Schools
Plymouth-Canton Community Schools serve about the northern two-thirds of Canton Township, Wayne-Westland Community Schools serve the southeast and Van Buren Public Schools the southwest, so confirm the district for the specific address.
Wayne County, Michigan
Mortgage Lender in Canton Township, MI
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Buying a home in Canton Township
Canton Township, usually called simply Canton, is a charter township in western Wayne County about 23 miles west of downtown Detroit and 15 miles east of Ann Arbor, home to about 99,800 residents in the Census Bureau's 2024 estimate. Created in 1834 and named for the Chinese port city, Canton Township grew from farmland into one of the larger suburbs in Michigan, with I-275 running along its eastern edge and Ford Road and Michigan Avenue crossing it. The largest employers listed in Canton Township's 2024 financial report include Plymouth-Canton Community Schools and Yazaki North America, whose North American headquarters is in the township. The median household income in Canton Township is near $121,400.
By the numbers
Canton Township housing and mortgage snapshot
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
$372,000
Typical home value, from the market research on this page
+36%
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
1.41%
Effective property tax rate, as a share of value
2
Residential ZIP codes: 48187, 48188
What financing looks like in Canton Township
Canton Township's effective tax rate, about 1.41%, matters as much as the price when you set a budget. The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill. Most Canton Township homes finance inside the 2026 conforming limit of $832,750, so conventional, FHA and VA all work here, and condo purchases need the association to meet the lender's project rules. We run the numbers with your actual taxes and insurance before you write an offer.
Nearly every Canton Township purchase fits well under the 2026 conforming limit of $832,750, so loan size is rarely the constraint.
The market
The Canton Township housing market
The typical home value in Canton Township is near $372,400, the median for owner-occupied homes in the Census Bureau's American Community Survey, which counts about 27,800 owner-occupied homes here. The median home was built in 1991, and the typical home is a colonial or ranch in a subdivision, with condos and townhomes in the mix. Homeowners pay a median of about $5,240 a year in property taxes, an effective property tax rate of about 1.41% of the median value.
Where to look
Canton Township neighborhoods
Cherry Hill
western Canton Township around Cherry Hill and Ridge roads, where a new urbanist neighborhood sits beside some of the township's original historic buildings.
Sheldon
southern Canton Township on Michigan Avenue just west of I-275, a settlement that dates to 1825 and predates the township itself.
Schools and commute
Commute
Downtown Detroit is about 23 miles east, and Ann Arbor about 15 miles west.
Michigan property taxes
Canton Township property taxes after you buy
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In Canton Township, our 2026 Uncapping Study found taxable value typically rises about 36% the year after a sale: roughly $1,630 more in first-year tax on a $300,000 home at the local homestead millage. We build your payment on that post-sale number.
In Samantha's words
I'd much rather somebody ask me, "Why are your taxes higher than what I'm seeing online?" than have them build a housing budget around the wrong assumption.
Local resources
Check Canton Township records yourself
The official offices behind the tax and school details on this page.
- Canton Township Assessor's Office, for parcel records and current taxable value
- Plymouth-Canton Community Schools, for district boundaries and enrollment
- Wayne County Treasurer, for county property tax records
What our clients say
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As a first-time homebuyer in Ferndale, I was unsure of some things. Samantha was awesome. She was extremely helpful and made sure I understood every part of the process.
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Samantha was extremely helpful during my home loan process in Novi. Communication was quick, the instructions were clear, and everything stayed on track through closing.
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Want to shout out Samantha for the expert guidance, made my first-time homebuyer experience seamless! It exceeded expectations and was a stress free process throughout. Grateful for all your help and loving my new home in Bloomfield Hills!
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Samantha Shelton was absolutely amazing! She far exceeded any expectations we had. Samantha was our biggest cheerleader throughout the entire home buying process! It literally felt like my best friend was helping us navigate and cheering us on from start to finish. I would recommend her and the team to anyone; you will be in THE best hands. She is so knowledgeable and kind. This was the best, easiest and least stressful mortgage process ever.
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can’t say enough good things about my experience with Samantha Shelton . She took the time to explain every step of the process, answered all my questions promptly, and made sure everything stayed on track. Her professionalism, honesty, and dedication truly stood out. I would recommend her 100% to anyone buying or refinancing a home. My refinance loan was submitted, approved and clear to close the same day, that’s unheard of in the industry. What a rock star !
★★★★★
As a first-time homebuyer in Troy, I was nervous about getting my FHA loan. I went to Samantha Shelton at Align Lending and the experience was nothing short of amazing! Her expertise and fast service made everything so easy. I will definitely be going back to her, and I recommend her if you are looking for a fast and easy mortgage experience!
Individual experiences. Results vary.
Canton Township mortgage questions
If yours is not here, ask it on the call. There are no dumb questions.
What is the typical home value in Canton Township, MI?
The Census Bureau’s American Community Survey puts the median owner-occupied home value near $372,400. Condos and townhomes sit below that and newer single-family homes above it.
What ZIP codes cover Canton Township?
Canton Township uses 48187 north of Cherry Hill Road and 48188 to the south, both with a Canton mailing address.
How will my property taxes change after I buy?
The year after a Michigan home sells, its taxable value resets to half of the assessor’s market value, so the seller’s tax bill is not your tax bill. Canton Township homeowners pay a median of about $5,240 a year, an effective rate near 1.41%, so we budget from the post-sale figure.
Which schools serve Canton Township?
Plymouth-Canton Community Schools serve most of the township, with Wayne-Westland Community Schools in the southeast and Van Buren Public Schools in the southwest. Confirm the district for the specific address.
How far is Canton Township from Detroit and Ann Arbor?
Downtown Detroit is about 23 miles east and Ann Arbor about 15 miles west, with I-275 along the township’s eastern edge.
Communities near Canton Township
Wayne County overviewTalk with a local mortgage expert
Tell Samantha what you are trying to do in Canton Township and she will tell you what actually matters for your situation, including whether the timing is right.
- 1
Tell us what you are trying to do
Not what product you want. What you are actually trying to accomplish.
- 2
We look at your situation
A licensed Align loan officer works out what matters most for you specifically.
- 3
You leave with a plan
Your options, the tradeoffs, and your next step. No obligation to go further.
Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
