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Kent County, Michigan

Mortgage Broker in Grandville, MI

Grandville has one ZIP code, and well over half of 49418 lies outside the city, so the first thing we check is which city or township actually holds the parcel. One Michigan broker then compares your loan across multiple wholesale lenders.

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What should you know before buying a home in Grandville?

Grandville, a city in Kent County, is home to about 16,356 residents in the Census Bureau's 2020 to 2024 American Community Survey (16,083 in the 2020 census) across about 7 square miles of land. Its ZIP codes also reach into Byron Township, Georgetown Township and Wyoming, so the parcel record, not the mailing address, shows which unit's tax rates apply. Downtown Grand Rapids is about 6 miles northeast in a straight line.

By the numbers

What do the numbers say about Grandville housing?

Values move. Treat these as orientation and let us pull current figures for the address you are considering.

$271,000

Typical home value, from the market research on this page

+52%

Typical rise in taxable value the year after a home sells, 2026 Uncapping Study

1

Residential ZIP code: 49418

What does financing look like in Grandville?

Redfin put the median Grandville sale at about $352,000 for the three months ending September 2026, up a little over 3% on a year earlier, with homes going under contract in about 9 days and selling at around full list price. Across all of ZIP code 49418 the median ran higher, near $392,000, because the ZIP reaches into newer subdivisions in Georgetown and Jamestown townships. Either figure sits under the 2026 FHA limit for Kent County, $541,287, and well under the 2026 conforming limit of $832,750, so the choice between conventional, FHA and VA usually comes down to your credit, your savings and how long you plan to stay.

Grandville's housing is more mixed than its street grid suggests. By Census count about one home in eleven is a single-family attached unit and about one in four sits in a building of five or more units, many of them near RiverTown Crossings and along the river. A detached site condo is a house and lot you own outright under a condominium master deed, and Fannie Mae does not review the project for those. An attached condo or townhome is judged partly on its association, so the reserves and insurance matter as much as the unit. If you are buying your first home and your income falls inside MSHDA's limits, its MI Home Loan can carry MI 10K, a $10,000 second loan for the down payment that comes due only when you sell, refinance, pay off the mortgage or stop living in the home. Its $566,355 price cap sits above a typical Grandville sale.

The tax bill has its own timing here. In 2025 about 37.42 of the city's roughly 40.47 homestead mills in Grandville Public Schools were billed in summer, so more than nine tenths of the year's tax arrives on a bill mailed July 1 and due August 31. The month you close decides how much the lender collects for escrow at the table.

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Grandville Public Schools reaches past the city into seven other cities and townships, and its 2025 homestead total ran from 40.45 mills inside Grandville to 27.05 in Georgetown Township.

The market

What is the Grandville housing market like?

The Census Bureau's American Community Survey puts the median owner-occupied home value in Grandville near $271,300, across about 4,514 owner-occupied homes, with a median year built of 1978. The typical home value in Grandville is near $271,000. Homeowners pay a median of about $3,377 a year in property taxes, an effective rate of about 1.24% of the median value.

One ZIP code, five governments

Who taxes a 49418 address

A Grandville, MI 49418 mailing address can belong to any of five cities and townships in two counties. Land shares come from Census ZIP and municipal boundaries. The rise in taxable value the year after a sale is from our 2026 Uncapping Study, and the millage is Michigan Treasury's 2025 homestead total for Grandville Public Schools in each unit.

City of Grandville: about 40% of the ZIP

Kent County, all but a sliver in Grandville Public Schools at 40.45 mills. Taxable value typically rises about 52% the year after a sale.

City of Wyoming: about 22%

The land east and south of the city line, such as 4800 Ivanrest Ave SW. Grandville Public Schools here carried 40.98 mills, and the Study's jump at sale in Wyoming was about 59%.

Georgetown Township: about 20%

Across Kenowa Avenue in Ottawa County, split between Grandville, Jenison and Hudsonville schools. Grandville Public Schools here carried 27.05 mills, and the jump at sale was about 43%.

