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Ottawa County, Michigan

Mortgage Broker in Jamestown Township, MI

Jamestown Township homes carry Hudsonville, Byron Center, Grandville or Zeeland addresses, and the township adds its own road, fire and library millage to every bill. Samantha starts from the parcel, then compares your loan across multiple wholesale lenders.

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What should you know before buying a home in Jamestown Township?

Jamestown Township, a charter township in Ottawa County, is home to about 10,039 residents in the Census Bureau's 2020 to 2024 American Community Survey (9,630 in the 2020 census) across about 35 square miles of land. Its ZIP codes also reach into Byron Township, Gaines Township, Georgetown Township and Holland Township, so the parcel record, not the mailing address, shows which unit's tax rates apply. Downtown Grand Rapids is about 14 miles northeast in a straight line, and downtown Holland is about 14 miles west in a straight line.

By the numbers

What do the numbers say about Jamestown Township housing?

Values move. Treat these as orientation and let us pull current figures for the address you are considering.

$445,000

Typical home value, from the market research on this page

+41%

Typical rise in taxable value the year after a home sells, 2026 Uncapping Study

4

Residential ZIP codes: 49426, 49315, 49418, 49464

What does financing look like in Jamestown Township?

Redfin keeps no market page for the township itself. For 49426, the Hudsonville ZIP code that holds about four fifths of Jamestown's homes, Redfin's figures for the three months ending September 2026 put the median sale near $440,000, up about 5% from a year earlier, with homes selling in about a week. Jamestown makes up only about a third of that ZIP code, so the township assessor's own sales study is the closer local read: 268 sales from April 2022 to January 2025, with a median near $440,500 and the middle half between about $385,000 and $535,000. Six of the 268 sold for more than the 2026 conforming limit of $832,750, and a jumbo loan only comes into it when the amount you borrow passes that figure. A little over one sale in five went past FHA's 2026 Ottawa County limit of $541,287. About one in five went past the $566,355 price cap on MSHDA's MI Home Loan. A first-time buyer under MSHDA's income limits who adds the MI 10K, a $10,000 down payment loan repaid at payoff, sale or refinance or once the home is no longer owner-occupied, will mostly shop the lower half of this market, such as the condos on Andover Lane.

The lot often decides more than the price. The township's public water and sewer lines serve its north-central part, south of the City of Hudsonville and around the Village of Jamestown, and its 2025 water report counts about 1,450 water service lines against roughly 3,400 homes, so many houses here draw from a private well and drain to a septic system. Ottawa County requires the seller to have both evaluated before ownership changes, and the report is handed to the buyer at closing. A house next to a main that has never hooked up owes the township's connection charges, which for the 2026 to 2027 year start at $3,200 for water trunkage, $5,500 for sewer trunkage and a $2,000 sewer plant charge, before the meter and service line. Country Hills Village on Riley Street is a manufactured home community, and a home on a rented site there is financed as personal property rather than with a mortgage. New construction runs through much of the market, and the assessor values a house as it stands on December 31, so the first bill on a new build can reflect a half finished house and rise the following year. The summer bill carries about four fifths of the year's homestead tax, which shapes how much escrow is collected at closing.

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On the same Hudsonville Public Schools tax, a Jamestown Township homestead paid 29.96 mills in 2025 against 27.92 just north in Georgetown Township, because Jamestown levies its own road, fire and library millage.

The market

What is the Jamestown Township housing market like?

The Census Bureau's American Community Survey puts the median owner-occupied home value in Jamestown Township near $445,400, across about 2,922 owner-occupied homes, with a median year built of 2005. The typical home value in Jamestown Township is near $445,000. Homeowners pay a median of about $4,593 a year in property taxes, an effective rate of about 1.03% of the median value.

Four mailing towns

Jamestown Township by mailing address

The post office sets the city name on a Jamestown Township address. Shares of land and homes come from our sample of Census ZIP boundaries and 2020 home counts, and Redfin's medians cover each whole ZIP code for July through September 2026.

