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Few places pack two worlds into one boundary the way this corner of Dearborn does. This is the industrial spine of Dearborn, the Ford Rouge manufacturing complex and the adjacent Cleveland-Cliffs Dearborn Works steel mill anchor the local economy, surrounded by the suppliers and logistics that feed them. Walk a few blocks one direction and you reach the dense, largely Yemeni-American South End and Salina neighborhoods; head the other way and you hit Springwells Park, a leafy historic district built for Ford executives. Roughly 8,300 people live inside the ZIP (unitedstateszipcodes.org), within a city of nearly 110,000. Ford World Headquarters, the “Glass House”, Carhartt’s corporate office, Henry Ford Health, and The Henry Ford Museum all sit nearby, giving this corner of Wayne County a paycheck base that keeps housing demand steady year-round.

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The median sale price in 48120 was about $320,000 over the three months ending May 2026, up roughly 4.9% year over year (Redfin). Read that number carefully: this is a bimodal market. Modest South End and Salina bungalows frequently trade from the $130,000s to $200,000s, while Springwells Park homes climb past $350,000 and beyond $600,000, which is why the median *list* price has run near $475,000 even as the median sale lands at $320K. Homes move fast, averaging about 10 days on market (up from 8 a year earlier). Demand is driven by proximity to Ford Rouge and Cleveland-Cliffs jobs and the short hop to Detroit.

The median sale price in 48124 sits near $255,000 as of mid-2026, up about 2% year over year, with price per square foot around $185, itself up roughly 6.6% YoY (Redfin). This is a fast market: homes go to sale in about 10 days on average, versus 8 days a year earlier, and well-priced listings routinely draw multiple offers (Zillow). Demand is driven by Ford and Corewell Health proximity, mature tree-lined streets, and Dearborn Public Schools’ reputation. Inventory is tight, so pre-approval before you tour is less a nicety than a requirement to compete.

Homes in 48126 typically trade between $258,000 and $275,000 as of mid-2026, RealtyTrac pegs the median sale near $258,872, Movoto’s listed median sits closer to $275K, and Zillow’s citywide average is around $240,152. Year-over-year signals are mixed: Zillow shows roughly +6.4% citywide while Movoto’s listing prices are off about 8%, so the honest read is flat-to-modestly-up. Pace has cooled, homes now take about 21 to 33 days to sell, up from ~17 a year ago, though well-priced, move-in-ready bungalows still go pending in roughly two weeks. Demand is driven by Ford-area employment, dense walkable blocks, and proximity to Detroit.

The median sale price in 48128 has been hovering near $300,000, Redfin reported a $312K median in late 2025, while Zillow-derived methods land closer to $262K-$298K. Either way, values climbed roughly 7.0%-7.6% year over year heading into 2026. Homes averaged about 19 days on market in late 2025, slower than the frenetic ~12 days a year earlier but still brisk by national standards. Demand is driven less by flippers and more by people tied to Ford, UM-Dearborn, Henry Ford College, and Corewell Health/Beaumont Hospital who want a short commute and brick-built stock. Well-priced, move-in-ready listings still move within two weeks.

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Dearborn Real Estate & Mortgage Overview

Affording the ~$320,000 median home in 48120 takes roughly $95,000-$110,000 in household income, assuming 10-20% down, a ~7% 30-year rate, Dearborn’s taxes and insurance, and a ~28% front-end budget (Align estimate). Target a lower-priced South End or Salina home ($130K-$200K) and $45,000-$60,000 can be enough. Budget for property taxes: Dearborn’s effective rate runs about 1.44% of market value (Ownwell), above Michigan’s ~1.05% median, levied on taxable value times the local millage. First-time buyers should ask us about MSHDA down-payment assistance. Most 48120 purchases sit well under the conforming loan limit, so conventional and FHA financing fit cleanly, jumbo financing only enters the picture at the top of Springwells Park.

What it's Like to Live in Dearborn

Springwells Park (~$350,000-$650,000+), Dearborn’s first National Historic District, originally designed for Ford executives. Tudors, brick ranches, bungalows and American Foursquares under mature trees; this is the high end of the ZIP.

Salina (~$120,000-$200,000), A dense, predominantly Arab-American (Yemeni) South End community served by Salina Elementary and Salina Intermediate; modest single-family homes within blocks of the Ford plant.

South End / South Dearborn (~$130,000-$220,000), Working-class bungalows, halal grocers and small restaurants wedged against the Rouge industrial complex, with an organized community voice in “Concerned Residents for South Dearborn.”

North end near Greenfield Village / Ford Rd (~$220,000-$350,000), Mid-century single-family homes closer to The Henry Ford campus and Dearborn’s commercial corridor.

Nearly all of 48120 is served by Dearborn Public Schools (South End/Salina students typically attend Salina schools and Edsel Ford High). Downtown Detroit is about a 15-20 minute drive (7-8 miles) via Michigan Ave/US-12 or I-94.

48124 is a patchwork of established West Dearborn pockets, each with its own price band:

Snow Woods (~$190K-$325K), mid-century homes under mature oaks, a community pool, and parks; one of Dearborn’s safest, most sought-after areas, close to Beaumont/Corewell and Ford.
Fort Dearborn / Fort Dearborn Manor (~$220K-$350K), brick colonials and ranches prized for stability and schools.
West Downtown Dearborn (~$180K-$320K), walkable Michigan Avenue corridor with shops, restaurants, condos, and rail access near Ford HQ.
Crowley Park (~$170K-$280K), quiet post-war homes popular with families and first-time buyers.
Morley / Outer Drive area (~$175K-$300K), classic brick homes near Dearborn High School.