Jamestown Township: about 15%

The Ottawa County land to the southwest, mostly in Hudsonville schools with a share in Grandville Public Schools at 29.08 mills. The Study's jump at sale was about 41%.

Byron Township: about 3%

A small Kent County corner to the south, mostly in Byron Center Public Schools. Grandville Public Schools there carried 29.03 mills, and the jump at sale was about 36%.

What the ZIP-wide numbers mean

Redfin's 49418 median, near $392,000, and the Census ZIP owner median of $321,700 both include all five units. The city's own Census median is $271,300, so ZIP-wide figures run higher than Grandville itself.

Where to look

Which neighborhoods make up Grandville?

Gable Street and Lee Street Park

The small northeast corner between Chicago Drive and 28th Street, around Lee Street Park at Lee and Homewood streets, with Gable Street and Porter Court. Nearly all detached houses, about nine in ten owner-occupied, a typical home from 1957 and owner values near $231,000.

City Hall and downtown Chicago Drive

The band from 28th Street down to about 32nd Street, with City Hall on Wilson Avenue, the downtown stretch of Chicago Drive and side streets such as Dormax Street and Barrett Avenue. One of the earliest-built parts of the city: its typical home dates from 1955. About seven in ten homes are detached and three in four are owner-occupied, with owner values near $226,000.

The Grand River side and Indian Mounds Drive

The largest block group by land, about a fifth of the city, north of Chicago Drive to the Grand River: the Grand River Pathway on Indian Mounds Drive, the riverfront boat launch, Kent Trails and the I-196 corridor. Its typical home is from 2014, later than anywhere else in Grandville, and about four in five homes are in buildings of five or more units. Owners hold only about 74 homes here, so the owner value near $177,000 rests on a small sample.

Canal Avenue and 44th Street

The southwest corner from Canal Avenue to Kenowa Avenue, the Ottawa County line, down to 44th Street and Rivertown Parkway, with Grandville High School on Canal. The Census counted about 655 homes here, nearly all rented and most in apartment buildings, and no owner-occupied homes, so there is no owner value to quote. Typical home from 1984.

Missaukee Avenue and the I-196 side

The west side between Canal and Kenowa avenues north of 44th Street, along Missaukee Avenue, 41st Street, Fairmeadow Drive and Billmar Street, with I-196 running along the edge. About three in five homes are detached and about six in ten owner-occupied. Owner values near $221,000 carry a wide margin, typical home from 1971.

Wedgwood Park, Heritage Park and West Elementary

Between Wilson and Canal avenues from about 32nd Street south toward 44th: Wedgwood Park on Wilson, Heritage Park on Canal with its restored Schoolhouse #10, and the Little League fields beside West Elementary on Aaron Avenue. About 87% detached houses and nearly nine in ten owner-occupied, a typical home from 1968 and owner values near $271,000, right at the citywide figure.

Peck Street Park and Earle Avenue

East of Wilson Avenue toward Ivanrest between about 32nd and 34th streets, around Peck Street Park at Peck and Earle, with Vermont, Elwood and Woodbine avenues. Buck Creek Trail passes through. Mostly detached houses with a typical build year of 1957, owner-occupied about five homes in six. Owner values near $239,000, with a wide margin.

Buck Creek Trail and Yellowstone Drive

The curving streets east of Wilson Avenue south of 34th Street, Cheyenne, Yellowstone and Big Spring drives, with Buck Creek Trail running through on its way to the Grand River. The Census counted no renters here: about 858 homes, all owner-occupied, about one in nine attached. Typical home from 1980, owner values near $285,000.

Ivanrest Avenue and Calvin Crest Park

The east edge along Ivanrest Avenue from about 32nd Street down toward 44th, with Calvin Crest Park and its ten tennis courts on Ivanrest and streets such as Meadowood Lane, Pinedale Drive and Ponderosa Drive. About three in five homes are detached and two in five are in buildings of five or more units. Typical home from 1981, owner values near $319,000. A small strip at the north end is in Wyoming Public Schools.

