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The 48150 ZIP covers Livonia’s older southeast quadrant, the stretch of 1940s–60s ranches and bungalows between Plymouth Road and Five Mile. It is one of the more affordable footholds in a city of roughly 91,948 residents. This is a working, mature inner-ring Detroit suburb: paychecks here come from Trinity Health / St. Mary Mercy Hospital, Roush Industries, Schoolcraft College, ZF, and an Amazon facility, with the Plymouth Road industrial corridor running straight through the ZIP. The citywide median household income sits near $98,460, and historic pockets like Rosedale Gardens give 48150 a character north Livonia’s bigger lots cannot match. For buyers priced out of newer subdivisions, this corner of Livonia is where the deals still live.

Livonia anchors the northwest corner of Wayne County with one of Michigan’s deepest and most diversified suburban economies, more than 4,000 businesses across automotive engineering, healthcare, finance, and professional services. The region’s largest employer, Trinity Health, runs its national headquarters here alongside St. Mary Mercy Hospital, and healthcare alone accounts for more than 10% of the local workforce. Add Masco Corporation, Key Plastics, and Schoolcraft College, and you get a steady, high-credit buyer pool that keeps housing demand firm. Worth knowing up front: 48151 is a PO Box-only ZIP served by the Merriman Road post office, with no resident population of its own, physical homes in this part of Livonia receive street delivery through 48150. For a mortgage, your property’s actual street address and school district matter, not the PO Box ZIP.

Tucked between Detroit and Ann Arbor, the 48152 ZIP covers Livonia’s northern half, a job-rich suburb of roughly 91,900 residents anchored by healthcare and advanced manufacturing. Trinity Health’s corporate operations and St. Mary Mercy Hospital, Roush Enterprises, Masco, AAA Life Insurance, and Schoolcraft College keep paychecks local, and with 4,000-plus businesses the city carries one of Michigan’s highest equalized values. The 48152 ZIP wraps around landmarks like Greenmead Historical Park, Bicentennial Park, and Laurel Park Place, while Hines Park follows the Middle Rouge River along the south edge. Demand here is owner-occupied and steady, fed by a median household income near $98,460 and easy I-96 and I-275 access. That combination of stable employers and central geography is what keeps Livonia financing in motion.

Northwest Livonia’s 48153 sits at the crossroads of I-96, I-275 and M-14, putting Ann Arbor, Metro Airport and downtown Detroit all within easy reach. This is established-suburb territory: tree-lined subdivisions, brick colonials and ranches, anchored by major employers like Trinity Health Michigan (headquartered here), Masco Corporation, Roush Industries, AAA Life Insurance and Schoolcraft College. With 4,000-plus businesses and one of Michigan’s highest State Equalized Values (~$5.2B), Livonia’s economy leans on healthcare and advanced auto-supply manufacturing. The city’s roughly 91,948 residents enjoy landmarks like 95-acre Greenmead Historical Park and Laurel Park Place mall. For buyers, that mix of stable jobs, strong schools and freeway access keeps demand brisk and inventory moving fast.

Tucked into the northwest quadrant of Livonia, ZIP 48154 is the kind of mature, leafy Wayne County suburb where families put down roots and stay. It anchors a city of roughly 92,000 people built around a six-square-mile industrial corridor with rail and freeway access off I-96 and I-275. The local economy leans on heavyweight employers: Trinity Health is headquartered here, Masco Corporation and Roush Industries keep the white-collar and engineering base steady, and Schoolcraft College and Livonia Public Schools round out the payroll. Weekends revolve around Greenmead Historical Park, a 95-acre 1820s homestead, plus Laurel Park Place mall and the Hines Park parkway along the Rouge River. With one of Michigan’s highest equalized values (~$5.2B), 48154 reads as stable, affluent, and reliably in demand.

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The median sale price in 48150 is about $291,000, up roughly 3.8% year over year as of mid-2026 (Redfin). Homes here move fast, averaging around 8 days on market, down from 9 a year earlier, with Redfin tagging the area “most competitive.” Demand is driven by the ZIP’s relative affordability versus north Livonia (where Coventry Gardens pushes toward $385K), short commutes to both Detroit and the city’s own employer base, and a tight supply of move-in-ready post-war homes. Well-priced listings routinely draw multiple offers, so pre-approval is not optional, it is the price of admission.