Hudsonville 49426: about four in five homes

The center and west of the township, including the Village of Jamestown, Riley Crossing, Rolling Meadows and Forest Grove, about 56% of the land. Jamestown is about a third of this ZIP code, which it shares with Blendon and Georgetown townships and the City of Hudsonville. Redfin's median was about $440,000, up about 5%, with homes selling in about a week.

Byron Center 49315: about one in ten

The southeast below Byron Road toward Kenowa Avenue, along Perry and Adams streets, about 28% of the land but only about 330 homes in 2020. Jamestown holds roughly 18% of the ZIP code, and Byron Township most of the rest. Across all of 49315, Redfin's median was about $520,000, up about 1%.

Grandville 49418: about one in fourteen

The northeast corner around M-6 and 8th Avenue up to Jackson Street. Most of this ZIP code is in Grandville, Wyoming and Georgetown Township, and it is the only part of the township where some homes fall in Grandville Public Schools. Redfin's median across 49418 was about $392,000, up about 4%.

Zeeland 49464: the southwest edge

A strip along Mason Street near the south line, about 6% of the land and about 60 homes in 2020, still in Hudsonville Public Schools. Jamestown is only about 3% of this large ZIP code. A handful of homes on the Allegan County line read Dorr 49323.

Where to look

Which neighborhoods make up Jamestown Township?

Rolling Meadows and Bridlewood north of Quincy Street

The square mile between 24th and 16th avenues from Quincy Street north toward Jackson Street. The assessor groups its newer streets as Rolling Meadows (Morgan Run, Shetland and Equestrian drives), Bridlewood (Bridlewood, Saddlehorn and Stable drives) and the Trillium condos on Flowering, Perennial and Rare Bloom drives. The 2020 census counted only about 310 homes here, yet the assessor's study logged 98 sales in this section, with a median near $400,000: about $388,000 for the Rolling Meadows homes, $450,000 in Bridlewood and about $462,000 for the Trillium and Waterton condo group. Census owner values for the wider block group sit near $412,000. Hudsonville Public Schools.

Springhill and Springline above Quincy

Between 32nd and 24th avenues north of Quincy Street, with I-196 crossing near the section's north edge. About 440 homes stood here in 2020, and the Census block group this section shares with Rolling Meadows holds nearly all of the township's apartment buildings, roughly 290 homes in buildings of 10 to 49 units, so renters fill close to four homes in ten across it. Owner-occupied houses line Springhill and Springline drives, where the assessor's 20 sales had a median near $439,000. Hudsonville Public Schools.

Jamesfield, Sun Ridge and the community park

Quincy Street south to Riley Street between 32nd and 24th avenues, the most built-up square mile in the township with about 570 homes in 2020. Streets include Jamesfield, Jamesridge and Jamieson drives, the Sun Ridge, Suntree and Sundial streets, and the Spring Meadows and JT Meadows condos on Andover Lane and Rain Tree Court. The township is building Jamestown Community Park on almost 75 acres at the end of Sunbrook Court, with its playground, drive and parking in place. The assessor's 37 sales here had a median near $416,000, and the four condo sales came in near $289,000. Jamestown Lower Elementary is at 2522 Greenly Street, just west of 24th Avenue.

Riley Crossing, Waterton and Spring Grove Park

East of 24th Avenue to 16th Avenue, between Quincy and Riley streets. Red Barn Road, Round Barn Drive, Rocaway and Waterton drives and Highbury and Leenheer drives mostly went up after the 2020 census, which found only about 110 homes in this square mile. The assessor's study counted 54 sales here, mostly new homes, at a median near $572,000, the highest of any part of the township. Spring Grove Park, a 16-acre Ottawa County park with a reservable picnic building and a natural spring, is at 1800 Greenly Street. For the block group around it, the Census puts owner values near $451,000 and the typical home in 2012, the newest of any block group in the township.