RiverTown Crossings and Rivertown Parkway

The south end from about 40th Street to 44th between Wilson and Ivanrest avenues, where RiverTown Crossings opened in 1999 and condo courts such as Rivertown Point Court followed. About three homes in ten are attached, the most of any part of Grandville, and the typical home is from 1991. Owner values near $334,000 are the highest in the city, with about five homes in six owner-occupied.

Schools and commute

Schools

Census school district boundaries put all but about 1% of Grandville's land in Grandville Public Schools. The exception is a strip on the east edge just east of Ivanrest Avenue, north of about 36th Street, which belongs to Wyoming Public Schools. Inside the city the two totals sit close together: Michigan Treasury's 2025 homestead rates were 40.45 mills with Grandville Public Schools and 40.16 with Wyoming Public Schools, about $29 a year apart on each $100,000 of taxable value. The bigger point is that Grandville Public Schools stretches well past the city, into Wyoming, Walker, Grand Rapids and Byron Township in Kent County and Georgetown, Jamestown and Tallmadge townships in Ottawa County, so the district on a listing does not tell you which city or township taxes the home or what its rate is.

Commute

I-196, the Gerald R. Ford Freeway, runs along the north and west sides of Grandville, 28th Street (M-11) crosses the north end, and Chicago Drive (M-121) runs through downtown to its western end at I-196 on the city line. M-6, the South Beltline, connects to I-196 on the west and runs east toward US-131 and I-96. From City Hall on Wilson Avenue, downtown Grand Rapids is about 6 miles northeast in a straight line and about 7 by road, around 13 minutes outside rush hour. University of Michigan Health-West's hospital on Byron Center Avenue in Wyoming is about 7 miles and 13 minutes away, Grand Valley State's Allendale campus about 9 miles and 16 minutes, and downtown Holland about 21 miles and half an hour. Gerald R. Ford International Airport is about 15 miles and just under half an hour, downtown Kalamazoo about an hour and downtown Lansing about an hour and a half. The Rapid runs its Wyoming/Rivertown route out to the mall, and the summer tax bill carries a 1.38-mill transit levy. Census figures put a typical Grandville commute at about 18 minutes each way, and roughly 12% of working residents do their jobs from home (Census Reporter).

Day to day

Living in Grandville

Parks, errands, events, seasonal tasks and the kinds of homes you will see, from the city's parks page, the leaf pickup page, the Kent District Library's Grandville branch page, the Grandville Jenison Chamber of Commerce and the other sources named in each card.

What is there to do around Grandville?

The city's parks page lists nine places: Buck Creek Trail, which runs from 34th Street and Wayburn Avenue to the Grand River, Calvin Crest Park at 3796 Ivanrest, Grand River Pathway at 4243 Indian Mounds Drive SW, Heritage Park at 4264 Canal, Mill Race Park at 3370 Carlton Park, Wedgwood Park at 3391 Wilson Avenue SW, Lee Street Park, Peck Street Park and the Little League Baseball Complex on Aaron Avenue. The Grand River waterfront forms the city's northern border. Shelter and facility reservations go through the Department of Public Works.

Where do people run errands?

City Hall is at 3195 Wilson Avenue SW, where utility bills and property taxes can be paid in person or in a drop box. The city's leaf pickup page names Family Fare at 3960 44th Street and Ivanrest Hardware at 3291 28th Street as places that sell leaf bag stickers. The Kent District Library Grandville branch is at 4055 Maple Street SW, open seven days a week, and lets residents reserve a study room or the community room.

What happens here through the year?

The Grandville Farmers' Market, sponsored by the Downtown Development Authority, meets Tuesdays from 9 a.m. to 1 p.m. June to September and Thursdays from 4 p.m. to 8 p.m. June to August in the public parking lot behind the library branch. The Grandville Jenison Chamber of Commerce serves as market master. The city also posts a 4th of July celebration page and a downtown events page, and the library runs a calendar of programs at the Grandville branch.

