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Washtenaw County, Michigan

Mortgage Broker in York Township, MI

A York Township home can have a Saline, Milan or Ypsilanti mailing address, belong to Saline, Milan or Lincoln schools, and nearly always draws on its own well and septic field, yet every one of them pays York Township's tax bill. Samantha takes the details of that parcel to multiple wholesale lenders and sets their offers out together so you can compare them.

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What should you know before buying a home in York Township?

York Township, a charter township in Washtenaw County, is home to about 9,149 residents in the Census Bureau's 2020 to 2024 American Community Survey (9,108 in the 2020 census) across about 35 square miles of land. Its ZIP codes also reach into Milan, Pittsfield Township, Saline and Ypsilanti, so the parcel record, not the mailing address, shows which unit's tax rates apply. Downtown Ann Arbor is about 11 miles north in a straight line, and downtown Detroit is about 37 miles east in a straight line.

By the numbers

What do the numbers say about York Township housing?

Values move. Treat these as orientation and let us pull current figures for the address you are considering.

$436,000

Typical home value, from the market research on this page

+35%

Typical rise in taxable value the year after a home sells, 2026 Uncapping Study

2

Residential ZIP codes: 48160, 48176

What does financing look like in York Township?

Sales are reported by ZIP code, and both of the township's main ZIP codes are mostly the two cities next door. Redfin's figures for July through September 2026 show a median sale near $509,750 in Saline 48176, across 94 sales at about 45 days on market, and near $339,900 in Milan 48160, across 54 sales at about 47 days. The Census median of what owners say their York Township home is worth is about $436,500, with a margin of about $35,800. About 34% of owner homes fall between $500,000 and $750,000, about 19% between $400,000 and $500,000 and about 23% between $300,000 and $400,000, with roughly 20% under $300,000 and about 4% at $750,000 or more. Washtenaw County's FHA ceiling, $541,287, sits above that median, so FHA, conventional and VA all reach most homes here. Jumbo financing applies only when the amount borrowed goes past $832,750, which is the conforming limit for 2026, and on the larger homes north of Willis Road comes down to the size of the down payment.

Plan on a private well and a septic field. The township's own new resident page says the entire township is on private wells and septic, and that the hamlet of Mooreville has public sewer, which the master plan says carries its wastewater to the City of Milan. Public water and sewer also reach a service district by the US-23 and Willis Road interchange and, on contract, the Toyota and State of Michigan campuses, whose water comes from the Ypsilanti Community Utilities Authority. Before any well and septic house can change hands, the Time of Sale program run by Washtenaw County requires an evaluation of both systems by an inspector the county has certified, so ask for that report as soon as you are under contract. Under the 2023 zoning ordinance a lot on septic needs at least one acre and 150 feet of road frontage, unless the county health division asks for more.

A few costs sit outside the purchase price. Some subdivisions pay for road work by special assessment: in 2025 the township noticed a hearing on Timber Ridge Subdivision Special Assessment District No. 1002, $748,000 of road improvements spread over 67 parcels at about $11,165 each plus interest. The township's online BS&A special assessment search shows what a parcel carries. A buyer of farmland should ask whether it is enrolled in a PA 116 farmland agreement: the master plan counted about 2,876 acres under those agreements in 2017, and the state requires the agreement to pass to the new owner when all of the enrolled land is sold. Someone putting up a new house on open land would normally use a construction-to-permanent loan. MSHDA's MI 10K adds $10,000 toward the down payment for a first-time buyer who fits its income limits and takes an MI Home Loan, and that money comes due on a sale, a refinance, a payoff, or once the buyer moves out. The MI Home Loan price cap of $566,355 sits above both the township's Census median and Redfin's Saline 48176 median.

In 2025 a York Township homestead in Saline Area Schools paid 34.02 mills, while a homestead in the same district inside the City of Saline paid 49.55, so two houses with the same Saline address and the same schools can sit about $1,553 a year apart on every $100,000 of taxable value.

The market

What is the York Township housing market like?

The Census Bureau's American Community Survey puts the median owner-occupied home value in York Township near $436,500, across about 2,535 owner-occupied homes, with a median year built of 1984. The typical home value in York Township is near $436,000. Homeowners pay a median of about $5,411 a year in property taxes, an effective rate of about 1.24% of the median value.

Where the mail goes

York Township ZIP codes side by side

Three ZIP codes deliver the township's mail, and each one is mostly a city next door. Land shares use Census ZIP code areas, and home counts use the 2020 Census blocks. Redfin's medians cover each ZIP code in full, not the township alone.