The Village of Jamestown at Riley Street and 24th Avenue

The township's master plan treats the half mile around Riley Street and 24th Avenue as the Village of Jamestown, with shops, homes, the township hall at 2380 Riley Street, Patmos Library at 2445 Riley Street and a post office. Riley Street Middle School is farther west at 2745 Riley. South of Riley, Country Hills Village is a manufactured home community entered at 2200 Riley Street, which the assessor lists at about 240 sites, and newer streets such as Keystone and Outback drives sit east of 24th Avenue. The two sections south of Riley held about 400 homes in 2020. Only five sales outside the park made the assessor's study, with a median near $440,000.

32nd Avenue west to 48th Avenue

The west side from the Hudsonville city line south to Perry Street: farmland, scattered rural homes, and the industrial and commercial frontage the master plan places along 32nd Avenue south of Hudsonville and west along Quincy Street. I-196 cuts across the northwest corner. About 300 homes stood across these eight sections in 2020. The assessor's ten sales, on roads such as 40th Avenue, Byron Road and Ruby Run Trail, had a median near $418,000. The Census block groups that reach this area mostly describe other parts of the township or Zeeland and Georgetown townships, so their figures are left off this card. Hudsonville Public Schools.

M-6, 8th Avenue and Kenowa Avenue in the northeast

From 16th Avenue east to Kenowa Avenue, the Kent County line, and from Jackson Street south to Byron Road. M-6 crosses this corner with its exit 1 at 8th Avenue. Addresses read Grandville to the north, Hudsonville in the middle and Byron Center toward Byron Road. It also holds the only homes in the township outside Hudsonville Public Schools: about 135 near Jackson Street, Floyd Drive and Ransom Street were in Grandville Public Schools in 2020. Census owner values run near $474,000 with a wide margin and a typical home from 1993, and about a quarter of the block group's homes lie across the line in Georgetown Township. The assessor's 18 sales had a median near $428,000.

Forest Grove at Perry Street and 36th Avenue

The master plan describes Forest Grove as a crossroads village reaching about half a mile from Perry Street and 36th Avenue, with businesses, homes, a school and two churches. Forest Grove Elementary, a Hudsonville school, is at 1645 32nd Avenue on its east side. The southwest from 24th Avenue west to 48th Avenue below Perry Street held about 290 homes in 2020. Most addresses read Hudsonville, while along Mason Street near the south line some read Zeeland, as at 4339 Mason St, still in Hudsonville Public Schools. The assessor's nine sales here had a median near $455,000. It shares a Census block group with the southeast.

Gitchel, Ottogan Hills and the Byron Center side

South of Byron Road from 32nd Avenue east to Kenowa Avenue, and below Perry Street from 24th Avenue east, with the crossroads of Gitchel near 24th Avenue. Byron Center addresses run along Perry Street, Adams Street and 8th Avenue. Newer streets include Lester Lane and Ottogan Hills Court, a private road where two new homes sold for $1,100,000 and $1,359,000 in 2024. The assessor's 17 sales here had a median near $532,000. The Census block group that covers the whole southern half puts owner values near $589,000, the highest in the township, with a typical home from 1990 and about 660 occupied homes.

Schools and commute

Schools

Two districts serve the township. By our sample of Census district boundaries, Hudsonville Public Schools covers about 97% of the land and about 96% of the homes counted in 2020, and runs Jamestown Lower Elementary on Greenly Street, Forest Grove Elementary on 32nd Avenue and Riley Street Middle School inside the township, and also runs Jamestown Upper Elementary. Grandville Public Schools takes a small northeast corner near Jackson Street and Kenowa Avenue, about 135 homes in 2020. Michigan Treasury's 2025 homestead totals were 29.96 mills in the Hudsonville part and 29.08 in the Grandville part, about $87 a year apart per $100,000 of taxable value. The same Hudsonville district costs a different amount next door, because each township adds its own levies: 27.92 mills in Georgetown Township, 28.69 in Blendon Township, 31.39 in Zeeland Township and 36.90 in the City of Hudsonville. On November 3, 2026, Hudsonville voters decide renewals of the district's non-homestead operating millage and sinking fund, which the district says would keep current rates. A mailing city does not settle the district: 4013 8th Ave in Grandville's ZIP code is a Hudsonville school address, while 4525 Kenowa Ave SW is in Grandville's district.