All of 48124 is served by Dearborn Public Schools, including Dearborn High School (19501 W Outer Dr) with its ~97% graduation rate. Downtown Detroit is just 7-9 miles, about 13-20 minutes by car via Michigan Avenue or I-94/I-75, with SMART/DDOT bus and West Dearborn Amtrak service on the corridor.

Aviation Subdivision ($180,000-$350,000): Historic blocks straddling the Dearborn/Detroit line near Joy, Schaefer and Warren, tudors, colonials, bungalows and ranches from 1,000 to 4,000 sq ft.
East Dearborn / Warren Avenue corridor ($150,000-$250,000): Dense brick bungalows around the Arab-American business district, walkable to shops and restaurants.
Springwells ($140,000-$230,000): Established east-side area of bungalows and two-family flats.
Oakman / Chase Road ($150,000-$240,000): Classic 1920s-1940s bungalows near Oakman Elementary and Fordson High.
Salina / Southend ($90,000-$180,000): Modest, historically immigrant working-class housing near the Ford Rouge complex, the area’s most affordable entry point.

All of 48126 is served by Dearborn Public Schools, Michigan’s third-largest district (~20,000 students), with Fordson High School plus Oakman, William Ford, Maples, McDonald, Miller and Woodworth elementaries. Commute to downtown Detroit runs about 7 miles, roughly 13-25 minutes by car via I-94/Michigan Ave, or ~19 minutes by SMART/DDOT bus.

Crowley Park ($230,000-$330,000): Established west-side enclave of brick bungalows and colonials, one of the most-listed pockets on this side of town.
Snow Woods ($275,000-$420,000): Tree-lined mid-century colonials near Corewell Health/Beaumont Hospital; rising roughly 9% YoY (straddles the 48124/48128 line).
Aviation Subdivision ($220,000-$320,000): Densely built, sidewalk-lined pocket of starter-to-move-up homes.
Greenbriar / Fairlane area ($250,000-$380,000): Quiet streets right by UM-Dearborn and Henry Ford College, convenient to the Fairlane corridor.
Golfview ($240,000-$350,000): Mid-century homes near Dearborn Country Club and the Rouge River greenbelt.

All of 48128 is served by Dearborn Public Schools, Michigan’s third-largest district (~20,000 students), with Edsel Ford and Dearborn High plus the Henry Ford Early College at 5101 Evergreen. Downtown Detroit is about 10-14 miles away, roughly 20-30 minutes via I-94 or Michigan Avenue, with Amtrak rail service as a bonus.

Dearborn covers residential ZIP codes 48120, 48124, 48126 and 48128.

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Dearborn Mortgage FAQ's

What is the typical home price in Dearborn's 48120 ZIP code in 2026?

The median sale price in 48120 was about $320,000 over the three months ending May 2026 (up ~4.9% year over year, per Redfin). It’s a split market, though: modest South End and Salina homes often sell from the $130,000s-$200,000s, while the historic Springwells Park district pushes well above $350,000-$650,000, which is why listing prices in the ZIP can look much higher than the median sale.

How fast are homes selling in 48128?

Quickly. Homes in 48128 averaged about 19 days on market in late 2025, longer than the ~12 days seen a year earlier but still fast by national standards. Well-priced, move-in-ready homes in neighborhoods like Crowley Park and Snow Woods often go under contract within a couple of weeks, so buyers should have financing lined up before they shop.

How high are property taxes in Dearborn 48128?

Dearborn’s median effective property-tax rate is about 1.44%, and 48128 sits toward the higher end of the city, a representative annual bill is around $3,788, driven mainly by school and local millage levies. Your actual tax is the property’s taxable value divided by 1,000, multiplied by the annual millage rate, so it’s worth confirming the current figure with City of Dearborn Assessing before you buy.

Which schools serve 48124?

48124 is part of Dearborn Public Schools, one of Michigan’s largest districts. The ZIP is home to Dearborn High School (19501 W Outer Dr), which posts about a 97% graduation rate, and Henry Ford College is also located here. Check GreatSchools for boundary-specific elementary assignments.

What's the commute from 48128 to downtown Detroit?

It’s an easy commute, about 10-14 miles, or roughly 20-30 minutes by car via I-94 or Michigan Avenue depending on traffic. Dearborn also has Amtrak rail service, and the area’s proximity to Ford’s campus and major freeways makes it popular with people who work across Metro Detroit.

How much income do I need to buy a median-priced home in 48120?

Roughly $95,000-$110,000 a year to comfortably afford the ~$320,000 median home, assuming about 10-20% down, a ~7% 30-year rate, plus Dearborn’s ~1.44% taxes and insurance within a ~28% front-end budget. If you target lower-priced South End or Salina homes ($130K-$200K), about $45,000-$60,000 in household income can be enough.

What makes 48128 distinct within Dearborn?

48128 is Dearborn’s education-and-institutions corner: it’s home to the University of Michigan-Dearborn, Henry Ford College, and Henry Ford’s historic Fair Lane estate, with The Henry Ford museum complex and Ford’s headquarters nearby. That mix of stable employers, walkable older neighborhoods like Snow Woods and Crowley Park, and strong Dearborn Public Schools keeps demand healthy and values rising.

What neighborhoods are in 48120 and how do they differ?

48120 covers Springwells Park (an affluent, tree-lined National Historic District originally built for Ford executives), plus the Salina and South End/South Dearborn neighborhoods, a dense, largely Arab-American (Yemeni) community of bungalows, halal grocers and small businesses next to the Ford Rouge plant. That mix is why prices range from the low $100,000s to over $600,000 within the same ZIP.

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