Mortgage Lender in Burton, MI
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Burton wears its working-class character openly: it is Genesee County’s second-largest city, an Atherton-settlement town (settled 1835, incorporated 1972) that grew up alongside Flint’s auto economy. ZIP 48509 sits on the east side, where the For-Mar Nature Preserve & Arboretum spreads across 380-plus acres and the Court Street and Center Road strip handles everyday retail. Just west, Bishop International Airport, Michigan’s third-busiest, home to FedEx cargo and a Foreign Trade Zone, anchors an I-69/I-75 logistics corridor that keeps local jobs close. Add regional employers like McLaren Flint, Hurley Medical Center and GM’s Flint operations, and you get a steady, affordable housing market. Per city-data, 48509 holds roughly 8,700 residents with a median household income near $64,000.
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Homes in 48509 stay attainable. Redfin put Burton’s median sale price near $165,000 in early 2026, up about 4.2% year over year, while Zillow pegs the average home value closer to $135,600 and city-data lists a ZIP median house value around $149,000, call it a $150,000-$165,000 working range. Demand is driven by affordability (well under Michigan’s ~$254,000 median), single-family stock, and airport/corridor jobs. Listings move quickly: roughly 37-44 days on market, down sharply from about 75 days a year earlier and faster than the national ~58-day pace. Well-priced homes do not linger.
The typical 48519 home sits around $190,000-$200,000, with the ZIP’s median sale price reported near $201,600, slightly above the citywide Burton median, which ran closer to $165K in early 2026. Prices climbed roughly 4.2% year-over-year, modest single-digit growth backed by steady demand from local buyers and GM-area workers. Homes are moving faster too: about 44 days on market, down sharply from roughly 75 days a year earlier, so well-priced listings don’t linger. Affordability relative to income, proximity to Flint jobs, and easy I-69/I-475 access drive the demand here.
Homes in ZIP 48529 typically sell around $150,000, a notch below Burton’s citywide median sale price of about $162,450 in March 2026 (Redfin). Year-over-year appreciation has run solid single-to-low-double digits, with Redfin showing the city up 15.3% in March and 4.2% in February 2026. The 48529 side has cooled and normalized: homes now average roughly 31 days on market, up from about 21 a year earlier, giving buyers a bit more breathing room. Demand here is driven by affordability, south-side Burton holds many move-in-ready 2-to-4-bedroom ranches and traditionals in the $110,000-$170,000 band, drawing first-time buyers and Flint-area workers who want a short commute.
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Burton Real Estate & Mortgage Overview
At a ~$155,000 median, a household earning roughly $45,000-$52,000 a year can typically qualify with about 10% down, since estimated principal, interest, taxes and insurance land near $1,100-$1,200 per month (an estimate, not a quote). With 48509’s ~$64,000 median income, the median home is comfortably within reach for local buyers. Property taxes deserve attention: Burton’s effective rate runs about 1.19%, but 48509 carries one of the city’s higher bills (median near $1,700) because total millage depends on which of Burton’s seven school districts a parcel falls in. First-time buyers should explore MSHDA down-payment assistance. At this price point everything is conforming, jumbo financing is essentially irrelevant here, so FHA, VA and Conventional loans do the heavy lifting.
What it's Like to Live in Burton
- Belsay (~$120,000-$180,000): established neighborhood near I-69 on the east/northeast side, squarely within 48509.
- Lapeer Heights (~$120,000-$190,000): one of Burton’s two historic named neighborhoods, on the northeast side.
- Burton Estates (~$180,000-$190,000, ~$131/sq ft): newer subdivision among the higher-priced developments in the city.
- Whisper Ridge (~$200,000-$280,000): well-maintained newer construction with cul-de-sac lots.
- Walnut Brook Estates (~$180,000-$260,000): cited among Burton’s most desirable, safest subdivisions.
ZIP 48509 is served primarily by Bentley Community Schools, Barhitte Elementary and Bentley Junior/Senior High sit on N Belsay Rd inside the ZIP, with Kearsley, Atherton and Davison districts serving nearby pockets. Most residents work within Genesee County (a ~30-minute average commute); downtown Detroit is about 67 miles, roughly 75-85 minutes south via I-75.
- Atherton (south Burton, 48519 core), ~$120K-$250K. The heart of the ZIP along Atherton Rd, served by Atherton Community Schools; mostly mid-century single-family homes.
- The Orchards (Allen Edwin new construction), ~$315K-$335K. The premium new-build community in 48519, modern 4-bed open-concept homes inside the Atherton district.
- Belsay, ~$150K-$240K. Established area north of I-69 around Belsay Rd; older homes built largely 1940-1969 (straddles 48509).
- Lapeer Heights, ~$150K-$240K. Near Belsay Rd and Roberta Rd; middle-income three/four-bedroom homes with some mobile homes (straddles 48509).