Commute

Two freeways clip the township's corners. I-196 crosses the northwest on its way between Grand Rapids and Holland, with the closest exit at 32nd Avenue in Hudsonville, and M-6 crosses the northeast with its exit 1 at 8th Avenue inside the township. The master plan names 24th Avenue, 32nd Avenue north of Byron Road and Byron Road as the main roads in and out. From the township hall at 2380 Riley Street, free-flow drives run about 9 minutes to downtown Hudsonville, 15 minutes (10 miles) to downtown Zeeland, 20 minutes to Grand Valley State's Allendale campus, 23 minutes (16 miles) to downtown Grand Rapids, 23 minutes (15 miles) to downtown Holland and 26 minutes to the Gerald R. Ford International Airport. Closer in, the plan places the township's industrial and commercial ground along 32nd Avenue south of Hudsonville and west along Quincy Street, and it notes growing commercial interest since a Meijer store opened. Census estimates put the typical one-way commute near 20 minutes, about four workers in five drive alone, and about one in eight works from home (Census Reporter).

Day to day

Living in Jamestown Township

Parks, errands, meetings, seasonal tasks and the kinds of homes you will see, from the township's parks and recreation page, Ottawa County's Spring Grove Park page, the assessing and taxes page, the utilities page and the other sources named in each card.

What is there to do around Jamestown Township?

Spring Grove Park, run by Ottawa County Parks and Recreation at 1800 Greenly Street, covers 16 acres with a reservable picnic building, a trellis, modern restrooms, a playground, a horseshoe pit and a small natural spring area. It is open April 1 through October 15 from 7 a.m. to 10 p.m., with no entry fee. The township's 2026 to 2030 recreation plan also covers its non-motorized pathways, a community park that got utilities, a road and parking in 2024 and a playground in spring 2025, and a planned mountain bike park.

Where do people run errands?

Township Hall is at 2380 Riley Street and is open Monday, Tuesday and Thursday from 9 a.m. to 5 p.m. The library is at 2445 Riley Street, a short walk along the same road. Water and sewer bills can be paid online through BS&A by address, or set up on Autopay at the township office, and the utilities department takes connection requests at 616-896-8376. Mail uses Hudsonville and ZIP code 49426.

What happens here through the year?

The township calendar posts its public meetings. The Township Board meets at 7 p.m. on November 16, 2026, the Fire Board at 5:45 p.m. the same evening, and the Planning Commission at 7 p.m. on November 24. Township Hall closes for Thanksgiving on November 26. The 2026 Master Plan draft and the 2026 to 2027 adopted budget are posted on the township home page, along with news about utility Autopay.

What does each season mean for a homeowner?

The assessor sets values as the property stands on Tax Day, December 31, so late-year permit reviews matter for new construction and projects, and field staff visit roughly 20 percent of parcels each year. A buyer files the Property Transfer Affidavit within 45 days; a late filing adds $5 a day, up to $200, to the winter bill. Summer taxes can be deferred if the township's form requirements are met. Water and sewer bills arrive quarterly, and the Ottawa County Road Commission handles summer and winter road maintenance.

Which kind of home are you after?

