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Genesee County, Michigan

Mortgage Broker in Burton, MI

Local mortgage guidance for Burton buyers and homeowners, with options shopped across multiple wholesale lenders and one Michigan broker who stays with your file.

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  • Licensed loan originator, NMLS 1647301
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Buying a home in Burton

Burton is a working-class Genesee County city of roughly 29,300 people (World Population Review) on Flint's east and southeast edge. Settled in 1835 and incorporated in 1972, it grew up alongside Flint's auto economy and still leans on General Motors and its supplier network, with McLaren Flint, Hurley Medical Center and the retail strips along Court Street and Center Road filling out the job picture. Bishop International Airport sits just west, and the I-69, I-475 and US-23 crossroads keep commutes short. Median household income runs about $60,052.

The housing is mostly single-family, with plenty of two-to-four-bedroom ranches and traditionals, and the 383-acre For-Mar Nature Preserve & Arboretum gives the city seven miles of trails along Kearsley Creek. Prices stay attainable everywhere. Burton's citywide median sale price was about $162,450 in March 2026 (Redfin), with typical homes near $150,000 in the south and southwest 48529 and roughly $150,000 to $165,000 on the east side in 48509, while the Atherton Road side in 48519 runs higher, around $190,000 to $201,600. Most listings sell in about 31 to 44 days, so well-priced homes do not linger.

By the numbers

Burton housing and mortgage snapshot

Values move. Treat these as orientation and let us pull current figures for the address you are considering.

$165,000

Typical home value, from the market research on this page

+57%

Typical rise in taxable value the year after a home sells, 2026 Uncapping Study

1.19%

Property tax current owners pay, as a share of value. A buyer's bill can reset higher the year after a sale

3

Residential ZIP codes: 48509, 48519, 48529

What financing looks like in Burton

At a roughly $155,000 median, a household earning roughly $45,000 to $52,000 a year can typically carry the payment, taxes and insurance included; your own number turns on your down payment, rate and debts, which Samantha can walk through with you. With 48509's about $64,000 median income, the median home is comfortably within reach for local buyers. Property taxes deserve attention: Burton's effective rate runs about 1.19%, but 48509 carries one of the city's higher bills (median near $1,700) because total millage depends on which of Burton's seven school districts a parcel falls in. First-time buyers should explore MSHDA down-payment assistance. At this price point everything is conforming, jumbo financing is essentially irrelevant here, so FHA, VA and Conventional loans do the heavy lifting.

Talk with SamanthaCompare loan options

Nearly every Burton purchase fits well under the 2026 conforming limit of $832,750, so loan size is rarely the constraint.

Sub-markets

Burton housing market by ZIP code

Burton spans 3 residential ZIP codes, and they are different sub-markets.

ZIP 48509, near $165,000

Homes in 48509 stay attainable. Redfin put Burton's median sale price near $165,000 in early 2026, up about 4.2% year over year, while Zillow pegs the average home value closer to $135,600 and city-data lists a ZIP median house value around $149,000, call it a $150,000 to $165,000 working range. Demand is driven by affordability (well under Michigan's about $254,000 median), single-family stock, and airport/corridor jobs. Listings move quickly: roughly 37 to 44 days on market, down sharply from about 75 days a year earlier and faster than the national about 58-day pace. Well-priced homes do not linger. Named areas: Belsay, Lapeer Heights, Burton Estates.

ZIP 48519, near $190,000

The typical 48519 home sits around $190,000 to $200,000, with the ZIP's median sale price reported near $201,600, slightly above the citywide Burton median, which ran closer to $165,000 in early 2026. Prices climbed roughly 4.2% year-over-year, modest single-digit growth backed by steady demand from local buyers and GM-area workers. Homes are moving faster too: about 44 days on market, down sharply from roughly 75 days a year earlier, so well-priced listings don't linger. Affordability relative to income, proximity to Flint jobs, and easy I-69/I-475 access drive the demand here. Named areas: Atherton (south Burton, 48519 core), The Orchards (Allen Edwin new construction), Bramblewood / E. Atherton Rd corridor.

ZIP 48529, near $150,000

Homes in ZIP 48529 typically sell around $150,000, a notch below Burton's citywide median sale price of about $162,450 in March 2026 (Redfin). Year-over-year appreciation has run solid single-to-low-double digits, with Redfin showing the city up 15.3% in March and 4.2% in February 2026. The 48529 side has cooled and normalized: homes now average roughly 31 days on market, up from about 21 a year earlier, giving buyers a bit more breathing room. Demand here is driven by affordability, south-side Burton holds many move-in-ready 2-to-4-bedroom ranches and traditionals in the $110,000 to $170,000 band, drawing first-time buyers and Flint-area workers who want a short commute. Named areas: Burton Southwest, Burton West, Webber Place.

Where to look

Burton neighborhoods

Belsay

Established neighborhood near I-69 on the east/northeast side, squarely within 48509. Prices run about $120,000 to $220,000.

Lapeer Heights

One of Burton's two historic named neighborhoods, on the northeast side. Prices run about $110,000 to $220,000.

Burton Estates

(about $180,000 to $190,000, about $131/sq ft): newer subdivision among the higher-priced developments in the city.

Whisper Ridge

Well-maintained newer construction with cul-de-sac lots. Prices run about $200,000 to $280,000.

Walnut Brook Estates

Cited locally as a popular Burton subdivision. Prices run about $180,000 to $260,000.

Atherton (south Burton, 48519 core)

The heart of the ZIP along Atherton Rd, served by Atherton Community Schools; mostly mid-century single-family homes. Prices run about $120,000 to $250,000.

The Orchards (Allen Edwin new construction)

The premium new-build community in 48519, modern 4-bed open-concept homes inside the Atherton district. Prices run about $315,000 to $335,000.

