Schools
Almont's residential pockets range from historic in-town homes to brand-new builds: Families buy here for Almont Community Schools, where Orchard Primary earns a 10/10 on GreatSchools and Almont High a 7/10.
Lapeer County, Michigan
Mortgage Broker in Almont, MI
Local mortgage guidance for Almont buyers and homeowners, with options shopped across multiple wholesale lenders and one Michigan broker who stays with your file.
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Buying a home in Almont
Tucked into the southern edge of Lapeer County where M-53 (Van Dyke) meets St. Clair Street, Almont is a small Thumb-country village of roughly 2,850 residents wrapped by greenhouses, nurseries, and crop-and-livestock farms. It reads as a true exurban commuter town: most working families drive south on M-53 toward Macomb County and Metro Detroit's auto and manufacturing plants, with the average resident logging about a 33-minute trip to work. The downtown core around the West St. Clair Street Historic District anchors the village's identity, while Almont Community Schools and the Almont District Library serve as everyday gathering points. At Align Lending, we finance homes for the buyers who want that open-country, historic-main-street setting without giving up a reasonable reach to Detroit-area jobs.
By the numbers
Almont housing and mortgage snapshot
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
$303,000
Typical home value, from the market research on this page
+47%
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
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Residential ZIP codes
What financing looks like in Almont
Plan on roughly $90,000-$105,000 in household income to comfortably carry the ~$303,000 median home: with about 10% down at prevailing rates, full PITI lands around $2,300-$2,500 a month, which fits a 28% front-end budget at that income. Since the village median household income sits near $83,500, many buyers bring a larger down payment or shop below the median. Almont runs under Michigan's Proposal A taxable-value caps; the Village levies about 13.3 mills, and the Almont Community Schools operating millage (~18.36 mills) applies mainly to non-homestead property since principal residences are largely exempt. At this price point you're well inside conforming limits, so FHA, VA, and MSHDA first-time-buyer programs all fit comfortably, jumbo financing rarely comes into play here.
Nearly every Almont purchase fits well under the 2026 conforming limit of $832,750, so loan size is rarely the constraint.
The market
The Almont housing market
The median sale price in ZIP 48003 was about $303,000 in early 2026, with aggregator value estimates ranging from roughly $275,000 to $303,000. The headline median was down about 17.6% year-over-year, but that figure is volatile in a small market and mostly reflects which homes happened to sell, price per square foot actually rose about 3% to roughly $242. Homes sold in about 42 days on average, up sharply from around 21 days a year earlier, so buyers now have more breathing room than during the 2021-2023 rush. Demand is driven by families wanting the school district, new-construction subdivisions, and acreage that's hard to find closer to the city.
Where to look
Almont neighborhoods
Drakeshire Farms
(~$300,000-$450,000), an established, well-maintained subdivision popular with families.
Kingsbrook Estates
(~$300,000-$425,000), a single-family subdivision with steady resale activity.
Pine Crest II
(~$330,000-$475,000+), newer construction by Lombardo Homes featuring the Oxford and Austin floor plans.
New-construction communities, greater Almont
(~$280,000-$500,000+), multiple builders, with larger acreage and custom builds running higher.
Schools and commute
Commute
Downtown Detroit sits about 48-50 miles south via M-53, roughly 52 minutes off-peak and 65-80 minutes in weekday rush hour.
Michigan property taxes
Almont property taxes after you buy
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In Almont Township, our 2026 Uncapping Study found taxable value typically rises about 47% the year after a sale: roughly $1,150 more in first-year tax on a $300,000 home at the local homestead millage. We build your payment on that post-sale number.
In Samantha's words
County alone does not tell you much. We would never say you are in a particular county so here are your taxes. It does not work like that. We need the actual property.
Local resources
Check Almont records yourself
The official offices behind the tax and school details on this page.
- Almont Township Assessor, for parcel records and current taxable value
- Almont Community Schools, for district boundaries and enrollment
- Lapeer County Equalization, for county property tax records
What our clients say
★★★★★
Samantha was absolutely wonderful to work with when we purchased our new home last month. She made herself available day and night for us and was always able to quickly respond to our questions. She made the entire process so comfortable and easy. 10/10 would highly recommend!!
★★★★★
Samantha and align lending are always a pleasure to work with. I recommend my clients here and they always are quick to help, knowledgeable and make the process as smooth as possible. We will definitely keep using them for our mortgage needs in the future.
★★★★★
The pre-approval process for my home search in Bloomfield Hills was fast and organized. Samantha answered all my questions and helped me feel confident moving forward.
★★★★★
Align Lending helped make purchasing my home in Madison Heights a smooth experience. I appreciated the regular updates and clear explanations along the way.
★★★★★
I highly recommend Align Lending to anyone looking for a mortgage broker in Southeast Michigan. The team was knowledgeable, responsive, and easy to work with.
★★★★★
As a first-time homebuyer in Ferndale, I was unsure of some things. Samantha was awesome. She was extremely helpful and made sure I understood every part of the process.
Individual experiences. Results vary.
Almont mortgage questions
If yours is not here, ask it on the call. There are no dumb questions.
What is the typical home price in Almont, MI 48003?
As of early 2026 the median sale price in ZIP 48003 was about $303,000 (Redfin), with aggregator estimates of typical home values ranging from roughly $275,000 to $303,000. New-construction subdivisions and larger acreage properties commonly list from the mid-$300,000s to $500,000-plus.
How long do homes stay on the market in Almont?
Homes in 48003 sold in about 42 days on average in early 2026, up from around 21 days a year earlier. The market is still considered competitive, but buyers generally have more breathing room than during the 2021-2023 frenzy.
What income do I need to buy a median-priced home in Almont?
Plan on roughly $90,000 to $105,000 in household income to comfortably afford the ~$303,000 median home. With about 10% down at prevailing rates, the full monthly payment (principal, interest, taxes, and insurance) runs about $2,300-$2,500, which fits a typical 28% front-end budget at that income. The local median household income is about $83,500, so many buyers bring a larger down payment or shop below the median.
What are property taxes like in Almont?
Almont sits in Michigan’s Proposal A system, where annual taxable-value growth is capped. The Village levies about 13.3 mills for operating, plus county, township, library, and school levies; Almont Community Schools’ operating millage (~18.36 mills) applies mainly to non-homestead property, since principal residences are largely exempt from the 18 school operating mills. A homesteaded buyer’s effective rate is typically well under the national average, and you should always verify the current bill for the specific parcel.
Which schools and neighborhoods are best in Almont?
The area is served by Almont Community Schools, where Orchard Primary earns a 10/10 on GreatSchools and Almont High School a 7/10. Popular residential pockets include the Drakeshire Farms and Kingsbrook Estates subdivisions (roughly $300,000-$450,000) and the newer Pine Crest II development by Lombardo Homes, while historic homes near downtown and the West St. Clair Street Historic District can be found from the low $200,000s.
Talk with a local mortgage expert
Tell Samantha what you are trying to do in Almont and she will tell you what actually matters for your situation, including whether the timing is right.
- 1
Tell us what you are trying to do
Not what product you want. What you are actually trying to accomplish.
- 2
We look at your situation
A licensed Align loan officer works out what matters most for you specifically.
- 3
You leave with a plan
Your options, the tradeoffs, and your next step. No obligation to go further.
Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