The average Livonia home value sits near $283,000 (Zillow), with median sale prices reported between roughly $300,000 and $317,000 depending on the source, and values up about 2.1% year over year. This is a fast market: homes typically go pending in about 5 days, inventory holds only around 1.2 months of supply, and properties sell for close to 99.7% of asking. Single-family homes average about $327,000 while condos run nearer $187,000. Demand is driven by Livonia Public Schools, easy I-96 access, and the hospital and engineering payrolls that keep relocating professionals shopping here. Pre-approval is essential, well-priced listings routinely draw multiple offers within the first weekend.

Homes in 48152 carry a median price of roughly $315,000, with Zillow’s home value index near $303,700 and Redfin’s median sale price around $314,000-$315,000. Year-over-year movement is essentially flat, about +0.4% in mid-2025, but the pace tells the real story: well-priced homes go pending in roughly 10 days, up from about 8 a year earlier. Limited inventory of mid-century ranches, colonials, and split-levels collides with steady demand from hospital, automotive, and college employees, so move-in-ready listings frequently draw multiple offers. Buyers who tour without a pre-approval in hand routinely lose out, which is why preparation matters more here than price negotiation.

Livonia homes typically sell for around $300,000, though the figure depends on the source: Zillow pegs the typical value near $283K, Redfin reported a median sale near $317K, and Movoto showed a June 2026 median list around $299K. Year-over-year movement is roughly flat to modestly up (Zillow +2.1%; Redfin +5.5% in January 2026). What really stands out is speed: homes go pending in about 5 days, with roughly 40 days to a completed sale. Move-in-ready listings in the 48153 subdivisions frequently draw multiple offers, driven by steady employment at Trinity Health and the area’s school reputation.

Pricing in 48154 depends on whom you ask. Zillow’s home-value index sits near $312,000 (up about 1% year over year), while Redfin’s actual median sale price runs closer to $355,000 in early 2026, up roughly 6.2%, at about $205 per square foot. Either way, the story is speed: Zillow shows homes going pending in around four days, and Redfin reports a median of about 13 days on market with roughly three offers per listing. Low crime, strong schools, dependable Trinity Health and manufacturing jobs, and a tight supply of well-kept mid-century homes keep this one of metro Detroit’s most competitive seller’s markets. Pre-approval isn’t optional here, it’s table stakes.

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Livonia Real Estate & Mortgage Overview

To comfortably carry the ~$291K median, plan on a household income around $85,000–$95,000, assuming roughly 20% down, rates near 6.5–7%, and taxes plus insurance kept inside a 28% front-end ratio. Smaller down payments push that figure higher. Property taxes in 48150 sit at the lower end of Livonia’s range, near $1,849 median annually versus ~$2,287 in 48154, with effective rates commonly around 1.4% of market value. Budget for Michigan’s taxable-value “uncapping” at sale, your first-year bill often exceeds the seller’s. At this price point you are firmly in conforming-loan territory, so jumbo financing rarely applies; first-time buyers should ask about FHA and MSHDA down-payment assistance.

To comfortably carry the roughly $300,000 median home, plan on about $85,000–$95,000 in household income with 20% down and a ~7% rate, keeping the payment near a 28% front-end ratio. Livonia’s own median household income is about $98,460, so the typical local household is well-positioned. Property taxes are a relative bargain, a median effective rate near 0.76%, below Michigan’s ~1.05% median, with a median annual bill around $2,141, but budget for Michigan’s “uncapping,” where taxable value can reset toward market price the year after you buy. Most Livonia homes fall well under the conforming loan limit, so jumbo financing rarely applies; first-time buyers should ask about MSHDA down-payment assistance and FHA options.

To comfortably carry the ~$315,000 median home, plan on roughly $85,000-$95,000 in household income, assuming a 6.5-7% rate, 10-20% down, and around $2,000/year in taxes at a 28% front-end DTI. The good news for budgets: Livonia’s effective property tax rate runs about 0.76%, well under Michigan’s ~1.05% median and far below Wayne County’s ~1.31% average, though your exact bill shifts with the Livonia versus Clarenceville school levy. First-time buyers should ask about MSHDA down-payment assistance and the MI Home Loan program. At this price point nearly every 48152 purchase sits inside conforming loan limits, so jumbo financing is rarely needed, keep your focus on FHA, Conventional, and VA options instead.

For a ~$300,000 Livonia home with about 20% down and rates in the mid-6% to 7% range, a household income near $80,000-$95,000 covers the payment comfortably under standard DTI guidelines, and Livonia’s median household income of ~$98,460 clears that bar. Property taxes are a tailwind: the median effective rate is about 0.76%, well under Michigan’s ~1.05% median. Claim the Principal Residence Exemption if you’ll live there; investment parcels are taxed higher. First-time buyers should explore MSHDA down-payment assistance. At this price point you’re squarely in conforming-loan territory, so jumbo financing rarely comes into play here.