48176: Saline, the north and west

About 29% of the township's land and about 53% of its homes, from the City of Saline line east toward Platt Road and down to the Saline Valley Farms streets. All but 2 of its 1,388 township homes are in Saline Area Schools. Across the whole ZIP, Redfin's July to September median came to about $509,750.

48160: Milan, the south and east

About 69% of the land and about 45% of the homes, from Timber Ridge and Mooreville to the streets east of Carpenter Road. Of its 1,164 township homes, about 891 are in Milan Area Schools, 262 in Saline Area Schools and 11 in Lincoln Consolidated. Across the whole ZIP, Redfin's median came to about $339,900.

48197: Ypsilanti, the northeast corner

About 1% of the land and 62 homes near Bemis and Carpenter roads, 53 in Milan Area Schools and 9 in Lincoln Consolidated. This ZIP code is mostly Ypsilanti Township and Pittsfield Township, so its sales figures say little about this corner.

Where to look

Which neighborhoods make up York Township?

Bishop Road, David Kemp and York Crest

The northwest corner between Bemis and Willis roads, west of Moon Road and closest to the City of Saline, with Bishop Road, West David Kemp, York Crest Drive, York Terrace and Burwyck Park Drive. In the 2020 count about 236 homes here had Saline 48176 mail and Saline Area Schools. For the whole block group west of Moon Road the Census puts the owner median near $550,300, give or take about $54,800, the highest of the township's four, with a typical build year of 1992 and every occupied home lived in by its owner.

Cambridge Drive, Apple Crest and Sunset Lake

The subdivisions between Willis and Judd roads west of Moon Road, along Cambridge Drive, Apple Crest Drive, Whispering Pines Drive, Sunset Lake Drive, Sherwood Drive, Woodbend Drive and Yorkshire Drive. About 262 homes, all with Saline mail and Saline schools. County drains such as the Koch Warner Drain and Pittsfield Number 5 Drain run through this corner, so the parcel's special assessment record is worth a look.

Sydney, Canberra and Adelaide off Platt Road

North of Willis Road between Moon and Platt, where the street names borrow from Australia: Sydney Drive, Canberra Court, Melbourne Drive, Adelaide Drive, Hobart Court and Darwin Court, with Shelby Court, Brittany Lane, Rutland Drive and Sleepy Hollow Drive close by. Mary McCann Park, the township's nature park with wooded trails and a teaching station, sits on Warner Road between Bemis and Willis. About 335 homes, all but 2 in Saline Area Schools. This block group runs south to Judd Road, and its Census owner median is near $514,000 with a margin of about $51,700, and its typical home dates from 1990.

White Tail Drive and Warner Road

The loop of White Tail Drive and Covington Drive between Moon and Warner roads, south of Willis. About 145 homes in the 2020 count, every one with Saline 48176 mail and Saline Area Schools.

Sandpiper Lane, Ebarron Court and Pheasant Ridge

Between Warner and Platt roads south of Willis, around Sandpiper Lane, Ebarron Court, North and South Pheasant Ridge Lane, Meadowlark Court, Gooding Drive and Emerson Drive, with Sugar Creek winding through. About 192 homes here have Saline mail, and about 33 more along North Platt Road have Milan 48160 mail while still paying Saline Area Schools, so the mailing town and the school code part ways here.

Saline Valley Farms and Ella Lee Lake

The west side south of Judd Road, around Valley Farms Boulevard, Dunemere Road, River Edge Road, Gray Knoll Trail, Meadow Hill and Ella Lee Lake, off Saline Milan Road and Milkey Road. The name goes back to Saline Valley Farms, the cooperative farm Harold Gray started in 1932 that ran until 1953, which the township lists in its history reading. About 218 homes, all Saline 48176 mail and Saline Area Schools. Taking in the whole southwest of the township, this block group has a Census owner median near $391,200 with a wide margin of about $68,100, and its typical home dates from 1974.

Timber Ridge, Ridgeline and Jewell Road

The middle of the township south of Judd Road, with Timber Ridge Drive and Court, Ridgeline Drive and Court, Meadow Ridge Drive, Green Valley Drive, Blackberry Lane, Jewell Road and Samer Road. About 229 homes here carry Milan 48160 mail and yet sit in Saline Area Schools. Timber Ridge is the subdivision whose roads the township put into a special assessment district in 2025.

Mooreville, Stony Creek Road and the township hall

The south and southwest, where the township hall stands at 11560 Stony Creek Rd and the hamlet of Mooreville grew up on Mooreville Road. Mooreville had a post office from 1833 and was the township's early trading center until the railroad passed through Milan in 1878, and today it is the one community the township lists as on public sewer. The Draper-Houston Meadows Preserve at 578 Mooreville Rd and the Mooreville Riverbend Preserve sit on the Saline River here, with Carleton, Willow, Day, Petersburg, Sanford and Hack roads farther out. About 350 homes have Milan mail and Milan Area Schools, plus 3 on Stony Creek Road in Lincoln Consolidated.

