Michigan county guide
Mortgage Broker in Washtenaw County, Michigan
Home prices across Washtenaw County run from about $234,000 in Ypsilanti Township to $1,410,000 in Barton Hills. Samantha shops your loan across multiple wholesale lenders and plans your budget from the buyer's tax number, not the seller's bill.
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- Licensed loan originator, NMLS 1647301
Barton Hills guideScio Township guideSaline guideChelsea guideYpsilanti guideYpsilanti Township guide
Align Lending works with buyers and homeowners in 18 Washtenaw County communities. We are a Michigan mortgage broker, and our office in Waterford sits about forty minutes northeast of the county.
Washtenaw County is not one housing market. A typical home in Barton Hills, near $1,410,000, costs about 6 times as much as one in Ypsilanti Township, near $234,000. At the Barton Hills end, typical prices reach the 2026 conforming limit of $832,750, so loan size shapes the deal. At the Ypsilanti Township end, the check you bring to closing usually matters more.
Buying a home in Washtenaw County
Washtenaw County is anchored by Ann Arbor and the University of Michigan, which keeps demand steady and inventory tight in a way most Michigan counties do not experience. Ypsilanti and Saline offer meaningfully different entry points, and the surrounding townships still carry acreage.
Home values across Washtenaw County
13 Washtenaw County communities have a city guide on our site, from Barton Hills near $1,410,000 to Ypsilanti Township near $234,000. The middle of the list is Pittsfield Township, near $401,000. 1 of them has a typical value above the 2026 conforming limit of $832,750.
| Community | Typical home value, per its city guide | Typical housing |
|---|---|---|
| Barton Hills | $1,410,000 | lakefront/waterfront homes, estate and luxury homes |
| Webster Township | $564,000 | mixed housing stock |
| Scio Township | $519,000 | mixed housing stock |
| Ann Arbor | $489,000 | historic homes, condos and townhomes |
| Dexter | $475,000 | historic homes, condos and townhomes |
| Saline | $427,000 | historic homes, estate and luxury homes |
| Pittsfield Township | $401,000 | condos and townhomes, newer construction |
| Chelsea | $370,000 | historic homes, lakefront/waterfront homes |
| Manchester | $360,000 | acreage and rural parcels, mid-century ranches |
| Superior Township | $306,000 | mixed housing stock |
| Ypsilanti | $272,000 | historic homes, mid-century ranches |
| Milan | $255,000 | historic homes, newer construction |
| Ypsilanti Township | $234,000 | mixed housing stock |
We also arrange loans throughout Lodi Township, Dexter Township, York Township, Salem Township and Northfield Township. Those city guides are being written now.
Washtenaw County property taxes after a sale, community by community
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill. Across the 27 assessing units in Washtenaw County, our 2026 Michigan Property Tax Uncapping Study puts the typical rise in taxable value after a sale between about 25% in Saline Township and 66% in the City of Ypsilanti, against about 38% for the county as a whole. 3 of the 27 sit above the statewide 50.5%.