For a median home around $330K, a household generally needs about $85,000–$95,000 a year to qualify comfortably, assuming 20% down, a ~7% 30-year rate, and a standard 28% front-end DTI. Livonia’s own median household income (~$98,460) sits above that line, which is part of why bidding stays hot. Property taxes are a relative bright spot: the effective rate in 48154 is about 0.73%, below Michigan’s ~1.05% median, though this ZIP carries the highest median bill among Livonia’s ZIPs (~$2,287) due to Livonia Public Schools millage. Remember Proposal A, your taxable value resets to market value at purchase, so budget on the sale price, not the seller’s old bill. First-time buyers should ask us about MSHDA down-payment assistance. At these prices, conforming loans cover nearly every purchase; jumbo rarely applies.

What it's Like to Live in Livonia

Rosedale Gardens (~$280,000–$340,000): historic 1920s–30s garden-suburb district near Plymouth & Hubbard, recent median ~$303K, one of 48150’s signature, character-rich neighborhoods.
Algonquin Park (~$220,000–$290,000): established southeast subdivision of post-war ranches and bungalows; entry-level relative to north Livonia.
Plymouth Road / Levan Road area (~$230,000–$300,000): older homes, many pre-1940, on quiet low-density streets near the Plymouth Rd corridor.
Cooper / Madison area, south of Five Mile (~$200,000–$270,000): modest mid-century starter homes; some blocks fall within the Clarenceville School District.
Coventry Gardens (~$360,000–$400,000, median ~$385K): a higher-end 1950s–60s neighborhood just north in 48154, included for price contrast.

Most of 48150 is served by Livonia Public Schools (Stevenson and Franklin high schools), while the southern/southeastern edge falls into the smaller Clarenceville School District (Clarenceville High, the Trojans). Downtown Detroit is about a 24-minute drive (~17–20 miles via I-96); SMART’s line 255 bus runs it in roughly 33 minutes.

Livonia’s housing stock ranges from historic planned districts to mid-century brick ranches:

Old Rosedale Gardens (Historic District), ~$280,000–$330,000. A 1920s–1960s planned neighborhood of about 570 homes between Plymouth Road and W Chicago Street, listed on the National Register of Historic Places; median sale near $303K.
Coventry Gardens, ~$350,000–$390,000. An established, sought-after subdivision near Rosedale Gardens and among Livonia’s pricier pockets.
Burton Hollow Estates, ~$300,000–$400,000. Larger ranch and Colonial homes near Farmington Road and Stevenson High School.
Bicentennial / Central Livonia, ~$250,000–$320,000. Core post-war brick ranches and Colonials served by Livonia Public Schools.
Compton Village / west-side subdivisions, ~$275,000–$375,000. Mid-century homes on Livonia’s west side.

Most addresses fall within Livonia Public Schools (Churchill, Franklin, and Stevenson high schools), with Clarenceville School District covering some eastern edges. Downtown Detroit is about 19–20 miles away, roughly 23–30 minutes via I-96 (the Jeffries Freeway).

Livonia’s 48152 neighborhoods range from larger-lot estates to tight 1950s civic-association subdivisions:

Bicentennial Estates (~$350,000-$450,000+): 112 mostly colonial homes on mature, oversized lots west of Gill Rd and north of 7 Mile, bordering Bicentennial Park.
Coventry Gardens / Coventry Woods (~$300,000-$425,000): an established 1950s-70s mix of ranches, split-levels, and Tudor/Colonial Revivals east toward Farmington Rd, with an active civic association.
Kimberly Oaks Estates (~$300,000-$400,000): a well-organized subdivision known for its engaged Kimberly Oaks Civic Association.
Castle Gardens (~$280,000-$400,000): northern-Livonia brick ranches and colonials.
Rosedale Gardens (Old Rosedale) (~$280,000-$350,000): a historic pre-WWII English-cottage subdivision just into the adjacent 48150 ZIP, recent median near $303K.

Most of the ZIP feeds Livonia Public Schools, while the northeast corner falls within Clarenceville School District (HQ on Middlebelt Rd in 48152). Downtown Detroit is about 16-17 miles, a 21-minute off-peak drive, or roughly 34 minutes on the SMART 255 bus.

