Mortgage Lender in Wixom, MI
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Local Home Loans Tailored for Wixom
Wixom is a compact, work-driven city of roughly 17,348 residents tucked into western Oakland County along the I-96 corridor. Its identity is industrial: for half a century the Ford Wixom Assembly Plant (1957-2007) built Lincoln Continentals and Thunderbirds and once anchored about 85% of the city’s tax base. That 320-acre site has been reborn as Assembly Park, now home to General RV Center’s corporate headquarters. Today employers like Trijicon, MAC Valves, dSPACE, and Rockwell Medical keep the local economy humming. Buyers are drawn by all-sports Loon Lake, nearby Proud Lake Recreation Area, and quick freeway access to job hubs in Novi and Farmington Hills. At Align Lending, we finance homes across this growing 48393 ZIP.
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The typical Wixom home sits around $355,000 in 2026, though sources spread from roughly $335,000 (Redfin, March) to about $390,000 median list (Movoto, May). Prices are up about 2.3% year-over-year, and price-per-square-foot has jumped roughly 12% to near $233. The market has clearly cooled on pace: homes now average about 48 to 63 days on market, up sharply from around 24 days a year earlier. Demand is fueled by Wixom’s manufacturing payrolls, lakefront inventory on Loon Lake, and its position between the Novi retail corridor and the Milford/Lyon Township countryside. Move-in-ready and downtown listings still move fast, sometimes in roughly 20 days with competing offers.
Why Choose Align Lending?
Family Values Friendly Owned
Community-Focused - Built on strong family values, we treat every client like one of our own.
- Honest and Transparent: No hidden fees, no surprises-just straightforward mortgage solutions you can trust.
- Reliable & Trusted: Recognized with NAMB Broker of the Year and Hall of AIME honors, we’ve built lasting relationships by delivering exceptional service.
- Local Experts and National Reach: Proudly serving Southeast Michigan, we’re deeply connected to the community and dedicated to helping homeowners succeed.
Wixom Real Estate & Mortgage Overview
To comfortably buy a ~$355,000 Wixom home with 20% down at around 7%, plan on a payment near $2,370 a month including taxes and insurance, that points to roughly $95,000-$105,000 in household income. Property taxes here run an effective rate near 1.24%, with a median annual bill around $3,933; the city levies roughly 38 mills, and your homestead status plus the Walled Lake, Novi, or South Lyon school levy will swing the exact figure. First-time buyers should ask us about MSHDA down-payment assistance. Most Wixom price points stay comfortably under conforming limits, so jumbo financing usually only comes into play on higher-end Loon Lake lakefront properties.
What it's Like to Live in Wixom
Wixom’s lakeside subdivisions cluster around Loon Lake, with more affordable options in the historic core:
- Loon Lake Woodlands (~$400K-$650K+): lakefront and lake-access homes on all-sports Loon Lake.
- Cliffs on Loon Lake (~$450K-$700K+): newer brick colonials and cape cods built 1990s-2006, ranging ~2,600-4,400 sq ft.
- Trails of Loon Lake (~$350K-$500K): established single-family homes near the lake.
- Potters Creek (~$350K-$500K): a single-family subdivision community within the city.
- Downtown Wixom (~$250K-$400K): the older, more affordable core and the fastest-selling area (~20 days on market).
Most addresses feed into Walled Lake Consolidated Schools, with border pockets in Novi Community or South Lyon Community Schools. Downtown Detroit is about 30 miles southeast, a 35-45 minute off-peak drive via I-96, though most residents commute to closer hubs in Novi, Farmington Hills, Auburn Hills, and Southfield.
The Process
GET PRE APPROVED TODAY
- Explore Your Loan Options - We take the time to explain the different mortgage programs you qualify for, including fees, taxes, and insurance.
- Customize Your Rate - We work with top lenders to ensure you get a mortgage rate that fits your financial goals.
- Fast & Easy Pre-Approval - Get pre-approved in minutes and gain the confidence to shop for your dream home!
Find the Right Agent & Start Shopping for Your Dream Home!
- Expert Representation - Agent compensation is agreed in writing before you start touring, so you know that cost up front and can build it into your offer.
- Seamless Home Research - We’ll connect you with a trusted agent to make your homebuying journey as smooth as possible.
- The Fun Begins - Shopping for your new home is an exciting experience-picture your future, explore possibilities, and find the perfect fit for your family.
Make an Offer & Close on Your Mortgage - Fast!
- Strategic Offer Support -We collaborate with your agent to ensure your offer is as strong as possible.
- Fast & Efficient Closing - Once your offer is accepted, we work to close your mortgage in less than two weeks.
- Move Into Your Dream Home - Before you know it, the keys are in your hand and you’re settling in!
Wixom Mortgage FAQ's
What is the median home price in Wixom, MI 48393?
The typical Wixom home runs around $355,000 in 2026, with sources ranging from about $335,000 (Redfin, March 2026) to roughly $390,000 median list price (Movoto, May 2026). Prices are up about 2.3% year-over-year, and price-per-square-foot has climbed roughly 12% to around $233.
What are property taxes like in Wixom?
Wixom’s effective property tax rate is about 1.24%, a bit above the national median. The median annual tax bill is around $3,933. The city levies roughly 38 mills, though your actual bill depends on whether the home is your homestead and which school district levy applies.
How long do homes stay on the market in Wixom?
In 2026 the market has cooled, homes are averaging roughly 48 to 63 days on market, up sharply from about 24 days a year earlier. Move-in-ready and downtown Wixom listings still sell fast, sometimes in about 20 days with multiple offers.
What school district serves Wixom 48393?
Most of Wixom is served by Walled Lake Consolidated Schools, a highly regarded Oakland County district. Pockets near the borders fall into Novi Community School District or South Lyon Community Schools, so confirm the boundary for any specific address.
What's the commute from Wixom to Detroit?
Wixom sits about 30 miles northwest of downtown Detroit, a 35-45 minute drive off-peak via I-96 (longer in rush hour). Most residents commute to nearer employment centers like Novi, Farmington Hills, Auburn Hills, and Southfield.
Our Service Areas
Michigan Counties We Serve: Genesee, Lapeer, Lenawee, Livingston, Macomb, Monroe, Oakland, Saint Clair, Washtenaw, Wayne
If you’re in or around any of the locations listed above, Align Lending  has you covered! Contact us to make a service appointment now!
