Schools
Dexter's subdivisions cluster around the historic core and the Border-to-Border Trail: All feed Dexter Community Schools, a 7-school, ~3,366-student district ranked #3 in Washtenaw County by Niche, with AP, IB, Early Middle College and CTE.
Washtenaw County, Michigan
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Buying a home in Dexter
Tucked along the Huron River five miles northwest of Ann Arbor, Dexter is an affluent, low-vacancy bedroom community where the Dexter Cider Mill (Michigan's oldest, running since 1886) and Samuel Dexter's 1840s Gordon Hall anchor a walkable historic downtown. Roughly 4,500 people live inside the city limits, with the broader 48130 ZIP and Dexter Township pushing the count toward 14,000-15,000 (World Population Review). Median household income sits near $106,637, and unemployment hovers around 2.5%. Demand here is fueled less by local industry than by proximity: the University of Michigan and Michigan Medicine are a 15-minute drive, while the Dexter Business & Research Park hosts roughly 30 manufacturing and R&D facilities. A top-ranked school district keeps families competing for limited inventory.
By the numbers
Dexter housing and mortgage snapshot
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
$475,000
Typical home value, from the market research on this page
+35%
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
1.31%
Effective property tax rate, as a share of value
1
Residential ZIP codes
What financing looks like in Dexter
With a $475K median, a household generally needs about $135,000-$150,000 a year to buy comfortably, assuming ~20% down (~$95K), prevailing rates, plus local taxes and insurance. Dexter's effective property tax rate runs near 1.31% of market value, just under the Washtenaw County median of ~1.44% (Ownwell). Remember Michigan's taxable-value uncapping: your first-year bill resets to roughly the purchase price, so don't budget off the prior owner's taxes. First-time buyers should explore MSHDA down payment assistance. Most Dexter homes sit below the conforming loan ceiling, but higher-end Westridge purchases can brush jumbo territory once you finance above the limit.
Most Dexter purchases fit under the 2026 conforming limit of $832,750; only the largest homes need a jumbo loan.
The market
The Dexter housing market
Dexter's median sale price is approximately $475,000 as of spring 2026 (Redfin), though methodology splits the picture: Prop-Metrics pegs the 48130 ZIP nearer $494,000 and RealtyTrac lists around $535,000. Year-over-year movement is essentially flat (Redfin -0.46%; some sources show low-single-digit gains). Homes spend roughly 38-50 days on market, but the sharpest listings go pending in about six days. The combination of a small footprint, a sought-after school district, and the short hop to Ann Arbor's healthcare and research jobs keeps well-priced homes moving fast despite higher rates.
Where to look
Dexter neighborhoods
Huron Farms
(~$394,000-$540,000), established Norfolk-built homes ~1,500-2,100+ sq ft, a community park, a token ~$21/mo HOA, and a walk to schools and downtown.
Westridge of Dexter
(~$450,000-$650,000+), modern homes around two spring-fed ponds, sidewalks, ~5 minutes to I-94, ~15 to Ann Arbor.
Grandview Commons
(~$350,000-$550,000), Dexter's newest community, 76 low-maintenance condo townhomes and brownstones at Grand & Baker, steps from the trail.
Dexter Crossing
(~$350,000-$500,000) and Arlington Woods (~$400,000-$600,000), established single-family streets inside city limits.
The Cedars of Dexter
60 Craftsman cottages for independent living, age 60+.
Schools and commute
Commute
Downtown Detroit is about 50-53 miles (55 min off-peak) east on I-94; Ann Arbor is just 15 minutes.
Michigan property taxes
Dexter property taxes after you buy
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In the City of Dexter, our 2026 Uncapping Study found taxable value typically rises about 35% the year after a sale: roughly $1,890 more in first-year tax on a $300,000 home at the local homestead millage. We build your payment on that post-sale number.
In Samantha's words
County alone does not tell you much. We would never say you are in a particular county so here are your taxes. It does not work like that. We need the actual property.
Local resources
Check Dexter records yourself
The official offices behind the tax and school details on this page.
