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Clinton County, Michigan

Mortgage Broker in DeWitt Township, MI

Close to half of DeWitt Township's homes carry a Lansing 48906 mailing address, and most of the rest say DeWitt. Samantha confirms the taxing unit, the school district and the sewer or septic setup from the parcel record, then shops your loan with multiple wholesale lenders.

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Buying a home in DeWitt Township

DeWitt Township, a charter township in Clinton County, is home to about 15,313 residents in the Census Bureau's 2020 to 2024 American Community Survey (15,073 in the 2020 census) across about 28 square miles of land. DeWitt Township is a separate unit of government from the City of DeWitt: the two share ZIP codes, but each has its own assessor and tax rates, so a DeWitt mailing address alone does not say which one taxes the home. Downtown Lansing is about 6 miles south in a straight line.

By the numbers

DeWitt Township housing and mortgage snapshot

Values move. Treat these as orientation and let us pull current figures for the address you are considering.

$276,000

Typical home value, from the market research on this page

+34%

Typical rise in taxable value the year after a home sells, 2026 Uncapping Study

3

Residential ZIP codes: 48820, 48906, 48808

What financing looks like in DeWitt Township

Zillow's home value index put the typical home in DeWitt's 48820 ZIP code near $364,000 in September 2026, about 3% higher than in September 2025, and Bath's 48808 near $328,000. Lansing's 48906 read near $166,000, but that figure leans on the north side of the City of Lansing and Watertown Township, which together hold most of that ZIP. The township is only about a fifth of 48820's land and about a third of 48906's, so no ZIP figure is a township figure. The Census median that owners report for 2020 to 2024 is $276,000, the value used on this page, with the middle half of homes between about $160,000 and $396,000.

At those prices nearly every purchase fits inside Clinton County's 2026 conforming limit of $832,750 and the $541,287 FHA limit, so the choice of loan turns on credit, savings and the house. A first-time buyer under MSHDA's income limits can use a MI Home Loan on a home priced up to $566,355 and add MI 10K, $10,000 of down payment help that is repaid when the home is sold, refinanced or paid off, or stops being the buyer's residence. The Census counts about 845 manufactured homes in the township, grouped mostly in the block groups along State, Coleman and Sheridan roads. A manufactured home on its own land and a permanent foundation can be financed with a standard mortgage, while one on a rented site usually needs a loan for the home alone, so tell us which kind it is before you make the offer. Our manufactured home loan page walks through both.

Budget two utility bills alongside the mortgage. Public water comes from the Lansing Board of Water and Light and is billed by BWL. Public sewer runs through the Southern Clinton County Municipal Utilities Authority, and for 2026 the township bills a flat $115 a quarter for each residential unit. The township says over half of it is on public sewer, and homes beyond the BWL lines use private wells, with well and septic permits issued by the Mid-Michigan District Health Department. A house that later connects to sewer pays a $3,500 connection fee per residential unit under the 2026 schedule, so ask the seller which services the house has today.

A Lansing 48906 home in DeWitt Township with Lansing schools carried 36.43 mills for a 2025 homestead. The same school district across the county line in the City of Lansing carried 62.64 mills, plus the city's 1% income tax on residents.

The market

The DeWitt Township housing market

The Census Bureau's American Community Survey counts about 5,328 owner-occupied homes in DeWitt Township, with a median year built of 1989. The typical home value in DeWitt Township is near $276,000. Homeowners pay a median of about $3,688 a year in property taxes, an effective rate of about 1.34% of the median value.

By mailing address

DeWitt Township by ZIP code

Each of the township's three ZIP codes runs well past its lines. Land shares come from point samples of the Census boundaries, home counts from 2020 Census blocks inside the township, and values from Zillow's September 2026 index for the whole ZIP.