- Bramblewood / E. Atherton Rd corridor, ~$130K-$210K. Modest single-family streets typical of the 48519 housing stock.
School-wise, Atherton Community Schools is primary for much of the ZIP, with Kearsley, Bendle, Bentley, Grand Blanc, and Davison serving parts depending on address. Downtown Detroit is about 67-72 miles south, roughly a 70-85 minute drive via I-475 to I-75, practical for occasional trips, though most residents work locally in Genesee County.
ZIP 48529 covers Burton’s most affordable pockets, each with its own feel:
- Burton Southwest (~$110,000-$160,000): mostly 2-4 bedroom single-family homes and small apartments, one of the cheapest parts of the city.
- Burton West (~$120,000-$170,000): small-to-medium single-family homes plus apartment complexes, hugging the Flint border.
- Belsay / Lapeer Heights (~$120,000-$180,000): medium single-family and mobile homes, edging toward 48509.
- Webber Place (~$130,000-$190,000): suburban-layout subdivision with quarter-acre lots, closer to Flint.
- City Gardens / Spring Gardens (~$110,000-$165,000): established pockets mixing ranch-style and newer traditional homes.
Most of 48529 is served by Bendle Public Schools (headquartered on Columbine Ave) and Atherton Community Schools, both small districts lying entirely within Burton. Commuting? Flint is about 10 minutes away; downtown Detroit is a longer 67-72 miles, roughly 75-85 minutes via I-75.
Burton covers residential ZIP codes 48509, 48519 and 48529.
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- Explore Your Loan Options - We take the time to explain the different mortgage programs you qualify for, including fees, taxes, and insurance.
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- Expert Representation - Agent compensation is agreed in writing before you start touring, so you know that cost up front and can build it into your offer.
- Seamless Home Research - We’ll connect you with a trusted agent to make your homebuying journey as smooth as possible.
- The Fun Begins - Shopping for your new home is an exciting experience-picture your future, explore possibilities, and find the perfect fit for your family.
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- Strategic Offer Support -We collaborate with your agent to ensure your offer is as strong as possible.
- Fast & Efficient Closing - Once your offer is accepted, we work to close your mortgage in less than two weeks.
- Move Into Your Dream Home - Before you know it, the keys are in your hand and you’re settling in!
Burton Mortgage FAQ's
How much does a home cost in Burton, MI 48509?
The typical home in 48509 runs about $150,000-$165,000. Zillow pegs Burton’s average home value near $135,600, while Redfin reported a median sale price of about $165,000 in early 2026, up roughly 4.2% year over year. It remains one of the most affordable markets in Genesee County and well below Michigan’s ~$254,000 median home value.
How much do homes cost in Burton, MI 48519?
The typical home in the 48519 ZIP runs roughly $190,000-$200,000 as of 2026, with the ZIP’s median sale price reported near $201,600, slightly above the citywide Burton median. You’ll find established three-bedroom homes from the $120Ks-$200Ks and new construction in communities like The Orchards in the $315K-$335K range.
Is Burton, MI an affordable place to buy a first home?
Yes. With a typical home near $150,000 and a local median household income around $60,000, a Burton household earning roughly $50,000-$55,000 can usually qualify for the median home (about $1,150-$1,250/month in principal, interest, taxes and insurance with ~10% down). That affordability makes 48529 attractive for first-time buyers and FHA borrowers.
How fast are homes selling in Burton 48529?
Homes in 48529 are averaging about 31 days on market in 2026, up from roughly 21 days a year earlier, so the market has cooled slightly and given buyers a bit more breathing room, though well-priced homes still move quickly.
How are property taxes in Burton 48509?
Burton’s median effective property tax rate is around 1.19%. Within the city, 48509 tends to carry one of the higher tax bills (a median near $1,700) because total millage depends on which of Burton’s seven school districts you live in. Always confirm the exact millage for a specific parcel before you buy.
Which school districts serve ZIP 48509?
ZIP 48509 is primarily served by Bentley Community Schools, Barhitte Elementary and Bentley Junior/Senior High are all located in the ZIP on N Belsay Rd. Parts of northeast Burton also fall into Kearsley Community Schools, with Atherton and Davison districts serving nearby areas. Check the address against the district map before enrolling.
Can I commute from Burton to Detroit or Flint?
Burton works best as a Flint suburb, downtown Flint and Bishop International Airport are only about 10 minutes away. Downtown Detroit is a longer haul at roughly 67-72 miles and about 75-85 minutes via I-75, so most Burton residents work in the Flint/Genesee County area rather than commuting daily to Detroit.
Our Service Areas
Michigan Counties We Serve: Genesee, Lapeer, Lenawee, Livingston, Macomb, Monroe, Oakland, Saint Clair, Washtenaw, Wayne
If you’re in or around any of the locations listed above, Align Lending  has you covered! Contact us to make a service appointment now!
