Schools
Dexter's subdivisions cluster around the historic core and the Border-to-Border Trail: All feed Dexter Community Schools, a 7-school district of about 3,366 students, with AP, IB, Early Middle College and CTE.
Washtenaw County, Michigan
Mortgage Broker in Dexter, MI
Local mortgage guidance for Dexter buyers and homeowners, with options shopped across multiple wholesale lenders and one Michigan broker who stays with your file.
- No credit pull to talk
- Licensed loan originator, NMLS 1647301
Buying a home in Dexter
Tucked along the Huron River five miles northwest of Ann Arbor, Dexter is a low-vacancy bedroom community where the Dexter Cider Mill (Michigan's oldest, running since 1886) and Samuel Dexter's 1840s Gordon Hall anchor a walkable historic downtown. Roughly 4,500 people live inside the city limits, with the broader 48130 ZIP and Dexter Township pushing the count toward 14,000 to 15,000 (World Population Review). Median household income sits near $106,637, and unemployment hovers around 2.5%. Demand here is fueled less by local industry than by proximity: the University of Michigan and Michigan Medicine are a 15-minute drive, while the Dexter Business & Research Park hosts roughly 30 manufacturing and R&D facilities.
By the numbers
Dexter housing and mortgage snapshot
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
$475,000
Typical home value, from the market research on this page
+35%
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
1.31%
Property tax current owners pay, as a share of value. A buyer's bill can reset higher the year after a sale
1
Residential ZIP code: 48130
What financing looks like in Dexter
With a $475,000 median, a household generally needs about $135,000 to $150,000 a year to buy comfortably with local taxes and insurance; your own number turns on your down payment, rate and debts, which Samantha can walk through with you. Dexter's effective property tax rate runs near 1.31% of market value, just under the Washtenaw County median of about 1.44% (Ownwell). Remember Michigan's taxable-value uncapping: your first-year bill resets to roughly the purchase price, so don't budget off the prior owner's taxes. First-time buyers should explore MSHDA down payment assistance. Most Dexter homes sit below the conforming loan ceiling, and even a higher-end Westridge purchase needs a jumbo loan only when the amount borrowed is above $832,750.
Most Dexter purchases fit under the 2026 conforming limit of $832,750; only the largest homes need a jumbo loan.
The market
The Dexter housing market
Dexter's median sale price is approximately $475,000 as of spring 2026 (Redfin), though methodology splits the picture: Prop-Metrics pegs the 48130 ZIP nearer $494,000 and RealtyTrac lists around $535,000. Year-over-year movement is essentially flat (Redfin -0.46%; some sources show low-single-digit gains). Homes spend roughly 38 to 50 days on market, but the sharpest listings go pending in about six days. The combination of a small footprint, a school district, and the short hop to Ann Arbor's healthcare and research jobs keeps well-priced homes moving fast despite higher rates.
Where to look
Dexter neighborhoods
Huron Farms
Established Norfolk-built homes about 1,500 to 2,100+ sq ft, a community park, a token about $21/mo HOA, and a walk to schools and downtown. Prices run about $394,000 to $540,000.
Westridge of Dexter
Modern homes around two spring-fed ponds, sidewalks, about 5 minutes to I-94, about 15 to Ann Arbor. Prices run about $450,000 to $650,000 and up.
Grandview Commons
Dexter's newest community, 76 low-maintenance condo townhomes and brownstones at Grand & Baker, steps from the trail. Prices run about $350,000 to $550,000.
Dexter Crossing
And Arlington Woods (about $400,000 to $600,000), established single-family streets inside city limits. Prices run about $350,000 to $500,000.
The Cedars of Dexter
60 Craftsman cottages for independent living, age 60+.
Schools and commute
Commute
Downtown Detroit is about 50 to 53 miles (55 min off-peak) east on I-94; Ann Arbor is just 15 minutes.
Michigan property taxes
Dexter property taxes after you buy
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In the City of Dexter, our 2026 Uncapping Study found taxable value typically rises about 35% the year after a sale. On a $475,000 home, near the typical Dexter value, that is roughly $2,990 more in first-year tax at the local median homestead millage. We build your payment on that post-sale number.
Looking at a Dexter address? Our Michigan property tax calculator finds that property's published 2025 millage and works out the tax to plan for after you buy.
In Samantha's words
County alone does not tell you much. We would never say you are in a particular county so here are your taxes. It does not work like that. We need the actual property.
Local resources
Check Dexter records yourself
The official offices behind the tax and school details on this page.
- City of Dexter Assessing, for parcel records and current taxable value
- Dexter Community Schools, for district boundaries and enrollment
- Washtenaw County Equalization, for county property tax records
What our clients say
★★★★★
Samantha Shelton is amazing!! She helped me get into my first home in Ferndale. The closing process was easy I was able to take care of everything without taking a day off of work. Being a first time homebuyer was stressful but she provided clear communication and true experience guidance throughout the entire process
★★★★★
Can’t say enough great things about Samantha and her team at Align Lending! Highly recommend
★★★★★
As a first-time homebuyer in Ferndale, I was unsure of some things. Samantha was awesome. She was extremely helpful and made sure I understood every part of the process.
★★★★★
Want to shout out Samantha for the expert guidance, made my first-time homebuyer experience seamless! It exceeded expectations and was a stress free process throughout. Grateful for all your help and loving my new home in Bloomfield Hills!
Individual experiences. Results vary.
Dexter mortgage questions
If yours is not here, ask it on the call. There are no dumb questions.
What is the median home price in Dexter, MI 48130?
As of spring 2026 the median sale price in Dexter is roughly $475,000 (Redfin), with other sources placing typical values between about $475,000 and $535,000. Prices have been essentially flat year over year (Redfin reported -0.46%, while some sources show low-single-digit gains).
What are the property taxes like in Dexter?
Dexter’s effective property tax rate runs about 1.31% of market value, slightly below the Washtenaw County median near 1.44%. Michigan caps annual taxable-value growth for owner-occupied homes, but a new buyer’s taxable value resets (uncaps) to roughly the purchase price in the first year, so budget for a higher bill than the previous owner paid.
Which schools serve Dexter 48130?
The area is served by Dexter Community Schools. It offers Advanced Placement, an International Baccalaureate programme, Early Middle College and Career & Technical Education.
What neighborhoods or subdivisions can I buy in within Dexter?
Popular options include Huron Farms (about $394,000 to $540,000), Westridge of Dexter (about $450,000 to $650,000+), the newer low-maintenance Grandview Commons condos/townhomes (about $350,000 to $550,000), Dexter Crossing and Arlington Woods, plus The Cedars of Dexter for 60+ buyers. Most are walkable or close to historic downtown and the Huron River trail system.
How long does it take to commute from Dexter to Ann Arbor or Detroit?
Ann Arbor and the University of Michigan are only about 15 minutes away, which is why many Dexter residents work there. Downtown Detroit is roughly 50 to 53 miles via I-94 East, about a 55-minute drive off-peak and notably longer during rush hour.
Communities near Dexter
Washtenaw County overviewTalk with a local mortgage expert
Tell Samantha what you are trying to do in Dexter and she will tell you what actually matters for your situation, including whether the timing is right.
- 1
Tell us what you are trying to do
Not what product you want. What you are actually trying to accomplish.
- 2
Samantha looks at your situation
She works out what matters most for you specifically.
- 3
You leave with a plan
Your options, the tradeoffs, and your next step. No obligation to go further.
Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