Census figures for 2020 to 2024 count about 3,441 homes in the township. Detached single-family houses are the largest group at 2,776, followed by 189 homes in buildings of 10 to 19 units, 187 attached homes, 94 in buildings of 3 or 4 units, 86 in buildings of 20 to 49 units, 27 in buildings of 5 to 9 units and 82 mobile homes. A new build is assessed as it stands on Tax Day, so a half-finished house is taxed as half-finished until the following year.

Before you sign

Questions to settle on a Jamestown Township house

The township hall at 2380 Riley Street is open Monday, Tuesday and Thursday from 9 to 5, and most of these take one call to 616-896-8376.

  • Township, district and mailing city. A Grandville, Byron Center or Zeeland address can still be a Jamestown parcel. The township's assessing and taxes page links its property and tax lookup, and the assessor, Tyler Tacoma, is at extension 1007.
  • Water and sewer, or a well and septic. The Water and Sewer Department (extension 1006) can say whether a parcel is connected and what any new connection would cost. Off the lines, Ottawa County's transfer evaluation of the well and septic comes with the closing papers.
  • The flood map. Look the address up on FEMA's Flood Map Service Center. In a high-risk zone the lender requires flood insurance.
  • A new build's first tax bill. Ask whether the latest bill covered a vacant lot, a partly built house or the finished home, because the December 31 assessment sets it and your escrow.
  • Two filings after closing. The Property Transfer Affidavit is due to the assessor within 45 days, and the Principal Residence Exemption affidavit keeps 18 mills off the bill.
  • A manufactured home's site. At Country Hills Village or elsewhere, confirm whether the land is owned or rented before you pick a loan. Our manufactured home loan page explains the difference.
  • Rental plans. The township's building, planning and zoning office answers questions on renting a home out.

Neighborhood figures on this page come from Census estimates for 2020 to 2024 and the assessor's study of sales through January 2025, and a single street can differ from either, so ask us for fresh comparable sales before you settle on a price.

Michigan property taxes

What will my property taxes be after I buy in Jamestown Township?

The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.

In Jamestown Township, our 2026 Uncapping Study found taxable value typically rises about 41% the year after a sale. On a $450,000 home, near the typical Jamestown Township value, the first-year tax goes up roughly $1,960 at the Hudsonville schools rate most homes here pay. We build your payment on that post-sale number.

Looking at a Jamestown Township address? Our Michigan property tax calculator finds that property's published 2025 millage and works out the tax to plan for after you buy.

How Michigan taxable value works

In Samantha's words

Don't build your budget around somebody else's tax bill. The seller's tax history tells us something about the property. It does not automatically tell us what your taxes are going to look like as the new owner.

Millage side by side

Jamestown Township tax rates beside its neighbors

Rates are Michigan Treasury's 2025 homestead totals in mills unless noted, and a mill is $1 for every $1,000 of taxable value. The first two cards are Jamestown's own districts, the next three show the same Hudsonville schools levy in neighboring units, and the last covers a home you would not live in.

Jamestown, Hudsonville schools: 29.96 mills

Almost every home in the township. About $2,996 a year per $100,000 of taxable value, with 24.21 mills on the summer bill and 5.75 on the winter bill, a total that includes the township's 4.28.

Jamestown, Grandville schools: 29.08 mills

The northeast corner near Jackson Street and Kenowa Avenue. About $87 a year less per $100,000 of taxable value than the Hudsonville part, with 23.33 mills in summer.

Georgetown Township, Hudsonville schools: 27.92 mills

Just north, where the township levies 2.25 mills against Jamestown's 4.28. A Jamestown homestead pays about $203 more per $100,000 of taxable value.

City of Hudsonville: 36.90 mills

The city levies its own millage, so a home inside the city line pays about $695 a year more per $100,000 of taxable value than the same district in Jamestown.

Zeeland Township, Hudsonville schools: 31.39 mills

West of 48th Avenue, about $144 a year more per $100,000 of taxable value than Jamestown's Hudsonville part. Blendon Township, to the northwest, sits at 28.69.