Bramblewood / E. Atherton Rd corridor

Modest single-family streets typical of the 48519 housing stock. Prices run about $130,000 to $210,000.

Burton Southwest

Mostly 2 to 4 bedroom single-family homes and small apartments, an affordable part of the city. Prices run about $110,000 to $160,000.

Burton West

Small-to-medium single-family homes plus apartment complexes, hugging the Flint border. Prices run about $120,000 to $170,000.

Webber Place

Suburban-layout subdivision with quarter-acre lots, closer to Flint. Prices run about $130,000 to $190,000.

City Gardens / Spring Gardens

Established pockets mixing ranch-style and newer traditional homes. Prices run about $110,000 to $165,000.

Schools and commute

Schools

ZIP 48509 is served primarily by Bentley Community Schools, Barhitte Elementary and Bentley Junior/Senior High sit on N Belsay Rd inside the ZIP, with Kearsley, Atherton and Davison districts serving nearby pockets. School-wise, Atherton Community Schools is primary for much of the ZIP, with Kearsley, Bendle, Bentley, Grand Blanc, and Davison serving parts depending on address. ZIP 48529 covers affordable Burton pockets, each with its own feel: Most of 48529 is served by Bendle Public Schools (headquartered on Columbine Ave) and Atherton Community Schools, both small districts lying entirely within Burton.

Commute

Most residents work within Genesee County (a roughly 30-minute average commute); downtown Detroit is about 67 miles, roughly 75 to 85 minutes south via I-75.

Michigan property taxes

Burton property taxes after you buy

The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.

In the City of Burton, our 2026 Uncapping Study found taxable value typically rises about 57% the year after a sale. On a $175,000 home, near the typical Burton value, the first-year tax goes up roughly $1,330 to $1,700, depending on the school district. The largest share of homes here is in Bentley schools (about $1,410); Atherton schools homes run about $1,330 and Bendle schools homes about $1,700. Your address decides which applies. We build your payment on that post-sale number.

Looking at a Burton address? Our Michigan property tax calculator finds that property's published 2025 millage and works out the tax to plan for after you buy.

How Michigan taxable value works

In Samantha's words

I'd much rather somebody ask me, "Why are your taxes higher than what I'm seeing online?" than have them build a housing budget around the wrong assumption.

Local resources

Check Burton records yourself

The official offices behind the tax and school details on this page.

What our clients say

5.0 on Google across 128 reviews

★★★★★
Want to shout out Samantha for the expert guidance, made my first-time homebuyer experience seamless! It exceeded expectations and was a stress free process throughout. Grateful for all your help and loving my new home in Bloomfield Hills!
MichaelJuly 2026
★★★★★
Samantha Shelton is amazing!! She helped me get into my first home in Ferndale. The closing process was easy I was able to take care of everything without taking a day off of work. Being a first time homebuyer was stressful but she provided clear communication and true experience guidance throughout the entire process
Jeffery HolleyFebruary 2026
★★★★★
Can’t say enough great things about Samantha and her team at Align Lending! Highly recommend
Justin BartonJune 2024
★★★★★
As a first-time homebuyer in Ferndale, I was unsure of some things. Samantha was awesome. She was extremely helpful and made sure I understood every part of the process.
Peter RosaAugust 2026
Read all reviews on Google

Individual experiences. Results vary.

Burton mortgage questions

If yours is not here, ask it on the call. There are no dumb questions.

How much does a home cost in Burton, MI 48509?

The typical home in 48509 runs about $150,000 to $165,000. Zillow pegs Burton’s average home value near $135,600, while Redfin reported a median sale price of about $165,000 in early 2026, up roughly 4.2% year over year. It remains an affordable Genesee County market, well below Michigan’s about $254,000 median home value.

The typical home in the 48519 ZIP runs roughly $190,000 to $200,000 as of 2026, with the ZIP’s median sale price reported near $201,600, slightly above the citywide Burton median. You’ll find established three-bedroom homes from the $120Ks-$200Ks and new construction in communities like The Orchards in the $315,000 to $335,000 range.

Yes. With a typical home near $150,000 and a local median household income around $60,000, a Burton household earning roughly $50,000 to $55,000 can usually carry the median home, including principal, interest, taxes and insurance. That affordability makes 48529 attractive for first-time buyers and FHA borrowers.

Homes in 48529 are averaging about 31 days on market in 2026, up from roughly 21 days a year earlier, so the market has cooled slightly and given buyers a bit more breathing room, though well-priced homes still move quickly.

Burton’s median effective property tax rate is around 1.19%. Within the city, 48509 tends to carry one of the higher tax bills (a median near $1,700) because total millage depends on which of Burton’s seven school districts you live in. Always confirm the exact millage for a specific parcel before you buy.

ZIP 48509 is primarily served by Bentley Community Schools, Barhitte Elementary and Bentley Junior/Senior High are all located in the ZIP on N Belsay Rd. Parts of northeast Burton also fall into Kearsley Community Schools, with Atherton and Davison districts serving nearby areas. Check the address against the district map before enrolling.

Burton works best as a Flint suburb, downtown Flint and Bishop International Airport are only about 10 minutes away. Downtown Detroit is a longer haul at roughly 67 to 72 miles and about 75 to 85 minutes via I-75, so most Burton residents work in the Flint/Genesee County area rather than commuting daily to Detroit.

Communities near Burton

Genesee County overview

Guides for Burton buyers

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Loan options

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Talk with a local mortgage expert

Tell Samantha what you are trying to do in Burton and she will tell you what actually matters for your situation, including whether the timing is right.

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    You leave with a plan

    Your options, the tradeoffs, and your next step. No obligation to go further.

Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.

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