DeWitt 48820, near $364,000

About half of the township's land and about 53% of its homes, the northwest, the center and part of the rural northeast. Most of these homes are in DeWitt schools, with about 377 in the Lansing district and about 220 in Bath's. The township is only about a fifth of this ZIP, which also covers the City of DeWitt and much of Olive, Riley and Watertown townships.

Lansing 48906, near $166,000

About 36% of the land and about 46% of the homes, the southern tier from the county line to past Stoll Road and the southwest by the airport. About 2,291 of these homes are in the Lansing district and about 612 in DeWitt schools. The ZIP value leans on north Lansing and Watertown Township, so it runs well below most township streets.

Bath 48808, near $328,000

About 13% of the land on the east side but only about 82 homes in 2020, most of them in Bath Community Schools. The township holds about 15% of this ZIP, and Bath Charter Township most of the rest, so the ZIP value describes Bath more than DeWitt Township.

Where to look

DeWitt Township neighborhoods

King Arthur's Court off East State Road

A manufactured home community at 2201 East State Road, opened in 1967 with about 425 sites on streets named Camelot, Galahad, Lancelot, Merlin and Excalibur, between Wood Road and East Stoll Road. The Census geocoder puts the address in DeWitt Township with Lansing schools, though the mail says Lansing. The block group held 497 homes in 2020, about 387 of them manufactured homes by the ACS count. Owner values near $15,000 reflect the home alone on a rented site, and the typical home dates to 1987.

Gunnisonville and the rural northeast

The township's rural tier, about a third of its land, along Howe, Clark, Webb, Round Lake and Krepps roads, with the Looking Glass River crossing the north and the Wood Road Nature Area and Waters Edge Park among the fields. About 336 homes in 2020, nearly all single-family, most of them in Bath Community Schools. Owners put the middle value near $266,400 with a margin of about $32,000, and the typical home dates to 1968.

Cadgewith, St. Ives and Banberry

Curving streets off Brown Road and East State Road with English names such as Cadgewith Boulevard, Saint Ives, Banberry, Blenheim Place and Cotswold Court. Only about 270 of the block group's 906 homes from 2020 sit in the township, almost all with Lansing schools, and the rest lie in the Clinton County part of East Lansing. Its owner median near $292,500 and typical build year of 2005 mostly describe the East Lansing side, so price the street, not the block group.

Springbrook Hills and Murano Drive

The northwest corner around Norris, Schavey and Airport roads and South DeWitt Road, where Springbrook Hills Pond Park sits among streets such as Murano Drive, Hidden Ridge Drive and Warm Creek Way in subdivisions built mostly since the 1990s. About 569 homes in 2020, almost all in DeWitt Public Schools. The block group's owner median is near $427,300 (margin about $18,600) and its typical home was built in 2002, with about 742 of 831 homes single-family.

Lacosta, Sea Pines and the Upper Peninsula streets

North of Herbison Road and east of the City of DeWitt, near Prairie Creek Golf Course in the City of DeWitt, two sets of street names tell the plats apart: golf names such as Lacosta, Sea Pines, Oakland Hills and Mission Hills, and Upper Peninsula names such as Isle Royale, Calumet, Houghton, Ontonagon and Escanaba. Northway Pines is here too. About 579 homes in 2020, DeWitt schools throughout, owner values near $285,400 and a typical build year of 1992.

Township Hall and Station House Park

Around the township offices and fire station on West Herbison Road, with Station House Park beside them and Clearview Apartments to the east, then south along DeWitt and Tucker roads to Clark Road through streets such as Wingrove Way, Watercrest Drive, Prairie View Drive and Winding Brook Road. About 761 homes in 2020 lie in the township, most with DeWitt schools and some with Lansing schools. Owner median near $384,600, typical home from 1997, and about 120 homes in buildings of five or more units.