- City of Dexter Assessing, for parcel records and current taxable value
- Dexter Community Schools, for district boundaries and enrollment
- Washtenaw County Equalization, for county property tax records
What our clients say
★★★★★
Samantha Shelton was absolutely amazing! She far exceeded any expectations we had. Samantha was our biggest cheerleader throughout the entire home buying process! It literally felt like my best friend was helping us navigate and cheering us on from start to finish. I would recommend her and the team to anyone; you will be in THE best hands. She is so knowledgeable and kind. This was the best, easiest and least stressful mortgage process ever.
★★★★★
can’t say enough good things about my experience with Samantha Shelton . She took the time to explain every step of the process, answered all my questions promptly, and made sure everything stayed on track. Her professionalism, honesty, and dedication truly stood out. I would recommend her 100% to anyone buying or refinancing a home. My refinance loan was submitted, approved and clear to close the same day, that’s unheard of in the industry. What a rock star !
★★★★★
As a first-time homebuyer in Troy, I was nervous about getting my FHA loan. I went to Samantha Shelton at Align Lending and the experience was nothing short of amazing! Her expertise and fast service made everything so easy. I will definitely be going back to her, and I recommend her if you are looking for a fast and easy mortgage experience!
★★★★★
Samantha Shelton is amazing!! She helped me get into my first home in Ferndale. The closing process was easy I was able to take care of everything without taking a day off of work. Being a first time homebuyer was stressful but she provided clear communication and true experience guidance throughout the entire process
★★★★★
If I could recommend Sam a million times I would. She made the process of buying our first home effortless. I’m grateful to have had her as our broker and even recommended a wonderful realtor as well!
★★★★★
Samantha is a rockstar! She provided expert help and guided me through the loan process in terms that were easy to understand and made the whole experience painless!
Individual experiences. Results vary.
Dexter mortgage questions
If yours is not here, ask it on the call. There are no dumb questions.
What is the median home price in Dexter, MI 48130?
As of spring 2026 the median sale price in Dexter is roughly $475,000 (Redfin), with other sources placing typical values between about $475,000 and $535,000. Prices have been essentially flat year over year (Redfin reported -0.46%, while some sources show low-single-digit gains).
What are the property taxes like in Dexter?
Dexter’s effective property tax rate runs about 1.31% of market value, slightly below the Washtenaw County median near 1.44%. Michigan caps annual taxable-value growth for owner-occupied homes, but a new buyer’s taxable value resets (uncaps) to roughly the purchase price in the first year, so budget for a higher bill than the previous owner paid.
Which schools serve Dexter 48130?
The area is served by Dexter Community Schools, a 7-school district of about 3,366 students ranked #3 in Washtenaw County by Niche. It offers Advanced Placement, an International Baccalaureate programme, Early Middle College and Career & Technical Education. Strong schools are a major driver of home demand and pricing here.
What neighborhoods or subdivisions can I buy in within Dexter?
Popular options include Huron Farms (~$394K-$540K), Westridge of Dexter (~$450K-$650K+), the newer low-maintenance Grandview Commons condos/townhomes (~$350K-$550K), Dexter Crossing and Arlington Woods, plus The Cedars of Dexter for 60+ buyers. Most are walkable or close to historic downtown and the Huron River trail system.
How long does it take to commute from Dexter to Ann Arbor or Detroit?
Ann Arbor and the University of Michigan are only about 15 minutes away, which is why many Dexter residents work there. Downtown Detroit is roughly 50-53 miles via I-94 East, about a 55-minute drive off-peak and notably longer during rush hour.
Talk with a local mortgage expert
Tell Samantha what you are trying to do in Dexter and she will tell you what actually matters for your situation, including whether the timing is right.
- 1
Tell us what you are trying to do
Not what product you want. What you are actually trying to accomplish.
- 2
We look at your situation
A licensed Align loan officer works out what matters most for you specifically.
- 3
You leave with a plan
Your options, the tradeoffs, and your next step. No obligation to go further.
Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
