Michigan county guide
Mortgage Broker in Livingston County, Michigan
Home prices across Livingston County run from about $276,000 in Howell Township to $422,000 in Brighton Township. Samantha shops your loan across multiple wholesale lenders and plans your budget from the buyer's tax number, not the seller's bill.
- No credit pull to talk
- Licensed loan originator, NMLS 1647301
Brighton Township guideBrighton guideGreen Oak Township guideHartland Township guideOceola Township guideFowlerville guide
Buying or refinancing in Livingston County, Michigan? Align Lending arranges loans in all 13 communities on this page from our office in Waterford, about half an hour east of the county.
Prices across Livingston County sit in a fairly tight band, from roughly $276,000 in Howell Township to about $422,000 in Brighton Township, the top end about 50 percent above the bottom. Loan size rarely separates one Livingston County town from the next here; the tax step after a sale, the condition of the house and the cash to close usually do.
Buying a home in Livingston County
Livingston County is where Metro Detroit thins out into lakes and open land. Brighton and Howell are the commercial centers, and much of the rest of the county is acreage, well water and septic, which changes what an appraisal looks at and sometimes what a loan will allow.
What homes cost in Livingston County
The 12 Livingston County communities with their own city guide, ranked from Brighton Township ($422,000) to Fowlerville ($292,000). Halfway down sits Marion Township, near $381,000.
| Community | Typical home value, per its city guide | Typical housing |
|---|---|---|
| Brighton Township | $422,000 | mixed housing stock |
| Pinckney | $410,000 | condos and townhomes, colonials and subdivisions |
| Brighton | $407,000 | condos and townhomes, lakefront/waterfront homes |
| Genoa Township | $395,000 | mixed housing stock |
| Green Oak Township | $391,000 | mixed housing stock |
| Hamburg Township | $385,000 | mixed housing stock |
| Marion Township | $381,000 | mixed housing stock |
| Hartland Township | $378,000 | mixed housing stock |
| Tyrone Township | $371,000 | mixed housing stock |
| Oceola Township | $369,000 | mixed housing stock |
| Howell | $354,000 | historic homes, colonials and subdivisions |
| Fowlerville | $292,000 | acreage and rural parcels, mid-century ranches |
Guides for Howell Township are still being written, and we already arrange loans there.
Livingston County property taxes after a sale, community by community
The year after a Michigan home sells, its taxable value resets to half of the assessor's market value, so the seller's tax bill is not your tax bill. Across the 18 assessing units in Livingston County, our 2026 Michigan Property Tax Uncapping Study puts the typical rise in taxable value after a sale between about 32% in Marion Township and 62% in Cohoctah Township, against about 38% for the county as a whole. 3 of the 18 sit above the statewide 50.5%.
| Assessing unit | Taxable value rise after a sale | Added first-year tax, $300,000 home | Parcel records |
|---|---|---|---|
| Cohoctah Township | +62% | about $1,360 | |
| Deerfield Township | +52% | about $1,190 | |
| Unadilla Township | +52% | about $1,500 | |
| Conway Township | +47% | about $1,360 | |
| Tyrone Township | +46% | about $1,080 | assessing office |
| Putnam Township | +45% | about $1,200 | assessing office |
| Handy Township | +45% | about $1,280 | assessing office |
| Iosco Township | +45% | about $1,290 | |
| Howell Township | +44% | about $1,090 | |
| City of Howell | +44% | about $1,720 | assessing office |
| Hamburg Township | +39% | about $1,150 | assessing office |
| Hartland Township | +37% | about $1,160 | assessing office |
| Green Oak Township | +36% | about $1,220 | assessing office |
| Oceola Township | +34% | about $900 | assessing office |
| Genoa Township | +34% | about $870 | assessing office |
| City of Brighton | +34% | about $1,380 | assessing office |
| Brighton Township | +32% | about $720 | assessing office |
| Marion Township | +32% | about $820 | assessing office |
Put in dollars on a $300,000 house: about $1,360 added to the first-year bill in Cohoctah Township, about $820 in Marion Township. Your payment estimate from us uses the post-sale number for the address you choose. Source: State Tax Commission records; the dollar column uses each unit's median homestead millage. A village named in a row has its own figure beside its name, at the village's 2025 homestead millage from Michigan Treasury, the rate its city guide uses.
Have an address in mind? Our Michigan property tax calculator looks up the exact published millage for that property, not the unit's median, and works out the tax to plan for after a sale.
Livingston County towns by type of housing
4 kinds of home stand out in our Livingston County city guides; lake and waterfront communities take in the most towns, 3 of them.
Matching the loan to the town in Livingston County
We sorted 12 Livingston County towns by typical value against the 2026 limit of $832,750. 11 land in "Conventional, competitive offers common", more than any other group. It is a map, not a quote. The property and your finances decide.
Conventional, competitive offers common
Brighton Township, Pinckney, Brighton, Genoa Township, Green Oak Township, Hamburg Township, Marion Township, Hartland Township, Tyrone Township, Oceola Township and Howell (typical values $354,000 to $422,000).
Conventional and FHA, strong first-time buyer fit
Fowlerville (typical value near $292,000).
Down payment help in Livingston County
In Fowlerville, with typical values near $292,000, the down payment, closing costs and reserves often decide a purchase before the monthly payment does.
- MSHDA, the state housing authority, for down payment help and first-time buyer loans.
- Start from a comfortable payment with the budget review, then the first-time buyer page.
Official Livingston County sources to check
- Livingston County Equalization Department, to look up a parcel and its current taxable value.
- Michigan DIFS, where every Michigan mortgage license can be checked, ours included.
Livingston County mortgage FAQs
Which Livingston County communities do you cover?
Every one of the 13 listed here, Brighton Township and Howell Township included, and the rest of the state too.
Which Livingston County communities see the largest tax increase after a sale?
In our 2026 Uncapping Study the largest typical rises in taxable value after a sale are in Cohoctah Township (about 62%), Deerfield Township (about 52%), Unadilla Township (about 52%). The smallest is Marion Township, about 32%.
Will I need a jumbo loan in Livingston County?
Rarely. The highest typical value on this page is about $422,000 in Brighton Township, under the 2026 conforming limit of $832,750.
Which Livingston County towns have the lowest typical prices?
Among our city guides, Fowlerville (near $292,000), Howell (near $354,000) and Oceola Township (near $369,000). That puts Fowlerville at about 69 percent of the typical Brighton Township price.
Talk with a Livingston County mortgage expert
Tell Samantha where in Livingston County you are looking, Brighton Township or Howell Township or somewhere between, and she will tell you what actually matters for that purchase, including whether the timing is right.
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