Hawthorne Woods and Mesa Verde

The southwest quarter of the DeWitt schools area around DeWitt High School on Panther Drive, with Hawthorne Woods Parkway, Mesa Verde Boulevard, Sedona Parkway and tree-named streets such as Norway Pine and Blue Spruce off Schavey, Clark and Bauerle roads. Looking Glass River Park and the Richard A. Padgett Natural Area follow the river at the west edge. About 694 homes in 2020, owner median near $362,000 (margin about $23,000) and a typical build year of 1987.

Old US-27, Stoll Road and the numbered streets

Along Old US-27 north of State Road, where First through Sixth streets, Solon and Stoll roads, Turner Street and cul-de-sacs such as Alana Woods and White Oaks Drive surround Gunnisonville Elementary. About 516 homes in 2020, mostly in the Lansing School District, with mail split between Lansing and DeWitt. The owner median of $136,500 carries a very wide margin of about $88,000, so the Census figure says little here. The typical home dates to 1965.

Clinton Village and Pinehurst Drive

A grid of streets just north of State Road, on Pinehurst, Greenway, Northward, Mayfield, Chetwyn, Yorkleigh and Valleyview drives and Sherbrook and Cloverleaf roads, the area mapped as Clinton Village. About 423 homes in 2020, nearly all single-family and about 93% owner-occupied, with Lansing schools. Owner values run near $205,800 (margin about $13,400), and the typical home was built in 1963.

Valley Farm Park, Coleman Road and Granger Meadows

South of State Road around Coleman Road, Valley Road and Granger Meadows Lane, with Valley Farm Park, Granger Meadows Park and the Coleman Road Playlot, plus a township fire station. Streets such as Dana Drive, Gail Lane and Susan Drive hold houses, and the block group also counts about 160 manufactured homes. About 364 homes in 2020, Lansing schools. Owner median near $83,900 with a wide margin of about $34,000, typical home from 1963.

Sheridan Road and Turner Street

The southern edge at the county line, along Sheridan Road, Turner Street, Stockwell Road and short streets such as Donald Avenue, Nettie Avenue and Bee Jay Drive, with Valley-Turner Park and Sheridan Road School. About 261 homes in 2020, half of them houses and about 134 manufactured homes in the Census count, all with Lansing schools. Owner median near $106,500 with a wide margin of about $41,000, typical home from 1973.

Lakeview Road, Idylcrest and Wynbrooke

The southwest, between DeWitt Road and the airport, on Lakeview and Jones Lake roads, Idylcrest Drive, Wynbrooke Drive, Saffron Hill Drive and Matterhorn Drive, with The Quarry Apartments at the north end. About 894 homes in 2020 and mostly Lansing 48906 mail, yet about three in four of those homes are in DeWitt Public Schools. Owner median near $299,400 (margin about $27,000), typical home from 2002, and about 798 of 1,016 homes single-family.

Schools and commute

Schools

Four districts tax homes in the township, and the mailing address does not settle which one. DeWitt Public Schools serves about 53% of the homes in the 2020 Census count on about 28% of the land, the built-up northwest and center around Herbison and Schavey roads. The Lansing School District serves about 43% of the homes and about 42% of the land, the southern tier along State, Coleman and Sheridan roads plus pockets farther north. Bath Community Schools covers about 30% of the land, mostly the rural northeast, but only about 4% of the homes, and East Lansing Public Schools touches a southeast sliver with no homes in the 2020 count. Michigan Treasury's 2025 homestead totals in the township run 36.15 mills with Bath, 36.43 with Lansing, 37.96 with East Lansing and 38.20 with DeWitt schools. Homes in the Lansing and East Lansing districts also pay Ingham County's intermediate school district instead of Clinton County's, which is why the township publishes a separate rate sheet for each district.

