out what matters most for you specifically.
- 3
You leave with a plan
Your options, the tradeoffs, and your next step. No obligation to go further.
Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