Judd Road, Steven Court and Providence Lane

East of Platt Road toward Carpenter, with Judd Road, Steven Court, Providence Lane and the east end of Stony Creek Road, beside Sandra Richardson Park, the township's soccer fields, picnic shelter and walking trails on Platt between Willis and Judd. About 177 homes, all with Milan 48160 mail and Milan Area Schools. The block group east of Platt has a Census owner median near $336,000, give or take about $27,600, a typical build year of 1975, and about 40 homes that are something other than a detached house.

Kingston Drive, Melinda Court and Mirage Lake

East of Carpenter Road between Judd and Bemis, with Kingston Drive, Melinda Court, Briarhill Drive, Dorado Court, Cordova Drive, Wright Road, Crane Road and the streets around Mirage Lake. About 315 homes here are in Milan Area Schools with Milan mail, and about 8 on Mirage Lake Drive fall in Lincoln Consolidated, so the east line is where a third district can appear on the tax record.

Bemis and Carpenter roads near US-23

The northeast corner near Bemis Road and Carpenter Road, a short drive from the Willis Road exit of US-23, with Acorne Court, Tess Lane, Schmitt Court and Bolla Road. Of about 107 homes, 62 use Ypsilanti 48197 mail, 53 of them in Milan Area Schools and 9 in Lincoln Consolidated, and the rest use Milan 48160. The Toyota Technical Center at 8777 Platt Rd is next door: its address reads Saline 48176, while Census school district lines put it in Milan Area Schools.

Schools and commute

Schools

Three school districts tax York Township parcels, and the mailing town is not a reliable guide to which one. Saline Area Schools covers about 40% of the township's land inside Census district lines but about 63% of its homes in the 2020 block count, nearly every Saline 48176 home plus about 262 homes with Milan 48160 mail. Milan Area Schools covers about 59% of the land and about 36% of the homes, most of the south and the east side past Platt Road. Lincoln Consolidated Schools reaches about 20 homes along the east line, on Mirage Lake Drive, Bolla Road and Stony Creek Road. Michigan Treasury's 2025 homestead totals for the township are 34.02 mills with Saline, 35.80 with Milan and 33.99 with Lincoln, which puts a Milan district parcel about $178 a year above a Saline district parcel for every $100,000 of taxable value. The school code printed on the township tax record decides which total applies.

Commute

US-23 is the township's freeway, with two exits that serve it directly, Willis Road and Carpenter Road, and the master plan names Moon, Platt and Carpenter roads as the north and south routes toward Ann Arbor. Starting from the township hall, OSRM routing without traffic puts downtown Milan is about 4 miles and 7 minutes away, the US-23 Willis Road exit about 6 minutes, the Toyota Technical Center about 9, downtown Saline about 11, I-94 at State Street about 18, downtown Ypsilanti about 18, downtown Ann Arbor 15 miles and about 23 minutes off, Michigan Medicine's main hospital about 24, Detroit Metro Airport about 35, downtown Toledo about 52 and downtown Detroit about 57. The master plan calls the Toyota Technical Center the largest employer in the township, and the township's welcome page also names the State of Michigan Center for Forensic Psychiatry, Milan Cast Metal and Schettenhelm's farm equipment dealer. Ann Arbor SPARK's September 2026 employer list counts Toyota Motor North America Research and Development at roughly 1,200 jobs across its two sites, Forvia and Liebherr-Aerospace in Saline, Trinity Health Michigan near 5,500 and the University of Michigan near 37,400. No fixed-route bus runs in the township. Census commuters here average about 28 minutes each way, and roughly a fifth of workers do their jobs from home.

Day to day

Living in York Township

Parks, errands, events, seasonal township tasks and the kinds of homes you will see, from the township's new residents page, the township parks page, the Friends of the Saline River, the Milan Public Library, the City of Saline and the other sources named in each card.

What is there to do around York Township?

The township runs Sandra J Richardson Park, with soccer fields, a large recreation area, a covered picnic shelter that can be rented and more than three miles of trails. Mary McCann Park has over a mile of wooded nature trails built by Eagle Scouts, a wildlife observation area and an Ecological Demonstration Area with a teaching station. The 17.4 acre Leslee Niethammer Saline River Preserve at 9000 S. Maple Rd. adds river frontage, benches and a Monarch butterfly waystation.

Where do people run errands?