What does each season mean for a homeowner?

Summer property tax bills are mailed July 1 and due August 31, and winter bills are mailed December 1 and due February 14, with payment by 5 p.m. at the lockbox, Treasurer's Office or City Hall dropbox. Leaf pickup runs November 9 to 24, 2026 with city stickers on paper bags, south of Buck Creek on Mondays and north on Tuesdays. Winter parking is barred on public streets from 2 a.m. to 8 a.m., December 1 to March 31. Spring cleanup was May 8 and 9, 2026.

Which kind of home are you after?

Census figures for Grandville (American Community Survey, 2020 to 2024) count 7,062 homes: 4,311 detached houses and 615 attached homes, such as townhouses and duplex-style units, are the largest groups. Another 1,688 homes sit in buildings of five or more units, including 678 in buildings of 50 or more. A condominium or apartment-style purchase usually brings an association with its own approval steps and dues, which a lender reviews along with the file.

Michigan property taxes

What will my property taxes be after I buy in Grandville?

The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.

In the City of Grandville, our 2026 Uncapping Study found taxable value typically rises about 52% the year after a sale. On a $275,000 home, near the typical Grandville value, the first-year tax goes up roughly $1,890 at the Grandville schools rate. We build your payment on that post-sale number.

Looking at a Grandville address? Our Michigan property tax calculator finds that property's published 2025 millage and works out the tax to plan for after you buy.

How Michigan taxable value works

In Samantha's words

County alone does not tell you much. We would never say you are in a particular county so here are your taxes. It does not work like that. We need the actual property.

2025 homestead millage

Grandville tax rates line by line

Figures from the city's 2025 millage sheet and the state's 2025 rate report. Every mill adds a dollar of tax per thousand dollars of taxable value.

Grandville Public Schools: 40.45 mills

Nearly all of the city. About $4,045 a year for each $100,000 of taxable value.

Wyoming Public Schools: 40.16 mills

The strip on the east edge near Ivanrest Avenue. About $29 less a year per $100,000 of taxable value.

The city's own levy: 12.55 mills

Billed in summer with Kent County's 4.06, the intermediate school district's 5.35, community college 1.68 and transit 1.38 mills.

Summer carries about 37.42 mills

Mailed July 1 and due August 31. The winter bill, due February 14, holds only the county and library levies, about 3 mills.

A rental or second home: 58.45 mills

Without the principal residence exemption, the 18-mill school operating tax applies, about $1,800 more a year per $100,000 of taxable value.

Across Kenowa Avenue: 27.05 mills

The same Grandville Public Schools in Georgetown Township, Ottawa County, about $1,340 less a year per $100,000, with a smaller jump at sale.

Local resources

Check Grandville records yourself

The official offices behind the tax and school details on this page.

What our clients say

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Grandville mortgage questions

If yours is not here, ask it on the call. There are no dumb questions.

How much do Grandville homes cost right now?

Redfin’s Grandville median for the three months ending September 2026 was about $352,000, up a little over 3% on a year earlier, and homes sold at around full list price after about 9 days. Across the whole 49418 ZIP code the median was near $392,000, pulled up by newer homes in the Ottawa County townships. The Census figure of $271,300 is a different measure: owners’ own value estimates inside the city, gathered over the five survey years through 2024.

Not always. The city covers only about two fifths of ZIP code 49418. The rest is the City of Wyoming (about a fifth), Georgetown Township (about a fifth), Jamestown Township (about 15%) and a corner of Byron Township. The Census geocoder places 4600 Wilson Ave SW, Grandville 49418 inside the city, 4800 Ivanrest Ave SW, Grandville 49418 in the City of Wyoming, and 6486 Andres Crossing, Grandville 49418 in Georgetown Township, in Ottawa County and Jenison Public Schools. Each is taxed by a different unit, so we confirm the parcel before anything else.

