Schools
West Ottawa Public Schools serve much of Holland Township, so confirm the district for the specific address.
Ottawa County, Michigan
Mortgage Broker in Holland Township, MI
Local mortgage guidance for Holland Township buyers and homeowners, with options shopped across multiple wholesale lenders and one Michigan broker who stays with your file.
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Buying a home in Holland Township
Holland Township is a charter township in Ottawa County directly north of the City of Holland, home to about 40,500 residents in the Census Bureau's 2024 estimate. The City of Holland is governed separately, and the Beechwood area on the north shore of Lake Macatawa lies mostly in Holland Township. The median household income in Holland Township is near $84,300.
By the numbers
Holland Township housing and mortgage snapshot
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
$275,000
Typical home value, from the market research on this page
+48%
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
1.04%
Effective property tax rate, as a share of value
1
Residential ZIP code: 49424
What financing looks like in Holland Township
Most homes here finance inside the 2026 conforming limit of $832,750, so conventional, FHA and VA are all in play. Newer construction is common, so compare any builder incentive against an outside quote, and expect the appraisal to lean on recent sales in the same subdivision. Condo purchases need the association to meet the lender's project rules. The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill. We run the numbers with your actual taxes and insurance before you write an offer.
Nearly every Holland Township purchase fits well under the 2026 conforming limit of $832,750, so loan size is rarely the constraint.
The market
The Holland Township housing market
The typical home value in Holland Township is near $275,100, the median for owner-occupied homes in the Census Bureau's American Community Survey, which counts about 10,800 owner-occupied homes here. The median year built is 1994, so Holland Township is mostly newer subdivisions, with condos and some lake-area homes. Homeowners pay a median of about $2,860 a year in property taxes, an effective property tax rate of about 1.04% of the median value.
Where to look
Holland Township neighborhoods
Beechwood
on the north shore of Lake Macatawa, mostly within the township.
Noordeloos
an unincorporated community in the township.
Schools and commute
Commute
Downtown Grand Rapids is about 23 miles east.
Michigan property taxes
Holland Township property taxes after you buy
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In Holland Township, our 2026 Uncapping Study found taxable value typically rises about 48% the year after a sale: roughly $1,560 more in first-year tax on a $300,000 home at the local homestead millage. We build your payment on that post-sale number.
In Samantha's words
In Michigan, don't just look at the current tax bill. Understand what could happen after ownership changes.
Local resources
Check Holland Township records yourself
The official offices behind the tax and school details on this page.
- Holland Charter Township Assessing, for parcel records and current taxable value
- West Ottawa Public Schools, for district boundaries and enrollment
- Ottawa County Equalization Department, for county property tax records
What our clients say
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As a first-time homebuyer in Ferndale, I was unsure of some things. Samantha was awesome. She was extremely helpful and made sure I understood every part of the process.
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Samantha was extremely helpful during my home loan process in Novi. Communication was quick, the instructions were clear, and everything stayed on track through closing.
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Want to shout out Samantha for the expert guidance, made my first-time homebuyer experience seamless! It exceeded expectations and was a stress free process throughout. Grateful for all your help and loving my new home in Bloomfield Hills!
Individual experiences. Results vary.
Holland Township mortgage questions
If yours is not here, ask it on the call. There are no dumb questions.
What is the typical home value in Holland Township, MI?
The Census Bureau’s American Community Survey puts the median owner-occupied home value near $275,100. Individual homes and neighborhoods range well above and below that.
What ZIP codes cover Holland Township?
Holland Township is mainly in ZIP codes 49424, 49423 and 49464. A mailing address does not always match the community that sets the taxes, so check the parcel.
How will my property taxes change after I buy?
The year after a Michigan home sells, its taxable value resets to half of the assessor’s market value, so the seller’s tax bill is not your tax bill. In Holland Township the median homeowner pays about $2,860 a year, and we estimate the post-sale figure for the home you choose.
Is Holland Township the same as the City of Holland?
No. Both use Holland mailing addresses, but Holland Township is a separate charter township with its own taxes. Check the parcel before you budget.
Communities near Holland Township
Ottawa County overviewTalk with a local mortgage expert
Tell Samantha what you are trying to do in Holland Township and she will tell you what actually matters for your situation, including whether the timing is right.
- 1
Tell us what you are trying to do
Not what product you want. What you are actually trying to accomplish.
- 2
We look at your situation
A licensed Align loan officer works out what matters most for you specifically.
- 3
You leave with a plan
Your options, the tradeoffs, and your next step. No obligation to go further.
Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