The township office at 11560 Stony Creek Rd. in Milan handles taxes, permits and assessing questions. The Milan Public Library at 151 Wabash St. lists weekday and Saturday hours, storytimes and Libby ebooks on its site. The City of Saline posts hours, bill pay and permit forms from its city hall at 100 N Harris Street. The township sits between Saline and Milan, so shopping and services follow those two town centers.

What happens here through the year?

The township parks committee posts announcements on its parks pages, such as a YTPR day at Sandra Richardson Park, the park's new trail marker system, a Little Free Library and an Oak Openings Savanna project. The township home page links Washtenaw County cleanup days and the county's Community Needs assessment, and it posts office schedule changes for holidays such as Veterans Day on November 11, 2026.

What does each season mean for a homeowner?

Summer tax bills are mailed July 1 and are due without penalty and interest September 14. Winter bills are mailed December 1 and are due February 14. February 28 is the last day to pay at the township, and on March 1 unpaid real property taxes go to Washtenaw County. Bills can be paid by mail, by hand during office hours or in the 24 hour drop box in the vestibule. Trash service is Stevens Disposal and Recycling Services, and electric service is DTE Energy.

Which kind of home are you after?

The Census Bureau's 2020 to 2024 American Community Survey counts 2,720 homes in the township, of which 2,680 are single unit detached houses and 40 are in two unit buildings. The township describes most of its land as agricultural with single family homes, plus several developments in different phases. The entire township uses private wells and septic, except the Hamlet of Mooreville, which has public sewer, so a well and septic inspection belongs in the offer timeline for most homes here.

Before you close

Things to settle on a York Township house

Wells, septic fields and subdivision roads come up on most houses here, so ask about them before your inspection period ends.

  • Which district is on the tax record. Saline, Milan and Lincoln all appear. The township's property tax and assessment page links the BS&A record, tax and special assessment searches, and the assessor's office takes calls at 734-439-8842, ext. 3, with office hours Friday mornings.
  • The Time of Sale report. The county's Time of Sale program lists certified inspectors and lets you search past well and septic records for the address.
  • A special assessment. Ask whether the subdivision has a road district like Timber Ridge's, or a county drain charge, and what is left to pay.
  • A farmland agreement or a private road. Ask the seller for any PA 116 agreement number and any private road maintenance agreement before you commit to land.
  • Which fire station answers. The township FAQ explains that Saline and Milan each cover part of the township, and burn permits come from the department that serves the address.
  • The homestead exemption. File it after closing so the township bills you at the homestead total, not the higher non-homestead one.

Michigan property taxes

What will my property taxes be after I buy in York Township?

The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill.

In York Township, our 2026 Uncapping Study found taxable value typically rises about 35% the year after a sale. On a $425,000 home, near the typical York Township value, the first-year tax goes up roughly $1,860 to $1,960, depending on the school district. Most homes here are in Saline schools (about $1,860); Milan schools homes run about $1,960. Your address decides which applies. We build your payment on that post-sale number.

Looking at a York Township address? Our Michigan property tax calculator finds that property's published 2025 millage and works out the tax to plan for after you buy.

In Samantha's words

I'd much rather somebody ask me, "Why are your taxes higher than what I'm seeing online?" than have them build a housing budget around the wrong assumption.

2025 homestead totals

York Township millage beside its neighbors

Treasury's 2025 totals for a homestead in each of York Township's three districts, set against the cities and townships around it. Each mill costs $1 per $1,000 of taxable value. The jump after a sale is from our 2026 Uncapping Study, which measures the typical increase in taxable value in the first year under a new owner.

York Township with Saline schools: 34.02

Covers about 63% of township homes and works out to roughly $3,402 per $100,000 of taxable value. Our study puts the usual first-year jump in York Township at about 35%.

With Milan or Lincoln schools: 35.80 or 33.99

Milan district homes pay about $178 a year more per $100,000 than Saline district homes, and the few Lincoln district homes on the east line pay about $3 less.

City of Saline and City of Milan: 49.55 and 51.99

City operating and service levies push a city homestead about 15.5 to 16.2 mills above a township home that shares its district and its mailing town.

Pittsfield Township: 39.20 or 40.98

Just north, the same Saline and Milan districts cost about $518 a year more per $100,000 than in York Township. Pittsfield's usual first-year jump in our study is about 26%.

Augusta and Saline townships: 36.76 and 34.68

Augusta with Milan schools and Saline Township with Saline schools land within about 1 mill of York's matching totals. In our study the usual first-year jump is about 46% in Augusta and about 25% in Saline Township.

