Schools
Most addresses fall in the Taylor School District (~11 schools, ~5,300 students), though edge lots can fall in neighboring districts, verify by address.
Wayne County, Michigan
Mortgage Broker in Taylor, MI
Local mortgage guidance for Taylor buyers and homeowners, with options shopped across multiple wholesale lenders and one Michigan broker who stays with your file.
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Buying a home in Taylor
Taylor anchors the heart of Downriver, a Wayne County suburb of roughly 62,081 residents sitting about 16 miles southwest of downtown Detroit. The local economy leans on healthcare, Beaumont (Oakwood) Hospital and Henry Ford Medical Center, alongside automotive suppliers like Watson Engineering and Worthington, logistics players such as Atlas Oil and Load One, and the headquarters of Wallside Windows. Retail is a major draw too: the Southland Center mall, open since 1970, and the fast-growing Eureka Way corridor along Eureka Road pull shoppers from across the region. Freeway access via I-94, I-75, and Telegraph Road (US-24), plus minutes-away Detroit Metro Airport in neighboring Romulus, keep Taylor a practical, well-connected place to buy. A median household income of about $61,081 tracks closely with local home prices.
By the numbers
Taylor housing and mortgage snapshot
Values move. Treat these as orientation and let us pull current figures for the address you are considering.
$176,000
Typical home value, from the market research on this page
+70%
Typical rise in taxable value the year after a home sells, 2026 Uncapping Study
1.22%
Effective property tax rate, as a share of value
1
Residential ZIP codes
What financing looks like in Taylor
To comfortably buy the ~$185,000 median home, a household generally needs around $55,000-$65,000 in annual income depending on down payment, rate, and existing debts, close to or slightly below Taylor's median, which keeps the city attainable for first-time and move-up buyers. Property taxes here run an effective ~1.22%, a median bill near $2,008, and Michigan's Proposal A means a new buyer's taxable value often resets higher than the prior owner's, budget for that uncap. At this price point nearly every purchase falls well under conforming loan limits, so jumbo financing is rarely a factor; instead, FHA, VA, and MSHDA down-payment-assistance programs are the workhorses for local buyers. Ask us about MSHDA eligibility early.
Nearly every Taylor purchase fits well under the 2026 conforming limit of $832,750, so loan size is rarely the constraint.
The market
The Taylor housing market
Homes in 48180 sold for a median of about $185,000 over the three months ending May 2026, up roughly 5.6% year-over-year per Redfin; Zillow's typical-value index runs a touch lower near $175,800. Homes averaged about 29 days on market this spring, up from roughly 21 days a year earlier, and the ZIP scores around 54/100 on Redfin's competitiveness scale, moderately competitive. Demand is driven by Taylor's relative affordability versus pricier Metro Detroit suburbs, steady hospital and manufacturing employment, abundant retail and freeway access, and a deep stock of postwar starters and newer subdivisions that gives buyers options across price points.
Schools and commute
Commute
Downtown Detroit is a 20-30 minute drive via I-94 or I-75.
Michigan property taxes
Taylor property taxes after you buy
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.
In the City of Taylor, our 2026 Uncapping Study found taxable value typically rises about 70% the year after a sale: roughly $3,090 more in first-year tax on a $300,000 home at the local homestead millage. We build your payment on that post-sale number.
In Samantha's words
County alone does not tell you much. We would never say you are in a particular county so here are your taxes. It does not work like that. We need the actual property.
Local resources
Check Taylor records yourself
The official offices behind the tax and school details on this page.
- City of Taylor Assessor's Office, for parcel records and current taxable value
- Taylor School District, for district boundaries and enrollment
- Wayne County Treasurer, for county property tax records
What our clients say
★★★★★
Samantha was absolutely wonderful to work with when we purchased our new home last month. She made herself available day and night for us and was always able to quickly respond to our questions. She made the entire process so comfortable and easy. 10/10 would highly recommend!!
★★★★★
Samantha and align lending are always a pleasure to work with. I recommend my clients here and they always are quick to help, knowledgeable and make the process as smooth as possible. We will definitely keep using them for our mortgage needs in the future.
★★★★★
The pre-approval process for my home search in Bloomfield Hills was fast and organized. Samantha answered all my questions and helped me feel confident moving forward.
★★★★★
Align Lending helped make purchasing my home in Madison Heights a smooth experience. I appreciated the regular updates and clear explanations along the way.
★★★★★
I highly recommend Align Lending to anyone looking for a mortgage broker in Southeast Michigan. The team was knowledgeable, responsive, and easy to work with.
★★★★★
As a first-time homebuyer in Ferndale, I was unsure of some things. Samantha was awesome. She was extremely helpful and made sure I understood every part of the process.
Individual experiences. Results vary.
Taylor mortgage questions
If yours is not here, ask it on the call. There are no dumb questions.
What is the median home price in Taylor, MI 48180 in 2026?
Homes in the 48180 ZIP code sold for a median of about $185,000 over the three months ending May 2026, up roughly 5.6% year-over-year. Zillow’s typical-home-value index for Taylor sits a bit lower around $175,800. Single-family homes generally run from about $100,000 for older starters up to $400,000+ for newer homes near the Lakes of Taylor golf course.
How long do homes in Taylor take to sell?
As of spring 2026, homes in 48180 averaged about 29 days on the market, up from roughly 21 days a year earlier. The market scores around 54/100 on Redfin’s competitiveness scale, meaning it’s moderately competitive, so well-priced, move-in-ready homes still sell quickly while others sit a bit longer.
What are property taxes like in Taylor, MI?
Taylor’s effective property tax rate is about 1.22% of value, with a median annual bill near $2,008 in 48180. Michigan splits rates between owner-occupied (homestead) and rental/second homes (non-homestead), and Proposal A caps how fast your taxable value can rise each year you own the home, so a new buyer’s bill is often reset higher than the prior owner’s.
Which school district serves Taylor 48180?
Most of Taylor is served by the Taylor School District, which runs about 11 schools for roughly 5,300 students across a 25-square-mile area that also reaches into parts of Brownstown, Dearborn Heights, Inkster, and Westland. A few homes near the city’s edges can fall into neighboring districts, so always confirm the assigned schools by exact address.
What's the commute from Taylor to downtown Detroit?
Taylor is a Downriver suburb about 15-18 miles southwest of downtown Detroit, a roughly 20-30 minute drive via I-94 or I-75 outside of rush hour. It’s also minutes from Detroit Metro Airport in neighboring Romulus, which makes it popular with commuters and frequent travelers alike.
Talk with a local mortgage expert
Tell Samantha what you are trying to do in Taylor and she will tell you what actually matters for your situation, including whether the timing is right.
- 1
Tell us what you are trying to do
Not what product you want. What you are actually trying to accomplish.
- 2
We look at your situation
A licensed Align loan officer works out what matters most for you specifically.
- 3
You leave with a plan
Your options, the tradeoffs, and your next step. No obligation to go further.
Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.
