Schools
Most of 48066 is served by Roseville Community Schools (Roseville High School, plus Roseville and Eastland middle schools), while northern addresses bordering Fraser fall under Fraser Public Schools.
Macomb County, Michigan
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Buying a home in Roseville
Roseville is a working-class Macomb County suburb of about 47,710 residents, built around the Gratiot Avenue (M-3) retail corridor and anchored by Macomb Mall, one of metro Detroit's earliest enclosed malls when it opened in 1964. The local economy leans on auto-supply manufacturing (firms like Dominion Technologies Group), health care, and retail trade, with Roseville Community Schools among the area's larger employers. Sitting at the I-94/I-696 junction near the Roseville Recreation Center and the historic Erin-Roseville Library, the city pairs suburban affordability with quick access to the rest of the region. With a median household income of $62,182, Roseville remains one of the more accessible entry points into Metro Detroit homeownership.
By the numbers
Roseville housing and mortgage snapshot
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
$172,000
Typical home value, from the market research on this page
+66%
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
1.62%
Property tax current owners pay, as a share of value. A buyer's bill can reset higher the year after a sale
1
Residential ZIP code: 48066
What financing looks like in Roseville
For the $172,000 median home, a household income of roughly $48,000 to $58,000 is generally enough to carry the payment depending on rate, down payment, and debts, comfortably under Roseville's $62,182 median household income. Budget for property taxes carefully: the effective rate runs about 1.62%, above Michigan's about 1.05% median, with a median annual bill near $2,539 and notably higher non-homestead millage (about 76.86 mills) on rentals. First-time buyers should explore MSHDA down-payment assistance, which pairs well with FHA loans at this price point. With most homes under the conforming loan limit, jumbo financing is rarely needed here, FHA, VA, and conventional loans dominate.
Nearly every Roseville purchase fits well under the 2026 conforming limit of $832,750, so loan size is rarely the constraint.
The market
The Roseville housing market
The typical Roseville home is valued around $172,000 (Zillow ZHVI), with recent median list prices running roughly $159,000 to $175,000, well below Michigan's statewide median. Year-over-year direction varies by source: Zillow's city ZHVI shows about +3.5%, while one recent Redfin month registered -6.5%. Either way, demand is strong. Roseville scores around 81/100 on Redfin's competitiveness scale, with homes commonly going pending in roughly 18 days (Zillow lists a roughly 34-day median listing window for 48066). Affordability, the Gratiot corridor's amenities, and an 18-mile straight shot to downtown Detroit keep buyer interest steady.
Where to look
Roseville neighborhoods
Central Roseville / Civic Center area
Central blocks near the civic center, full of well-kept mid-century ranches and split-levels. Prices run about $170,000 to $210,000.
Shadowoods / Shadow Woods
A popular condo and subdivision community within 48066, zoned for Roseville Community Schools. Prices run about $160,000 to $220,000.
North Roseville
The city's more affordable northern section, strong on entry-level single-family homes. Prices run about $140,000 to $175,000.
Erin Heights / Erin area
Named for historic Erin Township, with a mix of post-war single-family homes. Prices run about $150,000 to $190,000.
Roseville Estates / Rosewood / Greenhaven subdivisions
Established subdivisions of ranch and colonial-style homes. Prices run about $155,000 to $200,000.
Schools and commute
Commute
Downtown Detroit is about 18 miles away, roughly a 23 to 26 minute drive via I-94 W.
Michigan property taxes
Roseville property taxes after you buy
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In the City of Roseville, our 2026 Uncapping Study found taxable value typically rises about 66% the year after a sale. On a $175,000 home, near the typical Roseville value, the first-year tax goes up roughly $2,070 at the Roseville schools rate most homes here pay. We build your payment on that post-sale number.
Looking at a Roseville address? Our Michigan property tax calculator finds that property's published 2025 millage and works out the tax to plan for after you buy.
In Samantha's words
County alone does not tell you much. We would never say you are in a particular county so here are your taxes. It does not work like that. We need the actual property.
Local resources
Check Roseville records yourself
The official offices behind the tax and school details on this page.
- City of Roseville Assessor, for parcel records and current taxable value
- Roseville Community Schools, for district boundaries and enrollment
- Macomb County Equalization Department, for county property tax records
What our clients say
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As a first-time homebuyer in Ferndale, I was unsure of some things. Samantha was awesome. She was extremely helpful and made sure I understood every part of the process.
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Samantha Shelton is amazing!! She helped me get into my first home in Ferndale. The closing process was easy I was able to take care of everything without taking a day off of work. Being a first time homebuyer was stressful but she provided clear communication and true experience guidance throughout the entire process
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Individual experiences. Results vary.
Roseville mortgage questions
If yours is not here, ask it on the call. There are no dumb questions.
What is the median home price in Roseville, MI 48066?
The typical home value in Roseville is around $172,000 (Zillow), with recent median list prices ranging from about $159,000 to $175,000. That makes Roseville an affordable Metro Detroit suburb, well below Michigan’s statewide median.
How fast do homes sell in Roseville?
Fast. Roseville is a competitive market (roughly 81/100 on Redfin’s scale). Homes commonly go pending in around 18 days, with Zillow showing a median listing time near 34 days for the 48066 ZIP and sale prices typically within about 1 to 2% of list.
What are property taxes like in Roseville, MI?
The effective property tax rate is about 1.62%, higher than Michigan’s about 1.05% median. The 2023 Macomb County millage was roughly 58.86 mills for owner-occupied (homestead) homes, and the median annual tax bill is around $2,539. Non-homestead (rental/second home) rates are notably higher at about 76.86 mills.
What income do I need to buy a home in Roseville?
For the $172,000 median home, a household income of roughly $48,000 to $58,000 is generally enough to carry the payment, depending on rate, down payment, and debts. Since Roseville’s median household income is $62,182, the median home is within reach for typical local buyers.
What school district serves Roseville 48066?
Most of the 48066 ZIP is served by Roseville Community Schools, which operates Roseville High School, two middle schools, and several elementary schools. A portion of northern Roseville falls within Fraser Public Schools.
Is Roseville a good location for commuting to Detroit?
Yes. Downtown Detroit is about 18 miles away, roughly a 23 to 26 minute drive via I-94. Roseville also sits at the I-94/I-696 junction and along the Gratiot Avenue (M-3) corridor, giving easy access to Warren, Clinton Township, St. Clair Shores, and the rest of Macomb County.
Communities near Roseville
Macomb County overviewTalk with a local mortgage expert
Tell Samantha what you are trying to do in Roseville and she will tell you what actually matters for your situation, including whether the timing is right.
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Tell us what you are trying to do
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Samantha looks at your situation
She works out what matters most for you specifically.
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You leave with a plan
Your options, the tradeoffs, and your next step. No obligation to go further.
Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