Commute

I-69 and US-127 both cross the township, and the township describes its growth along US-127 Business, the old US-27, near its I-69 interchange. From Township Hall on West Herbison Road, free-flow driving puts downtown DeWitt about 2 miles away (5 minutes), Capital Region International Airport about 7.5 (13), the State Capitol and UM Health-Sparrow Lansing about 8 each (14), Eastwood Towne Center about 7.5 (14), Michigan State's campus about 10 (17) and the Clinton County Courthouse in St. Johns about 13 (19). Flint is about 51 miles east (56 minutes), downtown Grand Rapids about 65 (74) and downtown Detroit about 97, just under two hours. The Census puts the average DeWitt Township commute near 22 minutes, with about three in four workers driving alone and about one in ten working from home (Census Reporter). The township lists the airport as its own, but the Census geocoder places the terminal's Capitol City Boulevard address inside the City of Lansing, on land the township shifted to the city.

Before the purchase agreement

Seven things to confirm on a DeWitt Township house

Most are one call to the township hall at 1401 West Herbison Road, and each can change what the house costs you each month.

  • The taxing unit. A Lansing or DeWitt address can be the township, the City of Lansing, the City of DeWitt or a neighboring township. Search the parcel in the township's online property records or call the assessing department at 517-669-6494.
  • The school district and the bill split. The township's millage page shows each district's summer and winter rates, which set your escrow at closing.
  • Sewer or septic, water or well. The utilities page lists who to call for each, and the township's maps page links the public water and sewer maps.
  • A sewer payoff and any open special assessment. The treasurer's office at 517-668-1411 can tell you what is owed on the parcel before closing.
  • The flood map. Look the lot up in the FEMA Flood Map Service Center. A building in the high-risk area needs a flood policy for the loan.
  • A manufactured home's land. Ask whether the home sits on owned land on a permanent foundation or on a rented site, since that decides which loans can finance it.
  • Sidewalk snow duty. Along the corridors on the township's snow removal map, owners must clear a 36 inch path within 24 hours of a snowfall.

Michigan property taxes

DeWitt Township property taxes after you buy

The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.

In DeWitt Township, our 2026 Uncapping Study found taxable value typically rises about 34% the year after a sale. On a $275,000 home, near the typical DeWitt Township value, the first-year tax goes up roughly $1,270 to $1,330, depending on the school district. Most homes here are in DeWitt schools (about $1,330); Lansing schools homes run about $1,270. Your address decides which applies. We build your payment on that post-sale number.

Looking at a DeWitt Township address? Our Michigan property tax calculator finds that property's published 2025 millage and works out the tax to plan for after you buy.

In Samantha's words

In Michigan, don't just look at the current tax bill. Understand what could happen after ownership changes.

Next door, different bills

Homestead millage in DeWitt Township and its neighbors

Michigan Treasury's 2025 homestead totals. Each mill adds $100 a year for every $100,000 of taxable value. The jump at sale comes from our 2026 Uncapping Study.

DeWitt Township: 36.15 to 38.20 mills

Bath schools 36.15, Lansing 36.43, East Lansing 37.96 and DeWitt schools 38.20. The Study puts the township's typical rise in taxable value the year after a sale near 34%.

City of DeWitt: 44.78 mills

Same DeWitt Public Schools and often the same 48820 address, plus a city levy that adds roughly $658 a year for every $100,000 of taxable value compared with the township's DeWitt schools rate. Its typical jump at sale is near 32%.

City of Lansing, Ingham County: 62.64 mills

South of the county line with Lansing schools, often with the same 48906 address. Roughly $2,622 more a year than the township's Lansing schools rate for every $100,000 of taxable value, a typical jump near 45%, and the city's 1% income tax on residents.

East Lansing, Clinton County part: 49.22 mills

With East Lansing schools, about 11.27 mills above the same district in the township. East Lansing also levies a city income tax, while DeWitt Township does not.

Bath Charter Township: 36.95 mills

With Bath schools, close to the township's Bath rate of 36.15. Its typical jump at sale is near 30%.

Watertown Charter Township: 37.60 mills

With DeWitt Public Schools, just under the township's DeWitt schools rate. A rental or second home in DeWitt Township with DeWitt schools pays 56.20 mills, because the residence exemption no longer applies.