| Assessing unit | Taxable value rise after a sale | Added first-year tax, $300,000 home | Parcel records |
|---|---|---|---|
| City of Ypsilanti | +66% | about $3,770 | assessing office |
| Bridgewater Township | +61% | about $1,880 | |
| Ypsilanti Township | +58% | about $2,610 | assessing office |
| Northfield Township | +48% | about $2,080 | |
| City of Milan | +47% | about $2,480 | assessing office |
| Augusta Township | +46% | about $1,660 | |
| Sharon Township | +46% | about $1,520 | |
| Salem Township | +46% | about $1,310 | |
| City of Manchester | +45% | about $2,150 | assessing office |
| Lyndon Township | +44% | about $1,720 | |
| Sylvan Township | +42% | about $1,560 | |
| Dexter Township | +41% | about $1,600 | assessing office |
| City of Ann Arbor | +39% | about $2,230 | assessing office |
| Ann Arbor Township | +38% | about $1,580 | assessing office |
| Freedom Township | +36% | about $1,320 | |
| Manchester Township | +36% | about $1,330 | |
| York Township | +35% | about $1,320 | |
| City of Dexter | +35% | about $1,890 | assessing office |
| Lima Township | +34% | about $1,330 | |
| City of Chelsea | +33% | about $1,740 | assessing office |
| Webster Township | +32% | about $1,300 | assessing office |
| Scio Township | +30% | about $1,230 | |
| Superior Township | +30% | about $1,340 | assessing office |
| City of Saline | +29% | about $1,690 | assessing office |
| Lodi Township | +27% | about $1,100 | |
| Pittsfield Township | +26% | about $1,230 | assessing office |
| Saline Township | +25% | about $1,040 |
On the same $300,000 house, that is about $3,770 more in the first year's tax in the City of Ypsilanti against about $1,040 in Saline Township, which is why we price your payment on the post-sale figure for the exact address. Figures from State Tax Commission records, at each unit's median homestead millage. A village named in a row has its own figure beside its name, at the village's 2025 homestead millage from Michigan Treasury, the rate its city guide uses.
For one Washtenaw County address, our Michigan property tax calculator finds that property's exact published millage and works out the tax to plan for after you buy.
Where to look in Washtenaw County, by the kind of home you want
Sorted from what each Washtenaw County city guide says about its own homes: 5 of them describe historic downtowns and older homes, the largest group.
Which loan usually fits where in Washtenaw County
Set against the 2026 conforming limit of $832,750, the 13 Washtenaw County communities with a guide sort into 5 groups. The largest is "Conventional, jumbo only on the largest homes", with 4. Your file and the specific property make the final call.
Conventional, jumbo only on the largest homes
Webster Township, Scio Township, Ann Arbor and Dexter (typical values $475,000 to $564,000).
Conventional, including new-build timelines
Pittsfield Township (typical value near $401,000).
Conventional, competitive offers common
Saline, Chelsea, Manchester and Superior Township (typical values $306,000 to $427,000).
Conventional and FHA, strong first-time buyer fit
Ypsilanti, Milan and Ypsilanti Township (typical values $234,000 to $272,000).
Help with cash to close in Washtenaw County
Cash to close, the down payment plus closing costs plus reserves, is often the number that decides a purchase in Ypsilanti Township, Milan and Ypsilanti, where typical values sit between $234,000 and $272,000.
- MSHDA homeownership programs, Michigan's down payment assistance and first-time buyer loans.
- Our first-time buyer page and the budget review.
Washtenaw County records and official sources
- Washtenaw County Equalization, for parcel records and the current taxable value on a specific address.
- Michigan DIFS, to verify any mortgage company or loan officer you are considering, including us.
Washtenaw County mortgage FAQs
Can you help with a home anywhere in Washtenaw County?
Yes, in all 18 communities on this page, from Barton Hills to Ypsilanti Township, and anywhere else in Michigan.
Where in Washtenaw County is the property tax jump after a sale biggest?
In our 2026 Uncapping Study the largest typical rises in taxable value after a sale are in the City of Ypsilanti (about 66%), Bridgewater Township (about 61%), Ypsilanti Township (about 58%). The smallest is Saline Township, about 25%.
Where in Washtenaw County do buyers most often need a jumbo loan?
Where typical values sit near or above the 2026 conforming limit of $832,750: Barton Hills (near $1,410,000). Elsewhere in Washtenaw County most purchases fit a conforming loan.
Where are homes least expensive in Washtenaw County?
Among our city guides, Ypsilanti Township (near $234,000), Milan (near $255,000) and Ypsilanti (near $272,000). A typical home in Ypsilanti Township costs roughly 17 percent of one in Barton Hills, so the same budget buys a very different house across the county.
Talk with a Washtenaw County mortgage expert
Start with the town. Tell Samantha whether it is Barton Hills, Ypsilanti Township or another Washtenaw County community and what you are trying to do, and she will tell you what actually matters for your situation.
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