Newburgh Estates (~$350,000-$500,000): West of Newburgh Rd off Amrhein; 3-4 bedroom single-family homes in one of Livonia’s higher-income pockets.
Newburgh / Six Mile area (~$300,000-$475,000): Established 3-5 bedroom homes mostly built 1970-1999, ranking among the higher-income neighborhoods nationally.
Coventry Gardens / Northwest Livonia subdivisions (~$280,000-$425,000): Mid-century ranches and colonials typical of the 48153 area.
Castle Gardens (~$300,000-$450,000): A popular family subdivision of brick colonials and ranches.
Bell Creek / Quaker Acres (~$260,000-$400,000): Older, established neighborhoods with tree-lined streets near the north side.

Most of 48153 is served by Livonia Public Schools; the northeastern edge falls within Clarenceville School District. Downtown Detroit is about 19-20 miles, a 20-25 minute drive via I-96.

ZIP 48154 is a patchwork of established subdivisions, most within Livonia Public Schools (~13,400 students across ~25 schools; district offices on Farmington Road in 48154). A sliver of the northern edge may fall under the smaller Clarenceville School District.

Coventry Gardens, ~$360,000–$420,000 (median ~$385K). Late-1950s/60s ranches, split-levels, and Colonial/Tudor Revivals; ~98% owner-occupied with very low crime.
Castle Gardens (Tiffany Park), ~$300,000–$400,000. Family-oriented sub straddling 48154/48150/48170, close to schools, parks, and shopping.
Sheffield Estates / Sheffield Sub, ~$350,000–$475,000. Desirable north-Livonia pocket less than a mile from Bicentennial Park (tennis, soccer, trails).
Bicentennial Estates, ~$350,000–$500,000. Larger newer-build colonials in north Livonia near Bicentennial Park.
Wood Creek Farms / Burton Hollow, ~$330,000–$475,000. Wooded, established streets with mature lots, popular with families.

Downtown Detroit is about 19–20 miles away, a 24–30 minute drive via I-96, or about 34 minutes on SMART bus route 255.

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Livonia Mortgage FAQ's

What is the typical home price in Livonia's 48150 ZIP code?

As of mid-2026 the median sale price in 48150 is about $291,000, up roughly 3.8% year over year (Redfin). That’s a bit below north-Livonia ZIPs like 48154, where neighborhoods such as Coventry Gardens push toward $385K. 48150 covers the older southeast section of the city, so it tends to be one of Livonia’s more affordable entry points.

How fast do homes sell in 48150?

Very fast. Homes in 48150 are averaging around 8 days on market in 2026, and Redfin rates the area as “most competitive.” Well-priced move-in-ready homes often draw multiple offers, so buyers should be pre-approved and ready to act quickly.

How much income do I need to buy a median-priced Livonia home?

For the roughly $291,000 median, plan on a household income in the ballpark of $85,000–$95,000, assuming about 20% down, current rates near 6.5–7%, and property taxes plus insurance kept inside a 28% front-end debt ratio. Livonia’s citywide median household income is about $98,460, so the median home is within reach for a typical local household. Lower down payments raise the income needed.

What are property taxes like in 48150?

48150 sits at the lower end of Livonia’s property-tax range, with a median annual bill near $1,849 versus about $2,287 in 48154, largely because of differing school-district levies. Effective rates commonly run in the ~1.4% range on market value for a newly purchased home. Keep in mind Michigan “uncaps” taxable value when a home sells, so your first-year bill can be higher than the seller’s.

Which school districts serve 48150?

Most of 48150 is served by Livonia Public Schools, one of the larger districts in metro Detroit. The southern and southeastern edges of the ZIP fall into the smaller Clarenceville School District (Clarenceville High, the Trojans), which also serves parts of Farmington Hills and Redford. Verify the exact district by street address before buying.

What's the commute from 48150 to downtown Detroit and major job centers?

Downtown Detroit is about a 24-minute drive (roughly 17–20 miles via I-96), and Livonia’s citywide average commute is around 24 minutes. SMART’s line 255 bus runs the trip in about 33 minutes. Many residents work closer to home at Livonia’s own employers, Trinity Health/St. Mary Mercy Hospital, Roush Industries, Schoolcraft College, ZF, and Amazon.

Is 48151 a real residential ZIP code in Livonia?

48151 is a PO Box-only ZIP code served by the Merriman Road post office in Livonia, it has no resident population of its own. Homes physically in this part of Livonia receive street mail delivery through ZIP 48150, while Livonia overall spans 48150, 48152 and 48154. For a mortgage, what matters is the property’s actual street address and school district, not the PO Box ZIP.

What does a typical home cost in Livonia right now?

The average Livonia home value is about $283,000 (Zillow), with median sale prices reported between roughly $300,000 and $317,000 depending on the source. Values are up about 2% year over year. Single-family homes average around $327,000 while condos run closer to $187,000.

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