Local resources

Check DeWitt Township records yourself

The official offices behind the tax and school details on this page.

What our clients say

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Can’t say enough great things about Samantha and her team at Align Lending! Highly recommend
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DeWitt Township mortgage questions

If yours is not here, ask it on the call. There are no dumb questions.

What are homes in DeWitt Township selling for?

Zillow’s September 2026 home value index was near $364,000 for ZIP 48820 and near $328,000 for 48808, each up about 3% to 4% on a year earlier, and near $166,000 for 48906, a ZIP led by the north side of Lansing. The Census owner median for the township, $276,000, comes from owners’ own estimates across 2020 to 2024, and most block groups inside the township range from about $84,000 off Coleman Road to about $427,000 around Springbrook Hills.

Check the parcel, because neither town name settles it. DeWitt Township is only about 32% of ZIP 48906’s land, with Watertown Township and the City of Lansing holding most of the rest. In 48820 the City of DeWitt is about 4% of the land and the township about 21%, with Olive, Riley and Watertown townships making up most of the remainder. The Census geocoder places 2201 East State Road, Lansing 48906, in DeWitt Township with Lansing schools, and 1500 Howe Road, DeWitt 48820, in the township with Bath schools.

DeWitt Public Schools serves about 53% of the homes, the Lansing School District about 43% and Bath Community Schools about 4%. Treasury’s 2025 homestead totals in the township were 38.20 mills with DeWitt, 37.96 with East Lansing, 36.43 with Lansing and 36.15 with Bath. On $100,000 of taxable value, a DeWitt schools address costs about $205 more per year than a Bath one and about $178 more than a Lansing one.

It depends on the school district. The township’s 2025 rate sheets put about 24.29 of DeWitt schools’ 38.20 mills on the summer bill and about 23.99 of Lansing schools’ 36.43, while Bath schools homes pay about 24.39 of 36.15 mills in winter. Summer bills are due September 14 and winter bills February 14, so the split shapes the escrow deposit you make at closing.

Ask, because both setups are common. Water comes from the Lansing Board of Water and Light where its lines reach (customer service 517-702-6006), and sewer from the Southern Clinton County Municipal Utilities Authority (517-669-8311). The township bills sewer at a flat $115 a quarter per residential unit for 2026. Homes outside those lines use private wells and septic systems, permitted by the Mid-Michigan District Health Department, Clinton County branch, at 989-224-2195.

It can, so ask the treasurer’s office (517-668-1411) for a payoff before closing. Unpaid sewer balances can be moved onto the winter tax bill, and drain, streetlight, sidewalk and other special assessments are billed on the winter roll too. One example: the 2021 maintenance roll for the Remy Chandler Intercounty Drain was spread by acreage, and charges over $150 were spread over three years.

That is decided lot by lot, so pull up the address on FEMA’s flood map early, especially near the Looking Glass River or a county drain. A building inside FEMA’s high-risk area must carry flood insurance for most mortgages, and a premium quote is easier to act on before the inspection period ends.

You can, with two costs to plan for. A home that is no longer your residence loses the principal residence exemption, which the township describes as usually an 18 mill reduction: with DeWitt schools the 2025 non-homestead total was 56.20 mills against 38.20, about $1,800 more a year on $100,000 of taxable value. The township’s 2026 fee schedule also lists a $520 sewer deposit for rental property. A home bought as a rental from the start is financed as an investment property.

Talk with a local mortgage expert

Tell Samantha what you are trying to do in DeWitt Township and she will tell you what actually matters for your situation, including whether the timing is right.

  1. 1

    Tell us what you are trying to do

    Not what product you want. What you are actually trying to accomplish.

  2. 2

    Samantha looks at your situation

    She works out what matters most for you specifically.

  3. 3

    You leave with a plan

    Your options, the tradeoffs, and your next step. No obligation to go further.

Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.

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