A second home or rental pays about 18 more

Without the homestead exemption, Treasury's non-homestead total in the township is 52.02 mills with Saline schools and 53.77 with Milan, so file the exemption for the home you live in.

Local resources

Check York Township records yourself

The official offices behind the tax and school details on this page.

What our clients say

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As a first-time homebuyer in Ferndale, I was unsure of some things. Samantha was awesome. She was extremely helpful and made sure I understood every part of the process.
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MichaelJuly 2026
★★★★★
Samantha Shelton is amazing!! She helped me get into my first home in Ferndale. The closing process was easy I was able to take care of everything without taking a day off of work. Being a first time homebuyer was stressful but she provided clear communication and true experience guidance throughout the entire process
Jeffery HolleyFebruary 2026
★★★★★
Can’t say enough great things about Samantha and her team at Align Lending! Highly recommend
Justin BartonJune 2024

Individual experiences. Results vary.

York Township mortgage questions

If yours is not here, ask it on the call. There are no dumb questions.

What is a typical sale price for a York Township home?

Sales data does not follow township lines. For July to September 2026, Redfin reported the median near $509,750 for Saline 48176 and near $339,900 for Milan 48160, and each ZIP code is mostly made up of the city it is named for. The Census median owner value for the township itself is near $436,500, and the subdivisions north of Judd Road and west of Platt run higher than the south and east. We price the specific house you choose.

It might be, and the mail will not tell you. In the 2020 count about 53% of township homes were in the Saline 48176 ZIP area, about 45% in Milan 48160 and about 2% in Ypsilanti 48197. Census mapping places the township hall at 11560 Stony Creek Rd, Milan inside the township, while 147 Wabash St, Milan is in the City of Milan and 100 N Harris St, Saline is in the City of Saline. The tax record names the unit, and the difference is large: a City of Milan homestead paid 51.99 mills in 2025, against 35.80 for a township home in the same district.

The one printed on the parcel’s tax record, which you can check in the township’s BS&A online search. Saline Area Schools serves about 63% of homes, Milan Area Schools about 36% and Lincoln Consolidated under 1%. About 262 homes with Milan 48160 mail are in the Saline district, and the Toyota campus at 8777 Platt Rd has a Saline address while Census district lines place it in the Milan district. Treasury’s 2025 homestead totals were 34.02, 35.80 and 33.99 mills.

Almost certainly not. The township says the entire township has private wells and septic, with public sewer only in the hamlet of Mooreville, plus public utilities limited to the service district by the US-23 and Willis Road interchange. A well and septic house needs Washtenaw County’s Time of Sale evaluation by a certified inspector before it sells, and many loan programs also ask for a well water test. Ask for the report and any pumping records early.

Some parcels carry them. In 2025 the township held a hearing on a road special assessment district for Timber Ridge Subdivision, $748,000 spread over 67 parcels, about $11,165 each plus interest over the life of the district. Look up the address in the township’s BS&A special assessment search, and ask the seller about any road, drain or lighting charge before you set your offer.

Look up the exact address on FEMA’s flood map. If any part of the house sits in a high-risk zone, the lender will require flood insurance, and that premium belongs in your monthly budget before you write the offer. Ask the seller whether the home carries flood insurance today and what it costs.

Two departments have served the township, Saline in the north and Milan in the south. In May 2026 York Township joined the City of Saline and Lodi Township in forming the Saline Area Fire Authority, while Milan’s department keeps serving its part of the township during the change, so ask the township which station covers the address. The Washtenaw County Sheriff patrols the township, and the township’s welcome page lists Stevens Disposal for trash. Taxes are due September 14 for the summer bill and February 14 for the winter bill.

Yes, and much of the township is still farmland. Under the zoning ordinance, a lot on its own well and septic needs at least one acre and 150 feet of frontage, more if the county health division requires it, and a lot on a private road needs the road approved under the township’s private road ordinance before a zoning compliance certificate is issued. If the land is in a PA 116 farmland agreement, the agreement passes to you when all of the enrolled land is sold. Most buyers who build use a construction-to-permanent loan.

Talk with a local mortgage expert

Tell Samantha what you are trying to do in York Township and she will tell you what actually matters for your situation, including whether the timing is right.

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Sources

Where do the York Township figures on this page come from?

31 sources behind the York Township figures above, every link checked November 2026.

Align Lending LLC, NMLS #2041154. Samantha Shelton, NMLS 1647301. Equal Housing Opportunity. Licensed in Michigan, Ohio, North Carolina, Florida, Louisiana and Texas. Figures on this page are market research for orientation, not a quote. This page is for educational purposes only. It is not a credit decision, a preapproval, a commitment to lend, or an offer of credit.

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