Inside the city it is almost always Grandville Public Schools, at 40.45 homestead mills in 2025. A small strip on the east edge near Ivanrest Avenue is in Wyoming Public Schools, at 40.16. The difference that matters is outside the city: the same Grandville Public Schools carried 40.98 mills in Wyoming, 29.24 in Walker, 29.08 in Jamestown Township and 27.05 in Georgetown Township. On $100,000 of taxable value, 40.45 mills is about $4,045 a year and 27.05 about $2,705.

The city does. Grandville bills water and sewer itself through its Utility Department at City Hall, and its 2025 water report names Lake Michigan as the source. Wastewater goes to the city’s Clean Water Plant on the Grand River, which also treats sewage from Georgetown Township and Hudsonville. The city’s rates since July 1, 2026 are $4.61 per 1,000 gallons for water and $3.84 for sewer, plus a quarterly ready-to-serve charge set by meter size. When you buy, ask the seller to request a final read so the account changes hands cleanly.

That depends on the exact address. The city posts FEMA’s updated 2023 flood map panels on its Community Development flood map page, and FEMA’s Flood Map Service Center lets you search the address directly. In a high-risk zone, a lender making a government-backed loan requires flood insurance, so get a quote before your inspection period ends.

Because nearly the whole levy sits on it. Of the city’s roughly 40.47 homestead mills in Grandville Public Schools in 2025, 37.42 were on the summer bill, including the city’s own 12.55 mills, the county, the intermediate school district, community college, transit and the school debt levies. Summer bills are mailed July 1 and due August 31, with a 4% penalty after that date. Winter bills are mailed December 1 and due February 14 and carry only about 3 mills.

Usually, though the paperwork depends on the type. About one Grandville home in eleven is a single-family attached unit, and the share is higher near RiverTown Crossings. A detached site condo, where you own the house and its lot, is exempt from Fannie Mae’s project review, though FHA and VA keep separate approval lists. With an attached unit the lender looks at the association itself, its reserves, its insurance and its budget, so request those documents the day your offer is accepted.

Mainly the tax. A home you rent out loses the principal residence exemption, so it pays the 2025 non-homestead total in Grandville Public Schools, 58.45 mills instead of 40.45, about $1,800 more a year on each $100,000 of taxable value. If you move out of a home you already own here, the city’s assessing forms page has the form to rescind the exemption. Ask the city’s Community Development office how the zoning treats the use you have in mind before you count on rental income.

Before you write an offer

Grandville details to settle early

Each of these is specific to Grandville, and each is easier to settle while you can still negotiate.

  • The taxing unit on the parcel. A Grandville mailing address can sit in the city, in Wyoming, or in Georgetown, Jamestown or Byron township. The city's Assessor's office at City Hall, 616-530-4979, can confirm a parcel inside the city.
  • Special assessments. The Treasurer lists every parcel that carries one on its special assessments page, and a parcel not on the list has none. If yours is listed, ask for the payoff before closing.
  • The flood map for the address. The city posts FEMA's updated 2023 panels on its flood map page, and the Flood Map Service Center searches by address. In a high-risk zone the lender requires flood insurance.
  • The water and sewer account. The Utility Department, 616-530-4973, handles final reads and new service, and its utility billing page lists the current rates.
  • Two forms after closing. The Property Transfer Affidavit goes to the City Assessor within 45 days of the transfer, or a penalty of $5 a day up to $200 applies, and the Principal Residence Exemption affidavit keeps the school operating tax off your bill. Both are on the city's assessing forms page.

Neighborhood values above are Census block group estimates for 2020 to 2024, and a small area can be off by tens of thousands of dollars. For a house you plan to offer on, we pull the recent nearby sales.

Communities near Grandville

Kent County overview

Guides for Grandville buyers

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Sources

Where do the Grandville figures on this page come from?

42 sources behind the Grandville figures above, every link checked November 2026.

Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.

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