Rental or second home: 47.96 mills

Without the Principal Residence Exemption the Hudsonville part pays 18 more mills, about $1,800 a year per $100,000 of taxable value. The Grandville part's non-homestead total is 47.08.

Local resources

Check Jamestown Township records yourself

The official offices behind the tax and school details on this page.

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Jamestown Township mortgage questions

If yours is not here, ask it on the call. There are no dumb questions.

What do homes in Jamestown Township sell for?

The township assessor’s study of 268 sales from April 2022 to January 2025 found a median near $440,500, from about $289,000 for the Spring Meadows condos to about $572,000 in the new streets east of 24th Avenue around Riley Crossing. Redfin’s figure for the whole 49426 ZIP code, which takes in Hudsonville and parts of other townships, was about $440,000 for the three months ending September 2026, up about 5%. The Census figure of $445,400 is owners’ own estimate of value across 2020 to 2024.

It can be. The Census geocoder places 4013 8th Ave, Grandville, 2055 Perry St, Byron Center and 4339 Mason St, Zeeland inside Jamestown Township, all three in Hudsonville Public Schools. Jamestown makes up only part of each ZIP code: about a third of 49426’s land, roughly 18% of 49315, 16% of 49418 and 3% of 49464, so many addresses with the same city name belong to Georgetown, Blendon, Byron, Zeeland or other units. The parcel record names the township and the school district.

Almost always Hudsonville Public Schools, which covers about 97% of the land. A corner near Jackson Street and Kenowa Avenue is in Grandville Public Schools, as 4525 Kenowa Ave SW is. In 2025 a homestead paid 29.96 mills in the Hudsonville part and 29.08 in the Grandville part, so on $200,000 of taxable value the Hudsonville part costs about $175 a year more. The parcel record is the place to confirm it.

The township’s own levies. Ottawa County’s 2025 apportionment report lists 4.28 mills for Jamestown: 0.99 for township operations, 0.96 for fire, 0.49 for fire equipment, 1.44 for roads and 0.40 for the library, against 2.25 in Georgetown. That difference is the whole 2.03-mill gap, about $203 a year per $100,000 of taxable value, between a Hudsonville schools homestead in the two townships.

Check the address. The township’s utility network covers its north-central part south of Hudsonville and around the Village of Jamestown, and other areas rely on private wells placed under the Ottawa County Health Department. Township water comes from the City of Wyoming’s Lake Michigan supply, and sewage travels through Georgetown Township to the Grandville Clean Water Plant. For 2026 to 2027 the township bills $2.60 per 1,000 gallons of water plus $25 a quarter, and $5.13 per 1,000 gallons of sewer plus $40 a quarter. On a well and septic lot, Ottawa County’s transfer evaluation report comes to you at closing.

It depends on the lot, so look the address up on FEMA’s Flood Map Service Center before your contingencies run out. If the home sits in a high-risk zone, a lender requires flood insurance, so price a policy before you commit. If it does not, a policy is optional.

The assessor values every house as it stands on December 31, so a home that was half finished that day carries a partial assessment the next year and a full one after the assessor’s follow-up visit. As the buyer, you file a Property Transfer Affidavit with the assessor within 45 days of closing, or the township adds $5 a day, up to $200, to the winter bill. File the Principal Residence Exemption affidavit too, or the bill carries 18 more mills.

Ask the township’s zoning office about its rules first. On the tax side, a home that is not your principal residence pays the non-homestead rate, 47.96 mills in the Hudsonville part in 2025 against 29.96 for a homestead, or about $1,800 more a year per $100,000 of taxable value. Where a short-term rental needs a well and septic inspection under a local rule, Ottawa County’s health department performs it.

Communities near Jamestown Township

Ottawa County overview

Guides for Jamestown Township buyers

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Sources

Where do the Jamestown Township figures on this page come from?

26 sources behind the Jamestown Township figures above, every link checked November 2026.

Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.

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